ManipalCigna Health Insurance – Marriage Benefit for Dependent Children starting at Rs. 79
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 4 lakh, premium starts at Rs. 79
Choose from the three premium variants: Coverage of Rs. 4 lakh at Rs. 254, Rs. 2 lakh at Rs. 139 and Rs. 1 lakh at Rs. 79.
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Permanent total disability cover
In case, if the insured is incapable to take up any job due to permanent total disability that occurred from an accident, you can avail the sum insured to arrange the marriage of your dependent children between 18-25 years of age.
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Division of the insured sum
If one child, the sum insured as specified under this benefit shall be paid fully to the child. If more than one child, the sum insured as specified under this benefit shall be divided equally among all eligible children.
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Accidental death cover
In case of the insured’s demise, their dependent children can avail sum insured to cover the marriage expenses of their dependent children between 18-25 years of age.
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End-to-end online process
You can purchase the plan online through our 100% digital and paperless process. You can make the payment through any of your preferred online modes.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Marriage Benefit for Dependent Children cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Marriage Benefit for Dependent Children cover:
- Premium of Rs. 79
- Premium of Rs. 139
- Premium of Rs. 254
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 79 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 139 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 4 lakh |
| Premium including GST (in Rs.) | 254 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Marriage Benefit for Dependent Children cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental death cover | Dependent child of the insured will receive the reimbursement up to sum insured to cover the marriage expenses |
| Permanent total disability | Get reimbursement up to the sum insured to cover marriage expenses |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports |
| Older age | Dependent child/children above 25 years of age |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Marriage Benefit for Dependent Children cover:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of Marriage Benefit For Dependent Children cover, you need to present the following documents:1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
For cashless, policy document, cashless card issued by the insurer, if any. The network hospital directly shares the billing details with the insurance company and settles the payment before discharge
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The plan covers accidental death or permanent total disablement due to an accident of the insured. It offers financial support to the dependent children between 18-25 years of age to cover their wedding expenses if the insured suffers any of the said conditions.
The Marriage Benefit for Dependent Children cover gives financial support to arrange wedding event for children in the age group of 18-25 years.
The policy does not provide coverage for any accidental injury/death due to adventure sports and children above 25 years.
Policyholders can file a claim by writing to the insurer at servicesupport@manipalcigna.com. You can also call on the toll-free number 1800-102-4462.
Marriage Benefit for Dependent Children cover is exclusively for Bajaj Finance customers. Therefore, if you are an existing customer and an Indian national, then you can apply for the plan. The applicant must be in the age group of 18-65 years.
