Aditya Birla Health Insurance - Heart Secure Cover at Rs. 1,358
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 1,358
Get coverage up to Rs. 1 lakh for treatment of heart conditions. Plan comes at a premium of Rs. 1,358.
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Seven heart conditions covered
Get a 100% payout towards surgery or treatment expenses for seven heart conditions.
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100% digital process
Complete six simple steps and get your policy online.
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No documents required to buy the policy
When buying Heart Secure Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Heart Secure Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-55 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Heart Secure Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,358 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Heart Secure Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Heart diseases covered | The policy provides coverage for seven heart-related diseases |
| 100% payout | Full sum insured paid if diagnosed with any of the seven heart-related diseases listed in the policy |
The seven heart-related illnesses covered are as follows:
1. First heart attack of specified severity
2. Open chest CABG
3. Open heart replacement or repair of heart valves
4. Stroke resulting in permanent symptoms
5. Implantable cardioverter defibrillator
6. Insertion of pacemaker
7. Minimally invasive surgery of the aorta
| Key exclusions | Description |
|---|---|
| In-patient hospitalisation | Any expenses incurred due to in-patient hospitalisation |
| Pre-existing illnesses | Any pre-existing illnesses, including the seven heart related diseases mentioned in this policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of Heart Secure Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Heart Secure Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Heart Secure Cover by Aditya Birla Health Insurance covers treatment costs for seven heart-related conditions. You can avail coverage for the below mentioned conditions.
1. First heart attack of specified severity
2. Open chest CABG
3. Open heart replacement or repair of heart valves
4. Stroke resulting in permanent symptoms
5. Implantable cardioverter defibrillator
6. Insertion of pacemaker
7. Minimally invasive surgery of the aorta
Underdoing any medical treatment can be an expensive ordeal. In the case of a heart condition, this can be a life-or-death issue. The Heart Secure Cover provides the financial support necessary during the treatment and recovery from seven major heart conditions.
You can send an email to the insurer at care.healthinsurance@adityabirlacapital.com or call on the toll-free number 1800-270-7000.
You get 100% of the sum insured if diagnosed with any of the seven heart-related conditions. It covers the treatment costs of these conditions.
To buy the Heart Secure Cover from Bajaj Finance, you need to fulfil the following criteria:
1. Age must be between 18 years and 55 years
2. Indian national
3. Exclusively for Bajaj Finance customers
