Aditya Birla Health Insurance - Heart Secure Cover at Rs. 1,358

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 1,358

    Get a full payout of Rs. 1 lakh in case of heart conditions mentioned in the policy at a premium of Rs. 1,358.

  • 7 heart conditions covered

    Get a 100% payout towards surgery or treatment expenses for 7 heart conditions.

  • End-to-end online

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy the policy

    When buying Heart Secure Cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Heart Secure Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 - 55 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  •  Name
  •  Address
  •  Email address
  •  Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here’s a quick look at the policy details of Heart Secure Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 1,358
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Heart Secure Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Heart diseases covered The policy provides coverage for 7 heart-related diseases
100% payout Full sum insured paid in case of diagnosis with any of the 7 heart related diseases listed in the policy

The seven heart-related illnesses covered are as follows:
1. First heart attack of specified severity
2. Open chest CABG
3. Open heart replacement or repair of heart valves
4. Stroke resulting in permanent symptoms
5. Implantable cardioverter defibrillator
6. Insertion of pacemaker
7. Minimally invasive surgery of the aorta

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Key exclusions Description
In-patient hospitalisation Any expenses incurred due to in-patient hospitalisation
Pre existing illnesses Any pre existing illnesses, including the 7 heart related diseases mentioned in this policy

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of Heart Secure Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Heart Secure Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Heart Secure Cover?

Heart Secure Cover is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides financial support for medical expenses associated with heart condition treatments.

What are the benefits of Heart Secure Cover?

Underdoing any medical treatment can be an expensive ordeal. In the case of a heart condition, this can be a life-or-death issue. The Heart Secure Cover provides the financial support necessary during the treatment and recovery from 7 major heart conditions.

What is the claim process for Heart Secure Cover?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is covered under Heart Secure Cover?

Heart Secure Cover provides a 100% payout of the sum insured in case of the seven heart-related policy conditions.

Is there an eligibility criterion for buying the Heart Secure Cover?

To buy the Heart Secure Cover from Bajaj Finance, you need to fulfil the following criteria:
1. Age must be between 18 and 55 years
2. Indian national
3. Exclusively for Bajaj Finance customers

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Protect Policy UIN: ADIHLGP22023V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.