Aditya Birla Health Insurance - Heart Secure Cover at Rs. 1,358
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 1,358
Get a full payout of Rs. 1 lakh in case of heart conditions mentioned in the policy at a premium of Rs. 1,358.
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7 heart conditions covered
Get a 100% payout towards surgery or treatment expenses for 7 heart conditions.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy the policy
When buying Heart Secure Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Heart Secure Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 55 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Heart Secure Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,358 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Heart Secure Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Heart diseases covered | The policy provides coverage for 7 heart-related diseases |
| 100% payout | Full sum insured paid in case of diagnosis with any of the 7 heart related diseases listed in the policy |
The seven heart-related illnesses covered are as follows:
1. First heart attack of specified severity
2. Open chest CABG
3. Open heart replacement or repair of heart valves
4. Stroke resulting in permanent symptoms
5. Implantable cardioverter defibrillator
6. Insertion of pacemaker
7. Minimally invasive surgery of the aorta
| Key exclusions | Description |
|---|---|
| In-patient hospitalisation | Any expenses incurred due to in-patient hospitalisation |
| Pre existing illnesses | Any pre existing illnesses, including the 7 heart related diseases mentioned in this policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of Heart Secure Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Heart Secure Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Heart Secure Cover is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides financial support for medical expenses associated with heart condition treatments.
Underdoing any medical treatment can be an expensive ordeal. In the case of a heart condition, this can be a life-or-death issue. The Heart Secure Cover provides the financial support necessary during the treatment and recovery from 7 major heart conditions.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Heart Secure Cover provides a 100% payout of the sum insured in case of the seven heart-related policy conditions.
To buy the Heart Secure Cover from Bajaj Finance, you need to fulfil the following criteria:
1. Age must be between 18 and 55 years
2. Indian national
3. Exclusively for Bajaj Finance customers