Aditya Birla Health Insurance - Critical Illness for Women only at Rs. 763

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Lump sum payout for 11 critical illnesses

    Lump sum payout for 11 critical illnesses

    Covers 11 critical illnesses specified in the policy. Get a lumpsum payout if diagnosed with any of the critical illnesses.

  • Benefit of second e-opinion

    Benefit of second e-opinion

    Additional benefit of taking a second e-opinion from an independent medical practitioner if diagnosed with a critical illness.

  • Loan protection

    Loan protection

    If diagnosed with a critical illness, receive a payout up to sum insured to cover 3 EMI amounts.

  • End-to-end online

    End-to-end online

    Complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Critical illness for Women only cover. If you meet the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-40 years
  • Policy only for women

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Critical illness for Women only cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 763
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Critical illness for Women only cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Second e-opinion Get second opinion online if diagnosed with a critical illness.
11 critical illness Covers 11 critical illnesses*

You can get the second e-opinion based only on the information and documentation provided to the insurer. The insurer will not be deemed to substitute the policyholder’s visits or consultations with an independent medical practitioner. The insurer will not assume any liability towards any loss or damage arising out of or in relation to any opinion, advice, or prescription. Also, for actual or alleged errors, omissions, and representations made by the medical practitioner. You will not get the coverage on a reimbursement basis.
Here’s the list of 11 critical illnesses covered under this policy:
1. Cancer of a specific severity
2. Myocardial infarction (first heart attack of a specific severity)
3. Open chest CABG
4. Open heart replacement or repair of heart valves
5. Kidney failure that requires regular dialysis
6. Stroke resulting in permanent symptoms
7. Major organ or bone marrow transplant
8. Permanent paralysis of limbs
9. Multiple sclerosis with persisting symptoms
10. Coma of a specified severity
11. Motor neuron disease with permanent symptoms

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Key exclusions Description
Any pre-existing disease No pre-existing medical illness covered
Initial waiting period 90 days
Survival period 30 days

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Critical Illness for women only cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Critical illness for women only cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What does the second e-opinion benefit cover under the Critical Illness for Women only plan?

The insured can avail the second e-opinion benefit if diagnosed with a critical illness. This benefit helps you get a second opinion on the critical illness. Here the doctor will review the medical records and provide an opinion about the illness and its treatment online.

What does the loan protection benefit cover under this policy?

Avail the loan protection benefit to pay up to three EMIs.

Is there a waiting period to claim benefits under the Critical Illness for Women only cover?

Yes, you have an initial waiting period of 90 days and a survival period of 30 days.

What is the policy premium and coverage amount?

Critical Illness for Women only cover is available at a premium of Rs. 763. Get coverage up to Rs. 1 lakh.Bajaj Finance Ltd. is available at a premium of Rs. 763 for a sum insured of Rs. 1 lakh.

What is the policy tenure for a Pocket Insurance policy?

All Pocket Insurance policies offered through Bajaj Finance are valid for one year.


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Protect Policy UIN: ADIHLGP22023V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.