Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Lump sum payout for 11 critical illnesses
Covers 11 critical illnesses specified in the policy. Get a lumpsum payout if diagnosed with any of the critical illnesses.
Benefit of second e-opinion
Additional benefit of taking a second e-opinion from an independent medical practitioner if diagnosed with a critical illness.
If diagnosed with a critical illness, receive a payout up to sum insured to cover 3 EMI amounts.
Complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Critical illness for Women only cover. If you meet the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-40 years
- Policy only for women
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Here’s a quick look at the policy details of Critical illness for Women only cover:
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||763|
|Policy tenure||One year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Critical illness for Women only cover:
- Key inclusions
- Key exclusions
|Second e-opinion||Get second opinion online if diagnosed with a critical illness.|
|11 critical illness||Covers 11 critical illnesses*|
You can get the second e-opinion based only on the information and documentation provided to the insurer. The insurer will not be deemed to substitute the policyholder’s visits or consultations with an independent medical practitioner. The insurer will not assume any liability towards any loss or damage arising out of or in relation to any opinion, advice, or prescription. Also, for actual or alleged errors, omissions, and representations made by the medical practitioner. You will not get the coverage on a reimbursement basis.
Here’s the list of 11 critical illnesses covered under this policy:
1. Cancer of a specific severity
2. Myocardial infarction (first heart attack of a specific severity)
3. Open chest CABG
4. Open heart replacement or repair of heart valves
5. Kidney failure that requires regular dialysis
6. Stroke resulting in permanent symptoms
7. Major organ or bone marrow transplant
8. Permanent paralysis of limbs
9. Multiple sclerosis with persisting symptoms
10. Coma of a specified severity
11. Motor neuron disease with permanent symptoms
|Any pre-existing disease||No pre-existing medical illness covered|
|Initial waiting period||90 days|
|Survival period||30 days|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Critical Illness for women only cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com.
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
Documents required to claim
To claim the benefits of Critical illness for women only cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org.
Frequently asked questions
The insured can avail the second e-opinion benefit if diagnosed with a critical illness. This benefit helps you get a second opinion on the critical illness. Here the doctor will review the medical records and provide an opinion about the illness and its treatment online.
Avail the loan protection benefit to pay up to three EMIs.
Yes, you have an initial waiting period of 90 days and a survival period of 30 days.
Critical Illness for Women only cover is available at a premium of Rs. 763. Get coverage up to Rs. 1 lakh.Bajaj Finance Ltd. is available at a premium of Rs. 763 for a sum insured of Rs. 1 lakh.
All Pocket Insurance policies offered through Bajaj Finance are valid for one year.
A refund of part or all of the premium payment.
Terms and conditions listed in the policy and not covered.
The person who bought the policy and named in the policy document.
The member named/insured in the policy document.