Aditya Birla Health Insurance Co. Limited

Aditya Birla Health Insurance – Ayush Treatment Cover at Rs. 1,018

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 1,018

    Coverage up to Rs. 1 lakh, premium Rs. 1,018

    Get cover against medical and hospitalisation expenses arising out of AYUSH treatment.

  • AYUSH Treatment Cover

    AYUSH Treatment Cover

    Covers AYUSH treatment related medical expenses. It includes hospitalisation costs, pre-and post-hospitalisation medical expenses.

  • Room Rent Cover

    Room rent cover

    Get coverage up to 1% of the sum insured. Covers normal room rent up to Rs. 5,000 and ICU room rent up to Rs. 10,000.

  • Road ambulance charges covered

    Road ambulance charges covered

    Covers road ambulance charges for transporting the policyholder up to Rs. 1,000.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Ayush Treatment Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-55 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of purchase:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Ayush Treatment Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 1,018
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Ayush Treatment Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospital room charge Covers normal room and ICU room rent as specified under policy terms
All medical expenses Covers treatment expenses during pre-and post-hospitalisation, and in-patient hospitalisation
Pre-existing diseases Covers pre-existing conditions after waiting period of 4 years under the policy
Key exclusions Description
Non-Ayush hospitalisation Hospitalisation for other than AYUSH treatment not covered
Comfort treatment Treatments involving steam bath, sauna, and oil massages not covered, when combined with leisure stay packages at resorts
Any pre-existing disease Pre-existing conditions not covered if not specified under the terms of the policy

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Ayush Treatment Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Ayush Treatment Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Ayush Treatment Cover?

AYUSH Treatment Cover by Aditya Birla Health Insurance is a pocket insurance offered through Bajaj Finance. This pocket-friendly policy covers all medical expenses arising from AYUSH treatments. AYUSH stands for ayurveda, yoga, unani, siddha, and homoeopathy.

What are the benefits of Ayush Treatment Cover?

Ayush Treatment Cover offers coverage against the medical expenses incurred from AYUSH treatment. AYUSH stands for ayurveda, yoga, unani, siddha, and homoeopathy. You get coverage for pre-and post-hospitalisation as well as hospitalisation expenses. The policy also covers room rent expenses for normal and ICU. You also get coverage for road ambulance expenses.

What is the claim process for Ayush Treatment Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What does Ayush Treatment Cover include?

Ayush Treatment Cover secures you against medical costs arising from AYUSH treatments. Get coverage for hospitalisation, pre-and post-hospitalisation expenses. You also get coverage for room rent, ICU charges, and ambulance costs.

What is the premium for the Ayush Treatment cover?

The policy is available at an annual premium of Rs. 1,018. Get coverage up to Rs. 1 lakh.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.