Aditya Birla Health Insurance – Ayush Treatment Cover at Rs. 1,018
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 1,018
Get cover against medical and hospitalisation expenses arising out of AYUSH treatment.
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AYUSH Treatment Cover
Covers AYUSH treatment related medical expenses. It includes hospitalisation costs, pre-and post-hospitalisation medical expenses.
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Room rent cover
Get coverage up to 1% of the sum insured. Covers normal room rent up to Rs. 5,000 and ICU room rent up to Rs. 10,000.
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Road ambulance charges covered
Covers road ambulance charges for transporting the policyholder up to Rs. 1,000.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Ayush Treatment Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-55 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of purchase:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Ayush Treatment Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,018 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Ayush Treatment Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospital room charge | Covers normal room and ICU room rent as specified under policy terms |
| All medical expenses | Covers treatment expenses during pre-and post-hospitalisation, and in-patient hospitalisation |
| Pre-existing diseases | Covers pre-existing conditions after waiting period of 4 years under the policy |
| Key exclusions | Description |
|---|---|
| Non-Ayush hospitalisation | Hospitalisation for other than AYUSH treatment not covered |
| Comfort treatment | Treatments involving steam bath, sauna, and oil massages not covered, when combined with leisure stay packages at resorts |
| Any pre-existing disease | Pre-existing conditions not covered if not specified under the terms of the policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Ayush Treatment Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Ayush Treatment Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
AYUSH Treatment Cover by Aditya Birla Health Insurance is a pocket insurance offered through Bajaj Finance. This pocket-friendly policy covers all medical expenses arising from AYUSH treatments. AYUSH stands for ayurveda, yoga, unani, siddha, and homoeopathy.
Ayush Treatment Cover offers coverage against the medical expenses incurred from AYUSH treatment. AYUSH stands for ayurveda, yoga, unani, siddha, and homoeopathy. You get coverage for pre-and post-hospitalisation as well as hospitalisation expenses. The policy also covers room rent expenses for normal and ICU. You also get coverage for road ambulance expenses.
You can contact the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Ayush Treatment Cover secures you against medical costs arising from AYUSH treatments. Get coverage for hospitalisation, pre-and post-hospitalisation expenses. You also get coverage for room rent, ICU charges, and ambulance costs.
The policy is available at an annual premium of Rs. 1,018. Get coverage up to Rs. 1 lakh.
