Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 3 lakh, premium starts at Rs. 184
Choose from three premium slabs to get coverage that fits your requirement. Coverage of Rs. 3 lakh at Rs. 219, Rs. 2 lakh at Rs. 199 and Rs. 1 lakh at Rs. 184.
Hospitalisation cost cover
Covers hospital, diagnostic tests, and pre-and post-hospitalisation expenses in case of an accidental injury occurred while travelling in flight/bus/train/rented cab/bike/ship/cruise.
Treatment expenses cover
Treatment expenses cover also includes doctor’s fees, medication expenses, room rents, and ICU, and blood transfusion.
End-to-end online process
Buy the plan online without any paperwork and hassle-free in just a few steps. Make the payment through your preferred online modes.
No documents are required to buy the policy
When buying Accidental Hospitalisation (Common Carrier) cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Accidental Hospitalisation (Common Carrier) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Accidental Hospitalisation (Common Carrier) cover:
- Premium at Rs. 184
- Premium at Rs. 199
- Premium of Rs. 219
|Sum insured (in Rs.)||1 lakh|
|Premium Including GST (in Rs.)||184|
|Policy tenure||1 year|
|Sum insured (in Rs.)||2 lakh|
|Premium including GST (in Rs.)||199|
|Policy tenure||1 year|
|Sum insured (in Rs.)||3 lakh|
|Premium including GST (in Rs.)||219|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Accidental Hospitalisation (Common Carrier) cover:
- Key inclusions
- Key exclusions
|Pre-hospitalisation expenses||Up to 10 days|
|Hospitalisation||Treatment expenses during hospitalisation, includes hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests.|
|Post-hospitalisation||Up to 10 days|
|Specific procedures||Any expenses arising from dental and orthodontic treatment, dentures, cosmetic or plastic surgery|
|Non-prescription||Any dietary supplements and substances not prescribed as per hospitalisation|
|Rehabilitation||Expenses for rest cure, rehabilitation and respite care|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of Accidental Hospitalisation (Common Carrier) cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
Documents required to claim
To claim the benefits of Accidental Hospitalisation (Common Carrier) cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
4. Medical reports
In case of cashless treatment, the billing details are directly shared with the insurance company by the network hospital and settled before discharge
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
This insurance policy provides essential financial support to help insured persons access urgent medical hospitalisation in case of an accident while they are traveling via flight, bus, train, rented cab, rented bike or ship.
This policy protects against the risks of unforeseen accidents which can happen any time and can be particularly difficult if it’s while travelling. The policy covers expenses up to the sum insured in the case the insured person undergoes any accidental hospitalisation while traveling. It includes all medical expenses pre-and post-hospitalisation, and during hospitalisation as detailed under the policy document. This includes diagnostic tests, room charges, medication costs, ICU costs, doctor’s fee and more.
Policyholders can easily file their claims to the insurer by writing to email@example.com or calling on the toll-free number 1800-102-4462.
This insurance policy has a policy tenure of 1 year.
Under this policy, insured persons are covered against any expenses during pre- and post-hospitalisation for up to 10 days. The full details of all exclusions are included in the policy document.
Expiry Date means the date on which this policy expires as specified in the Policy Schedule.
Eligibility means the provisions of the policy that state the requirements to be complied with.
A period of 12 consecutive months within the policy period commencing from the inception date or any subsequent policy anniversary.
Premium shall have to be paid in Indian Rupees and made in favour of the insurer.