ManipalCigna Health Insurance - Accidental Hospitalisation (Common Carrier) cover starts at Rs. 184
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium starts at Rs. 184
Choose from three premium slabs to get coverage that fits your requirement. Coverage of Rs. 3 lakh at Rs. 219, Rs. 2 lakh at Rs. 199, and Rs. 1 lakh at Rs. 184.
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Hospitalisation cost cover
Covers hospital, diagnostic tests, and pre-and post-hospitalisation expenses. Coverage offered in case of an accidental injury occurred while travelling in flight/bus/train/rented cab/bike/ship/cruise.
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Treatment expenses cover
Treatment expenses cover also includes doctor’s fees, and medication expenses. Also, covers room rents for normal and ICU, and blood transfusion.
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End-to-end online process
Buy the plan online without any paperwork and hassle-free in just a few steps. Make the payment through your preferred online modes.
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No documents required to buy the policy
When buying Accidental Hospitalisation (Common Carrier) cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accidental Hospitalisation (Common Carrier) cover. If you meet the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Accidental Hospitalisation (Common Carrier) cover:
- Premium at Rs. 184
- Premium at Rs. 199
- Premium of Rs. 219
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium Including GST (in Rs.) | 184 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 199 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 219 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Accidental Hospitalisation (Common Carrier) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre-hospitalisation expenses | Up to 10 days |
| Hospitalisation expenses | Include hospital room rent, ICU, blood transfusion, doctor’s fees, medicines, and tests |
| Post-hospitalisation expenses | Up to 10 days |
| Key exclusions | Description |
|---|---|
| Specific procedures | Any expenses arising from dental and orthodontic treatment, dentures, cosmetic, or plastic surgery |
| Non-prescription | Any dietary supplements and substances not prescribed as per hospitalisation |
| Rehabilitation | Expenses for rest cure, rehabilitation, and respite care |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of Accidental Hospitalisation (Common Carrier) cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of Accidental Hospitalisation (Common Carrier) cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
4. Medical reports
In case of cashless treatment, the network hospital will directly share the billing details with the insurance company. Insurer will settle the bills before insured gets discharged.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Accidental Hospitalisation (Common Carrier) cover by ManipalCigna Health Insurance gives coverage against medical emergency when travelling. Covers accidental injury suffered when travelling in flight, bus, or train. Also, rented cab, bike, or ship. Get coverage against hospitalisation and treatment expenses.
The policy covers expenses against accidental hospitalisation while travelling. Accidental Hospitalisation (Common Carrier) cover includes pre-and post-hospitalisation, and during hospitalisation expenses. You get coverage for diagnostic tests, room and ICU charges, medication costs, doctor’s fee and more.
Contact the insurer by writing at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
This insurance policy has tenure of 1 year.
You get coverage for up to 10 days before and after hospitalisation. Read the policy document to know the entire lists of inclusions and exclusions.
