Accidental Hospitalisation Benefit and Home Nursing Cash starting at Rs. 419
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Sum insured up to Rs. 50,000, premium starting at Rs. 419
Get sum insured of up to Rs. 50,000 at Rs. 684 and up to Rs. 25,000 at Rs. 419 as in-patient hospitalisation and home nursing coverage.
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Daily cash benefit
Get daily cash benefit in case of injury that results in inability to perform activities of daily living. Get sum insured of Rs. 1,500 per day for a maximum of 15 days for home nursing.
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No pre health check-up
There is no health checkup required for buying the policy.
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No documents to buy this policy
When buying this policy, you do not need to present any documents at the time of making the purchase.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents
You need to fulfil the following criteria to buy the - Accidental Hospitalisation Benefit and Home Nursing Cash cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Policy details
Here’s a quick look at the policy details of Accidental Hospitalisation Benefit and Home Nursing Cash:
- Premium of Rs. 419
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) for in-patient hospitalisation | 25,000 |
| Sum insured (in Rs.) for home nursing | 1,500/day for home nursing up to 15 days |
| Premium including GST (in Rs.) | 419 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) for in-patient hospitalisation | 50,000 |
| Sum insured (in Rs.) for home nursing | 1,500/day for home nursing up to 15 days |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accidental Hospitalisation Benefit and Home Nursing Cash Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Lump sum payout | Get lump sum amount towards in-patient hospitalisation. |
| Cash benefit | Get Rs. 1,500 per day for a maximum of 15 days, towards a qualified nurse arranged by the hospital to visit the insured person’s home to give expert nursing services. |
| Number of days | 15 days home nursing within policy year |
| Key exclusions | Description |
|---|---|
| Hospitalisation period | Hospitalisation for a period of fewer than 48 hours. |
| Adventure sports-related accidents | Hospitalisation resulting from accidental sports related injuries. |
| Self-inflicted injury | Any injury caused intentionally. |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Accidental Hospitalisation Benefit and Home Nursing Cash cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of the Accidental Hospitalisation Benefit & Home Nursing Cash cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if anyIn case of cashless claims, the billing details are directly shared with the insurance company by the network hospital and settled before discharge.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
