Manipal Cigna Health Insurance

ManipalCigna Health Insurance - Accidental Hospitalisation - Animal Attack (Domestic and Wild)

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 3 lakh starting at Rs. 53

    Coverage of up to Rs. 3 lakh starting at Rs. 53

    Covers medical expenses incurred due to accidental animal attacks. Premiums start at Rs. 53 for a coverage of Rs. 1 lakh, up to Rs. 89 for coverage up to Rs. 3 lakh.

  • Hospitalisation expenses coverage

    Hospitalisation expenses coverage

    Get coverage for all hospitalisation expenses if you suffer from animal attacks. The insured needs to provide diagnosis reports by an appropriate consultant.

  • Coverage for diagnostic tests and medication

    Coverage for diagnostic tests and medication

    Coverage for cost of diagnostic tests and medication taken during the hospitalisation period.

  • End-to-end online process

    End-to-end online process

    You can easily buy the policy online in just six simple steps with our paperless process.

  • No documents to buy

    No documents to buy

    When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Accidental Hospitalisation – Animal Attack (Domestic and Wild) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Animal Attack (Domestic and Wild) cover:

  • Premium of Rs. 53
  • Premium of Rs. 71
  • Premium of Rs. 89
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 53
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 71
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 89
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Accidental Hospitalisation - Animal Attack (Domestic and Wild) cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation due to animal attack In case of the insured’s hospitalisation avail medically necessary treatment. This is in case of an animal attack (domestic/wild) during the policy’s tenure
Animals covered Mammals, reptiles, birds, fish, and amphibians
Hospitalisation expenses Up to Rs. 3 lakh coverage in case of hospitalisation due to animal attack. The insured must have medical documents to support the diagnosis
Hospitalisation charges Expenses borne for diagnostic tests, doctor’s fees, medication, and treatment during hospitalisation up to the insured sum
Key exclusions Description
Adventure sports accident Any accident due to adventure sports is not covered
Non-hospitalisation The claim is only applicable if the insured person is continuously hospitalised for 48 hours

How to claim

You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Hospitalisation - Animal Attack (Domestic & Wild) plan by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Accidental Hospitalisation – Animal Attack (Domestic and Wild) cover, you need to present the following documents:
    1. Policy document
    2. Discharge summary
    3. Complete billing details
    4. Medical and investigation reports

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Accidental Hospitalisation – Animal Attack (Domestic and Wild) cover?

This Pocket Insurance policy covers all hospital expenses, including diagnosis and treatment charges for injuries due to an animal attack.

What is the sum insured for the Manipal Cigna - Accidental Hospitalisation – Animal Attack (Domestic and Wild) cover?

The policy is available in three variants:
1. Coverage of Rs. 1 lakh at Rs. 53
2. Coverage of Rs. 2 lakh at Rs. 71
3. Coverage of Rs. 3 lakh at RS. 89

Is there treatment benefit coverage under this Pocket Insurance policy?

Yes, treatment charges are included under this policy. These are the hospital room rent, ICU, blood transfusion, doctor’s fees (pre- and post-hospitalisation), medicines, and tests.

Is there a minimum hospitalisation clause to claim benefits under the animal attack cover?

Yes, the benefits cannot be claimed before 48 hours of continuous hospitalisation.

What are the eligibility criteria to buy this Pocket Insurance policy?

Anyone who fulfils the following criteria is eligible to buy the Pocket Insurance policy:
• Only Bajaj Finance customers can buy this policy
• 18 to 65 years of age
• Indian nationals


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.