ManipalCigna Health Insurance - Accidental Hospitalisation - Animal Attack (Domestic and Wild)
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 3 lakh starting at Rs. 53
Covers medical expenses incurred due to accidental animal attacks. Premiums start at Rs. 53 for a coverage of Rs. 1 lakh, up to Rs. 89 for coverage up to Rs. 3 lakh.
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Hospitalisation expenses coverage
If you suffer from animal attacks and the diagnosis is supported by an appropriate consultant, you will receive coverage for all hospitalisation expenses.
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Coverage for diagnostic tests and medication
The cost of diagnostic tests and medication taken during the hospitalisation period are covered.
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End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy
When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accidental Hospitalisation – Animal Attack (Domestic and Wild) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Animal Attack (Domestic and Wild) cover:
- Premium of Rs. 53
- Premium of Rs. 71
- Premium of Rs. 89
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 53 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 71 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 89 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accidental Hospitalisation - Animal Attack (Domestic and Wild) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation due to animal attack | If the insured person is hospitalised to avail medically necessary treatment in case of an animal attack (domestic/wild) during the policy’s tenure |
| Animals covered | Mammals, reptiles, birds, fish, and amphibians |
| Hospitalisation expenses | Up to Rs. 3 lakh coverage in case of hospitalisation for a clinically supported medical consultation due to animal attacks |
| Hospitalisation charges | Expenses borne for diagnostic tests, doctor’s fees, medication, and treatment during hospitalisation up to the insured sum |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports is not covered |
| Non-hospitalisation | The claim is only applicable if the insured person is continuously hospitalised for 48 hours |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Hospitalisation - Animal Attack (Domestic & Wild) plan by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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To claim the benefits of Accidental Hospitalisation – Animal Attack (Domestic and Wild) cover, you need to present the following documents:
1. Policy document
2. Discharge summary
3. Complete billing details
4. Medical and investigation reports -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
This Pocket Insurance policy covers all hospital expenses, including diagnosis and treatment charges for injuries due to an animal attack.
The policy is available in three variants:
1. Coverage of Rs. 1 lakh at Rs. 53
2. Coverage of Rs. 2 lakh at Rs. 71
3. Coverage of Rs. 3 lakh at RS. 89
Yes, treatment charges are included under this policy. These are the hospital room rent, ICU, blood transfusion, doctor’s fees (pre & post hospitalisation), medicines and tests.
Yes, the benefits cannot be claimed before 48 hours of continuous hospitalisation.
Anyone who fulfils the following criteria is eligible to buy the Pocket Insurance policy:
• Only Bajaj Finance customers can buy this policy
• 18 to 65 years of age Indian nationals