ManipalCigna Health Insurance - Accidental Complementary Treatment Cover, starts at Rs. 69
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of Rs. 10,000, premium Rs. 69
Sum insured up to Rs. 10,000 starting at Rs. 69 for six accidental complementary treatments.
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Complementary treatments covered
Covers Physiotherapy, Acupuncture and Acupressure, Chiropody and Chiropractic, Osteopathy, Homeopathy and Ayurveda treatments.
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Adventure sports-related accidents
Covers the expenses for availing complementary treatment for accidents sustained during adventure sports.
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End-to-end online
You can buy the policy online through our 100% digital and paperless process in just six steps.
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No documents are required to buy the policy
When buying the Accidental Complementary Treatment Cover, you need not present any documents at time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Accidental Complementary Treatment Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone Number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Accidental Complementary Treatment Cover:
- Premium of Rs. 69
- Premium of Rs. 109
Policy details | Description |
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Sum Insured (Rs.) | 5,000 |
Premium including taxes (Rs.) | 69 |
Policy tenure | 1 year |
Policy details | Description |
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Sum Insured (Rs.) | 10,000 |
Premium including taxes (Rs.) | 109 |
Policy tenure | 1 year |
Key inclusions and exclusions
Have a quick look at the inclusions and exclusions under the Accidental Complementary Treatment Cover:
- Key inclusions
- Key exclusions
Key inclusions | Description |
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Accidental Complementary Treatment | If the insured person suffers an injury due to an accident and undergoes a medically necessary treatment prescribed by a medical practitioner, expenses are covered |
Inpatient, pre-and post-hospitalisation cover | Covers treatment charges during inpatient hospitalisation and also for 5 days pre-and post-hospitalisation |
Key exclusions | Description |
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Any pre-existing diseases or disabilities | No pre-existing medical illness or disabilities are covered |
Adventure sports | Does not cover accidents due to adventure sports |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Complementary Treatment Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of Accidental Complementary Treatment Cover , you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
4. Medical reports
The billing details are directly shared with the insurance company by the network hospital and settled before discharge -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Six treatments are covered under the policy:
1. Physiotherapy
2. Acupuncture and Acupressure
3. Chiropody and Chiropractic
4. Osteopathy
5. Homeopathy
6. Ayurveda
Suppose during the policy tenure, the insured person suffers an injury due to an accident caused by an event covered under the policy. In that case, the insurers will pay reasonable and customary charges for the medically necessary treatment if prescribed by a medical practitioner and opted under the policy.
No documents are required to buy the Manipal Cigna Complementary Treatment Cover from Bajaj Finance. The application process is end-to-end digital, and you only need to fill in your basic details like name, email address, residential address, and registered mobile number on the application form.
The policy is available in two variants:
1. Sum insured of up to Rs. 5,000 at an annual premium of Rs. 69.
2. Sum insured of up to Rs. 10,000 at an annual premium of Rs. 109.
There is an initial waiting period of 30 days to claim the benefits of the policy. If the illness is detected before 30 days from the purchase of the policy, the benefits cannot be availed.