Manipal Cigna Health Insurance

ManipalCigna Health Insurance - Accidental Animal Attack Cover starts at Rs. 41

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 50,000 starting at Rs. 41

    Coverage of up to Rs. 50,000 starting at Rs. 41

    Covers medical expenses incurred due to accidental animal attacks. Premiums start at Rs. 41 for a coverage of Rs. 25,000, and Rs. 53 for coverage up to Rs. 50,000.

  • Hospitalisation expenses coverage

    Hospitalisation expenses coverage

    Get coverage for hospitalisation expenses due to animal attacks. You can avail the benefit if a consultant clinically confirms the diagnosis.

  • Coverage for diagnostic tests and medication

    Coverage for diagnostic tests and medication

    Covers the diagnostic tests and medications taken during the hospitalisation.

  • Easy online process

    Easy online process

    Complete six simple steps and get your policy online.

  • No documents required to buy

    No documents required to buy

    When buying the Accident-Animal Attack cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Accidental Animal Attack cover. If you meet all the eligibility criteria, we will need a few details to complete your application process

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18-65 years

Documents required

No documents required to buy the policy.
Simply provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here's a quick look at the policy details of Accidental Animal Attack cover:

  • Premium of Rs. 41
  • Premium of Rs. 53
Policy details Description
Sum insured (in Rs.) 25,000
Premium including GST (Rs.) 41
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 50,000
Premium including taxes (Rs.) 53
Policy tenure One year

Key inclusions and exclusions

Here's a quick look at the policy details of Accidental Animal Attack cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation due to animal attack Covers hospitalisation for treatment in case of an animal attack (domestic/wild) during the policy’s tenure.
Animals covered Covers attack by any mammals, reptiles, birds, fish, and amphibians.
Hospitalisation expenses Get up to Rs. 50,000 coverage against hospitalisation due to animal attacks.
Key exclusions Description
Adventure sports accident Any accident due to adventure sports is not covered
Non-hospitalisation Claim only applicable if the insured person gets hospitalised for continuous 48 hours

How to claim

You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Animal Attack Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Accidental Animal Attack cover, you need to present the following documents:
    1. Policy document
    2. Discharge summary
    3. Complete billing details
    4. Medical and investigation reports

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

Is there a health insurance policy that covers hospitalisation expenses due to animal attacks?

Yes, the Accidental Animal Attack covers hospitalisation expenses that may arise due to an animal attack. Covers medication and treatment charges borne during the hospitalisation under this policy.

What is the premium for the Accidental Animal Attack Cover?

The policy is available in two variants:
1. Annual premium of Rs. 41 for a sum insured of Rs. 25,000
2. Annual premium of Rs. 53 for a sum insured of Rs. 50,000

Is there a hospitalisation clause for the Accidental Animal Attack Cover?

Yes. The insure can claim for the benefit only if hospitalised for continuous 48 hours.

What is the need for an Accidental Animal Attack Cover?

An Accidental Animal Attack Cover provides coverage against accidental injuries that may occur due to an animal attack and may cause fatal injuries.

Is a doctor’s consultation fee covered under Accidental Animal Attack cover?

The plan covers medication and treatment taken in case of animal attack.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.