ManipalCigna Health Insurance - Accidental Animal Attack Cover starts at Rs. 41
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 50,000 starting at Rs. 41
Covers medical expenses incurred due to accidental animal attacks. Premiums start at Rs. 41 for a coverage of Rs. 25,000, and Rs. 53 for coverage up to Rs. 50,000.
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Hospitalisation expenses coverage
Get coverage for hospitalisation expenses due to animal attacks. You can avail the benefit if a consultant clinically confirms the diagnosis.
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Coverage for diagnostic tests and medication
Covers the diagnostic tests and medications taken during the hospitalisation.
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Easy online process
Complete six simple steps and get your policy online.
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No documents required to buy
When buying the Accident-Animal Attack cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Accidental Animal Attack cover. If you meet all the eligibility criteria, we will need a few details to complete your application process
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here's a quick look at the policy details of Accidental Animal Attack cover:
- Premium of Rs. 41
- Premium of Rs. 53
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (Rs.) | 41 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including taxes (Rs.) | 53 |
| Policy tenure | One year |
Key inclusions and exclusions
Here's a quick look at the policy details of Accidental Animal Attack cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation due to animal attack | Covers hospitalisation for treatment in case of an animal attack (domestic/wild) during the policy’s tenure. |
| Animals covered | Covers attack by any mammals, reptiles, birds, fish, and amphibians. |
| Hospitalisation expenses | Get up to Rs. 50,000 coverage against hospitalisation due to animal attacks. |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports is not covered |
| Non-hospitalisation | Claim only applicable if the insured person gets hospitalised for continuous 48 hours |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Animal Attack Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of the Accidental Animal Attack cover, you need to present the following documents:
1. Policy document
2. Discharge summary
3. Complete billing details
4. Medical and investigation reports -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Yes, the Accidental Animal Attack covers hospitalisation expenses that may arise due to an animal attack. Covers medication and treatment charges borne during the hospitalisation under this policy.
The policy is available in two variants:
1. Annual premium of Rs. 41 for a sum insured of Rs. 25,000
2. Annual premium of Rs. 53 for a sum insured of Rs. 50,000
Yes. The insure can claim for the benefit only if hospitalised for continuous 48 hours.
An Accidental Animal Attack Cover provides coverage against accidental injuries that may occur due to an animal attack and may cause fatal injuries.
The plan covers medication and treatment taken in case of animal attack.