Manipal Cigna Health Insurance

ManipalCigna Health Insurance - Accident - Support Items Cover starts at Rs. 99

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 50,000 with premium starting at just Rs. 99

    Get coverage up to the insured sum for the cost of buying support items as prescribed by a medical practitioner.

  • Lifestyle support cover

    Get coverage towards expenses incurred for purchasing support items as a result of injuries sustained in an accident.

  • Lifesaving equipment expenses cover

    Get coverage for any additional expenses incurred for lifesaving medication, surgery, or treatment in India.

  • End-to-end online process

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy

    When buying the Accident Support Items Cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Accident Support Items Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process. 

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 – 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  •  Name
  •  Address
  •  Email address
  •  Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here’s a quick look at the policy details of Accident - Support Items Cover:

  • Premium of Rs. 99
  • Premium of Rs. 174
Policy details Description
Sum insured (in Rs.) 25,000
Premium including GST (in Rs.) 99
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 174
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Accident-Support Items Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Support items Artificial limbs, crutches, stretchers, tricycles, wheelchairs, intra-ocular lenses, and spectacles
Reasonable and customary charges Lifesaving expenses for medicines or blood transfusion for treatment/surgery
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Adventure sports accident Any accident due to adventure sports is not covered
Non-hospitalisation Claim is only applicable if the insured person is hospitalised continuously for 48 hours

How to claim

You can reach out to the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Accident – Support Items Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    Collect and submit the following documents:
    1.Policy document received at the time of purchase
    2.Discharge summary
    3Complete billing details in case of reimbursement

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Accident - Support Items Cover?

The plan provides coverage if the insured suffers an injury due to an accident which requires support items prescribed by a medical practitioner.

What are reasonable and customary charges coverage available under this policy?

The lifesaving expenses incurred for medicines or blood transfusion for treatment are covered under reasonable and customary charges.

What is the premium for the Accident - Support Items Cover policy?

The Accident Support Items Cover is available for an annual premium of Rs. 99 for Rs. 25,000 coverage and Rs. 174 for a coverage of Rs. 50,000.

How to claim the benefits of a Manipal Cigna Health Insurance policy?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-102-4462.

What is the age eligibility for the Accident - Support Items Cover policy?

Anyone between the age of 18 and 65 years is eligible to buy the support items cover, provided you are an existing Bajaj Finance customer.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.