ManipalCigna Health Insurance - Accident - Support Items Cover starts at Rs. 99
Key features and benefits
Coverage up to Rs. 50,000 with premium starting at just Rs. 99
Get coverage up to the insured sum for the cost of buying support items as prescribed by a medical practitioner.
Lifestyle support cover
Get coverage towards expenses incurred for purchasing support items as a result of injuries sustained in an accident.
Lifesaving equipment expenses cover
Get coverage for any additional expenses incurred for lifesaving medication, surgery, or treatment in India.
End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
No documents are required to buy
When buying the Accident Support Items Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accident Support Items Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 65 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Accident - Support Items Cover:
- Premium of Rs. 99
- Premium of Rs. 174
|Sum insured (in Rs.)||25,000|
|Premium including GST (in Rs.)||99|
|Policy tenure||1 year|
|Sum insured (in Rs.)||50,000|
|Premium including GST (in Rs.)||174|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Accident-Support Items Cover:
- Key inclusions
- Key exclusions
|Support items||Artificial limbs, crutches, stretchers, tricycles, wheelchairs, intra-ocular lenses, and spectacles|
|Reasonable and customary charges||Lifesaving expenses for medicines or blood transfusion for treatment/surgery|
|Any pre-existing disease||No pre-existing medical illness is covered|
|Adventure sports accident||Any accident due to adventure sports is not covered|
|Non-hospitalisation||Claim is only applicable if the insured person is hospitalised continuously for 48 hours|
How to claim
You can reach out to the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Accident – Support Items Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
Documents required to claim
Collect and submit the following documents:
1.Policy document received at the time of purchase
3Complete billing details in case of reimbursement
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
The plan provides coverage if the insured suffers an injury due to an accident which requires support items prescribed by a medical practitioner.
The lifesaving expenses incurred for medicines or blood transfusion for treatment are covered under reasonable and customary charges.
The Accident Support Items Cover is available for an annual premium of Rs. 99 for Rs. 25,000 coverage and Rs. 174 for a coverage of Rs. 50,000.
You can reach out to the insurer by writing to them at email@example.com or calling on the toll-free number 1800-102-4462.
Anyone between the age of 18 and 65 years is eligible to buy the support items cover, provided you are an existing Bajaj Finance customer.
Expiry date means the date on which this policy expires as specified in the Policy Schedule.
IRDAI stands for Insurance Regulatory and Development Authority of India.
Out-Patient means a patient who undergoes OPD treatment.
Certificate of Insurance
The document issued by the insurer confirming the policy purchase.