ManipalCigna Health Insurance - Accident Retraining Expenses Benefit at Rs. 34
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 25,000 starting at Rs. 34
Provides coverage if the insured person suffers an injury leading to a disability. This may result in a requirement for training to pursue an alternative occupation.
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Accident re-training expenses benefit
Coverage for expenses towards re-training for an alternative occupation. This is applicable in case of accidental total, partial, and metal disablement.
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End-to-end online process
You can buy the policy online through our 100% digital process.
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No documents are required to buy
When buying the Accident Retraining Expenses Benefit cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accident Retraining Expenses Benefit cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here's a quick look at the policy details of Accident Retraining Expenses Benefit cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 34 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Accident Retraining Expenses Benefit cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Retraining expenses in case of accidental and mental disability | The policy covers training expenses that may arise in case of occupation change due to an injury resulting physical or mental disability |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports is not covered |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident Retraining Expenses Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of the Accident Retraining Expenses Benefit cover, you need to present the following documents:
1. Policy document
2. Discharge summary
3. Complete billing details
4. Medical and investigation reports -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
You can claim the benefits of the policy if the insured person suffers an injury resulting in physical or mental disability. The disability may result in switching occupations of the insured. The plan provides coverage for expenses of training courses.
The annual premium for the Accident Retraining Expenses Benefit cover is Rs. 34 for a sum insured of Rs. 25,000.
The policy is valid for one year. Post the policy expires, you need to rebuy the cover.
You need to be between the age of 18 and 65 years to buy the Accident Retraining Expenses Benefit cover.
