ManipalCigna Health Insurance

ManipalCigna Health Insurance - Accident - Parents Benefit Cover at Rs. 79

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 1 lakh at Rs. 79

    Coverage of up to Rs. 1 lakh at Rs. 79

    Get accidental death and disability cover up to Rs. 1 lakh for surviving dependent parents. The plan comes at just Rs. 79.

  • Permanent total and partial disability covered

    Permanent total and partial disability covered

    Covers accidental injury solely and directly results in permanent total and/or partial disability.

  • End-to-end online process

    End-to-end online process

    Complete six simple steps and get your policy online.

  • No documents required to buy

    No documents required to buy

    When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Accident Parents Benefit cover. If you meet the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 65 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Accident - Parents Benefit Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 79
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Accident - Parents Benefit Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental death and disability Covers accident resulting in death or total/partial disability
Dependent parents benefit In case of accidental death, sum insured paid to surviving dependent parent/s
Key exclusions Description
Any pre-existing disease No pre-existing medical illness covered
Adventure sports accident Any accident due to adventure sports

How to claim

You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident - Parents Benefit Cover plan by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Accidental Parents benefit cover, you need to present the following documents:
    1. Policy document
    2. Discharge summary
    3. Complete billing details
    4. Medical and investigation reports

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Accident - Parents Benefit Cover?

Accident - Parents Benefit Cover by ManipalCigna Health Insurance provides financial support to the surviving dependent parents. The plan offers Rs. 1 lakh in case the insured’s accidental death or disability.

What are the benefits of Accident - Parents Benefit Cover?

The plan gives a sum insured of up to Rs. 1 lakh as death cover to the surviving dependent parents. The plan offers coverage for accidental death or disability of the insured. It covers accidental injury solely and directly causing death or permanent total and/or partial disability. Get the plan at just Rs. 79.

How to apply for Accident - Parents Benefit Cover?

Apply for the Accident – Parents Benefit by visiting the Bajaj Finance Insurance Mall website. Click on the ‘Buy Now’ button. Fill in your personal details like name, PAN card, and mobile number. You will receive an OTP on your registered number for verification. Pre-filled details of the existing customers will appear if the given phone number matches our records. You can then proceed to buy the plan.

What is the claim process for Accident - Parents Benefit?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4462

What does Accident - Parents Benefit Cover offer?

The policy covers accidental death or disability of the insured. The plan offers Rs. 1 lakh to the surviving parents in case of any mishap.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company ManipalCigna Health Insurance.  Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under FlexiCare Group Insurance Policy UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.