ManipalCigna Health Insurance

ManipalCigna Health Insurance – Accident – Parents Benefit Cover at Rs. 79

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 1 lakh at Rs. 79

    Get sum insured of up to Rs. 1 lakh as death cover for surviving dependent parents at Rs. 79 in case of accidental death or disability.

  • Permanent total and partial disability covered

    Get the sum insured if accidental injury solely and directly results in permanent total and/or partial disability.

  • End-to-end online process

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy

    When buying the Accident – Parents Benefit cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Accident – Parents Benefit Cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here’s a quick look at the policy details of Accident - Parents Benefit Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 79
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Accident - Parents Benefit Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental death and disability Accident resulting in death or total/partial disability
Dependent parents benefit In case of accidental death, sum insured paid to surviving dependent parent/s
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Adventure sports accident Any accident due to adventure sports

How to claim

You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident - Parents Benefit Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at servicesupport@manipalcigna.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Accident – Parents Benefit Cover, you need to present the following documents:
    1. Policy document
    2. Discharge summary
    3. Complete billing details
    4. Medical and investigation reports

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is Accident - Parents Benefit Cover?

Accident - Parents Benefit Cover by ManipalCigna Health Insurance provides financial support to the surviving dependent parents. The plan offers Rs. 1 lakh in case the insured’s accidental death or disability.

What are the benefits of Accident - Parents Benefit Cover?

The plan gives a sum insured of up to Rs. 1 lakh as death cover to the surviving dependent parents in case of accidental death or disability of the insured. You can avail of the plan at just Rs. 79. It covers accidental injury solely and directly causing death or permanent total and/or partial disability.

How to apply for Accident - Parents Benefit Cover?

You can apply for the Accident–Parents Benefit Cover by visiting the Bajaj Finance Insurance Mall website in just a few steps. On clicking on the ‘Buy Now’ button, you can fill in personal details like name, PAN card and mobile number and submit. You will receive an OTP on your registered number for verification. Details of the existing customers will be pre-filled if the given phone number matches the records, and you can proceed to buy the plan.

What is the claim process for Accident - Parents Benefit Cover?

You can reach out to the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.

What is covered under Accident - Parents Benefit Cover?

The policy covers accidental death or disability of the insured. The plan offers Rs. 1 lakh to the surviving parents in case of any mishap.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.