ManipalCigna Health Insurance - Accident Family Counselling Benefit at Rs. 29
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 25,000 at Rs. 29
Coverage for out-patient psychiatric counselling of immediate family members. This is in case of an accident resulting in death or disablement of the insured.
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Counselling for mental trauma
Counselling for the insured's immediate family after permanent disability or death.
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End-to-end online process
You can buy the policy online through our 100% digital process.
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No documents are required to buy
When buying the Accident – Family Counselling Benefit cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Accident Family Counselling Benefit. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Accident Family Counselling Benefit policy:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 29 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accident Family Counselling Benefit policy:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Counselling session for the insured and the insured’s family | Suppose during the policy year, the insured person meets with an accident that results in death or disablement, then get counselling coverage for the mental trauma caused to the immediate family. The cover is valid for psychiatric counselling on an out-patient basis |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports |
| Any pre-existing disease | No pre-existing medical illness is covered |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident Family Counselling Benefit policy by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
Collect and submit the following documents:
1. Policy document
2. Discharge summary
3. Complete billing details -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
If you buy a ManipalCigna Health Insurance policy from Bajaj Finance, you need not present any documents. You only need to fill in your basic details: name, address, email address, and phone number registered with Bajaj Finance.
You need to fulfil the following criteria:
1. Age between 18 and 65 years
2. Indian nationals
3. Existing Bajaj Finance customers
The annual premium for the policy is Rs. 29 and it is valid for one year.
The policy provides coverage for the insured person’s family if he/she faces an injury resulting in death or disability. Get counselling coverage for mental trauma to any or all immediate family members of the insured person.
To claim the benefits of the policy, you can contact the insurer by writing a mail to servicesupport@manipalcigna.com. You can also call them on the toll-free number 1800-102-4462.
