An accident may result in permanent or partial disability. This may require an individual to make certain home/bathroom modifications to make for an easier life. With Group Care 360 - Home Modification Cover from Care Health Insurance Ltd., one may avail of permanent total disablement coverage of up to Rs. 10,000 and coverage for home modification up to Rs 10,000.
Plan Details
The coverage is offered as per the following criteria.
| Insured Events | Amount payable = % of the Sum Insured |
| Total and irrecoverable loss of sight of both eyes, or of the actual loss by physical separation of two entire hands or two entire feet, or one entire hand and one entire foot, or of the total and irrecoverable loss of sight of one eye and loss by physical separation of one entire hand or one entire foot | 100% |
| Total and irrecoverable loss of (a) use of two hands or two feet, or (b) one hand and one foot, or (c) sight of one eye and use of one hand or one foot | 100% |
| Total and irrecoverable loss of sight of one eye, or of the actual loss by physical separation of one entire hand or one entire foot | 50% |
| Total and irrecoverable loss of use of a hand or a foot without physical separation | 50% |
| Paraplegia or Quadriplegia or Hemiplegia | 100% |
What's Covered
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Permanent Total Disablement
If the insured member suffers an injury, which directly results in the insured member’s permanent total disablement within 12 months from the date of accident (including date of Accident), he/she will get an amount as per the above table.
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Home Modification
The insured member will get coverage for reasonable and necessary modifications of their place of residence.
For a list of exclusions, please refer to the policy wordings.
Claim process
Insurer’s email: – claims@careinsurance.com
Insurer’s toll-free number: – 1800-102-4488
How to Apply
1.
Click on the 'Apply Now' button and share your basic details in the online application form.
2.
Check and confirm your application by entering the OTP received on your mobile number.
3.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4.
You will receive the details of your membership via email/WhatsApp.
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.