Home Modification Cover

An accident may result in permanent or partial disability. For better support and accessibility, the person with disability may need to make some modifications to their home and bathroom. These modifications can be expensive. With Group Care 360 - Home Modification Cover from Care Health Insurance Ltd., the insured person can avail of up to Rs. 10,000 as permanent disablement coverage and up to Rs 10,000 for home modifications.

The plan offers permanent total disablement cover of up to Rs. 10,000 and home modification cover of up to Rs 10,000 at a premium of Rs. 177 (including GST). It is valid for 365 days.

The coverage is offered as per the following criteria:

Insured events	Amount payable = % of the Sum Insured
Total and irrecoverable loss of sight in both eyes, or the actual loss by physical separation of two entire hands or feet, or one entire hand and one entire foot, or the total and irrecoverable loss of sight of one eye and loss by physical separation of one entire hand or one entire foot	100%
Total and irrecoverable loss of (a) use of two hands or two feet, or (b) one hand and one foot, or (c) sight in one eye and use of one hand or one foot	100%
Total and irrecoverable loss of sight in one eye, or the actual loss by physical separation of one entire hand or one entire foot	50%
Total and irrecoverable loss of use of a hand or a foot without physical separation	50%
Paraplegia, quadriplegia or hemiplegia	100%

You can raise a claim by contacting the insurer in one of the following ways:

Email: – claims@careinsurance.com
Toll-free number: – 1800-102-4488

For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.