Bajaj Finserv in your city

Thane is a satellite city, located near Mumbai. The city is famous for its greenery and infrastructure, and its ample employment opportunities draw residents to it.

Its proximity to Mumbai has increased the property prices in this region. But you can manage it with an affordable home loan from Bajaj Finserv. We have a branch in operation here, so visit us today or apply online.

Features and benefits of a home loan in Thane

Apply for a home loan in Thane from Bajaj Finserv to enjoy competitive interest rates and favourable repayment options. Below are the features of this home loan.

  • Get PMAY benefits

    Get PMAY benefits

    Enjoy the benefits of the Pradhan Mantri Awas Yojana as you will get your home loan at a subsidized rate from Bajaj Finserv.

  • Comfortable tenor

    Comfortable tenor

    Select a suitable tenor based on your repayment capacity using a home loan EMI calculator with no pressure.

  • Hassle-free paperwork

    Hassle-free paperwork

    Bajaj Finserv offers home loans in Thane against minimal documentation and simple eligibility criteria.

  • Home loan refinancing

    Home loan refinancing

    Opt for the home loan balance transfer facility and refinance your existing home loan at Bajaj Finserv.

  • Enjoy a top up loan

    Enjoy a top up loan

    Obtain a top-up loan of up to Rs. 1 crore on the current housing loan with Bajaj Finserv.

  • Prepayment and foreclosure benefits

    Prepayment and foreclosure benefits

    Choose to partly prepay or foreclose a Bajaj Finserv Home Loan in Thane at no additional charges.

Bajaj Finserv easy eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

A good tip would be preparing a documentation and eligibility checklist before hand, to expedite your loan application process with Bajaj Finserv.

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Interest rate and charges on a Bajaj Finserv Home Loan

Bajaj Finserv Home Loan come at attractive rates, starting from 7.70%* for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges to give you an honest and easy borrowing experience.

*Terms and conditions apply

Frequently asked questions about the Bajaj Finserv Home Loan

How to apply for a home loan?

The process to apply for a home loan is extremely easy.

  • Open the online application form
  • Fill it up with required and relevant details
  • Pay a nominal secure fee online
  • Submit the scanned copies of documents needed

For offline application, SMS ‘HLCLI’ to 97736633633 to begin the offline application process.

What are the documents required for a home loan?

Here are documents required for home loan application.

  • KYC documents
  • Latest salary slips or Form 16
  • Bank account statement
  • Certificate of business vintage
Can I get a tax exemption for a home loan?

You can avail tax exemptions under sections 80C, 24(b), and 80EE of the IT Act. Cumulatively, you can save up to Rs. 5 lakh on tax liability with a home loan.