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Housing Loan in Thane: Overview

Neighbouring the Mumbai city, Thane spreads across an area of around 147 sq. km. in Maharashtra. The metropolitan city houses more than 18 lakh people and is adorned by 35 lakes. Several renowned schools, colleges and institutions make Thane an education hub for aspiring students. Being the headquarters of Thane district; the city generates revenues from tourism, agriculture and industrial sectors.

Avail the most affordable home loan in Thane of up to Rs.3.5 crore from Bajaj Finserv. Finance your property purchase in the city effortlessly.

Thane Home Loan: Features & Benefits

  • PMAY

    For first-time homeowners, housing loans are more reasonable under the Pradhan Mantri Awas Yojana scheme. Opt for loans at 6.70%* rate of interest, and save on your interests for up to Rs.2.67 lakh. Adult earning members are treated as separate households under the PMAY scheme.

  • mortgage loan in india

    Home Loan Balance Transfer

    Bajaj Finserv offers home loan balance transfer at a comparatively low rate of interest. Apply with minimal documentation and avail high-value top-up loans for additional financing.

  • Top-Up Loan

    Address additional financing needs with a top up loan up to Rs.50 lakh over and above your current home loan. No extra documents are required. Pay a nominal interest rate of 6.70%*.

  • Part-Prepayment and Foreclosure Facility

    Choose to part-prepay or foreclose the Bajaj Finserv Home Loan in Thane at no extra charges.

  • Flexible Tenor

    A longer tenor of up to 240 months ensures repayment of home loans are more convenient and hassle-free.

  • Padho Pardesh Scheme

    Minimal Documentation

    With Bajaj Finserv, enjoy the benefit of minimum documentation and faster disbursal of the home loan in Thane.

Home Loan Eligibility Criteria

Fulfil the simple-to-meet home loan eligibility criteria to enhance your approval chances.


Eligibility Criteria Details
Age (for salaried 23 to 62 years
Age (for self-employed) 25 to 70 years
Business vintage At least 5 years
Work experience Minimum 3 years
Nationality Indian (resident)

You can check your eligibility with our easy to use home loan eligibility calculator.

Calculate Home Loan EMI

Before applying, evaluate your monthly outflows towards loan repayment with our home loan EMI calculator. It helps you avail an appropriate loan amount and select a suitable tenor with manageable EMIs. Provide a few essential details only to know the payable interest, EMIs, and the total amount. It’s free and available 24x7.

Documents Required for Home Loan

Below are the documents required for a home loan processing.


  • KYC documents
  • Latest salary slips or Form 16
  • Passport-sized photograph
  • Certificate of business vintage
  • Bank statements

Additional documents may be required at the time of processing.


Home Loan Interest Rate, Fees & Charges

Bajaj Finserv imposes nominal rates and fees, ensuring that the home loan in affordable.

Types of rates Charges applicable
Promotional home loan interest rate (for salaried applicants) Starting from 6.70%*
Rate of interest (for self-employed) 6.70%* to 10.30%
Rate of interest (for salaried) 6.70%* to 11.15%
Loan statement fees Rs. 50
Penal interest 2% per month
Processing charges (for self-employed) Up to 1.20%
Processing charges (for salaried) Up to 0.80%

For a complete list of fees and charges, please click here

How to Apply for Home Loan?

Follow the process below to apply for a home loan in Thane:

Step 1: Open the online application form on our website.
Step 2: Fill in the form with personal, employment, financial and property-related details.
Step 3: Pay a nominal secure fee online.
Step 4: Submit the scanned copies of all documents online.

To apply offline, you can SMS ‘HLCI’ to 9773633633. Avail Bajaj Finserv Home Loan today with minimum hassle.

Contact Us

New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.

1. For new customers,

  • we have a calling line set up at 1800-103-3535.
  • You can also visit any of our branches.
  • just SMS “HOME” to 9773633633 and our representative shall get back to you.

2. For existing customers,

Branch Address
Bajaj Finserv
The Affairs, 7th Floor, Sector 17 Palm Beach Road
Mumbai, Maharashtra
Phone: 471 308 3461