Bajaj Finserv in your city
Thane is a satellite city, located near Mumbai. The city is famous for its greenery and infrastructure, and its ample employment opportunities draw residents to it.
Its proximity to Mumbai has increased the property prices in this region. But you can manage it with an affordable home loan from Bajaj Finserv. We have a branch in operation here, so visit us today or apply online.
Features and benefits of a home loan in Thane
Apply for a home loan in Thane from Bajaj Finserv to enjoy competitive interest rates and favourable repayment options. Below are the features of this home loan.
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Get PMAY benefits
Enjoy the benefits of the Pradhan Mantri Awas Yojana as you will get your home loan at a subsidized rate from Bajaj Finserv.
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Comfortable tenor
Select a suitable tenor based on your repayment capacity using a home loan EMI calculator with no pressure.
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Hassle-free paperwork
Bajaj Finserv offers home loans in Thane against minimal documentation and simple eligibility criteria.
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Home loan refinancing
Opt for the home loan balance transfer facility and refinance your existing home loan at Bajaj Finserv.
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Enjoy a top up loan
Obtain a top-up loan of up to Rs. 1 crore on the current housing loan with Bajaj Finserv.
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Prepayment and foreclosure benefits
Choose to partly prepay or foreclose a Bajaj Finserv Home Loan in Thane at no additional charges.
Bajaj Finserv easy eligibility criteria
Criteria |
Self-employed |
Salaried |
Age (in years) |
25 years - 70 years |
23 years - 62 years |
CIBIL score |
750 + |
750 + |
Citizenship |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
A good tip would be preparing a documentation and eligibility checklist before hand, to expedite your loan application process with Bajaj Finserv.
Interest rate and charges on a Bajaj Finserv Home Loan
Bajaj Finserv Home Loan come at attractive rates, starting from 7.70%* for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges to give you an honest and easy borrowing experience.
*Terms and conditions apply
Frequently asked questions about the Bajaj Finserv Home Loan
The process to apply for a home loan is extremely easy.
- Open the online application form
- Fill it up with required and relevant details
- Pay a nominal secure fee online
- Submit the scanned copies of documents needed
For offline application, SMS ‘HLCLI’ to 97736633633 to begin the offline application process.
Here are documents required for home loan application.
- KYC documents
- Latest salary slips or Form 16
- Bank account statement
- Certificate of business vintage
You can avail tax exemptions under sections 80C, 24(b), and 80EE of the IT Act. Cumulatively, you can save up to Rs. 5 lakh on tax liability with a home loan.
