Housing Loan in Thane: Overview
Neighbouring the Mumbai city, Thane spreads across an area of around 147 sq. km. in Maharashtra. The metropolitan city houses more than 18 lakh people and is adorned by 35 lakes. Several renowned schools, colleges and institutions make Thane an education hub for aspiring students. Being the headquarters of Thane district; the city generates revenues from tourism, agriculture and industrial sectors.
Avail the most affordable home loan in Thane of up to Rs.3.5 crore from Bajaj Finserv. Finance your property purchase in the city effortlessly.
Thane Home Loan: Features & Benefits
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PMAY
For first-time homeowners, housing loans are more reasonable under the Pradhan Mantri Awas Yojana scheme. Opt for loans at 6.93% rate of interest, and save on your interests for up to Rs.2.67 lakh. Adult earning members are treated as separate households under the PMAY scheme.
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Home Loan Balance Transfer
Bajaj Finserv offers home loan balance transfer at a comparatively low rate of interest. Apply with minimal documentation and avail high-value top-up loans for additional financing.
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Top-Up Loan
Address additional financing needs with a top up loan up to Rs.50 lakh over and above your current home loan. No extra documents are required. Pay a nominal interest rate of 8.60%.
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Part-Prepayment and Foreclosure Facility
Choose to part-prepay or foreclose the Bajaj Finserv Home Loan in Thane at no extra charges.
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Flexible Tenor
A longer tenor of up to 240 months ensures repayment of home loans are more convenient and hassle-free.
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Minimal Documentation
With Bajaj Finserv, enjoy the benefit of minimum documentation and faster disbursal of the home loan in Thane.
Home Loan Eligibility Criteria
Fulfil the simple-to-meet home loan eligibility criteria to enhance your approval chances.
| Eligibility Criteria | Details |
|---|---|
| Age (for salaried | 23 to 62 years |
| Age (for self-employed) | 25 to 70 years |
| Business vintage | At least 5 years |
| Work experience | Minimum 3 years |
| Nationality | Indian (resident) |
You can check your eligibility with our easy to use home loan eligibility calculator.
Calculate Home Loan EMI
Before applying, evaluate your monthly outflows towards loan repayment with our home loan EMI calculator. It helps you avail an appropriate loan amount and select a suitable tenor with manageable EMIs. Provide a few essential details only to know the payable interest, EMIs, and the total amount. It’s free and available 24x7.
Documents Required for Home Loan
Below are the documents required for a home loan processing.
- KYC documents
- Latest salary slips or Form 16
- Passport-sized photograph
- Certificate of business vintage
- Bank statements
Additional documents may be required at the time of processing.
Home Loan Interest Rate, Fees & Charges
Bajaj Finserv imposes nominal rates and fees, ensuring that the home loan in affordable.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 8.60% |
| Rate of interest (for self-employed) | 9.05% to 10.30% |
| Rate of interest (for salaried) | 9.35% to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
How to Apply for Home Loan?
Step 1: Open the online application form on our website.
Step 2: Fill in the form with personal, employment, financial and property-related details.
Step 3: Pay a nominal secure fee online.
Step 4: Submit the scanned copies of all documents online.
To apply offline, you can SMS ‘HLCI’ to 9773633633. Avail Bajaj Finserv Home Loan today with minimum hassle.
Contact Us
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
- we have a calling line set up at 1800-103-3535.
- You can also visit any of our branches.
- just SMS “HOME” to 9773633633 and our representative shall get back to you.
2. For existing customers,
- we are available at 020-39574151 (call charges applicable)
- You can also visit us at: https://www.bajajfinserv.in/reach-us
Branch Address
Bajaj Finserv
The Affairs, 7th Floor, Sector 17 Palm Beach Road
Vashi
Mumbai, Maharashtra
400705
Phone: 471 308 3461
