2 min
15 September 2025

Home loan from Bajaj Finance in Thane

Thane is a satellite city, located near Mumbai. The city is famous for its greenery and infrastructure, and its ample employment opportunities draw residents to it.

Its proximity to Mumbai has increased the property prices in this region. But you can manage it with an affordable home loan from Bajaj Finserv. We have a branch in operation here, so visit us today or apply online. To start, check your loan offers now by entering your mobile number and OTP.

Features and benefits of a home loan in Thane

Apply for a home loan in Thane from Bajaj Finserv to enjoy competitive interest rates and favourable repayment options. Below are the features of this home loan.

  • Get PMAY benefits

    Get PMAY benefits

    Enjoy the benefits of the Pradhan Mantri Awas Yojana as you will get your home loan at a subsidized rate from Bajaj Finserv.

  • Comfortable tenor

    Comfortable tenor

    Select a suitable tenor based on your repayment capacity using a home loan EMI calculator with no pressure.

  • Hassle-free paperwork

    Hassle-free paperwork

    Bajaj Finserv offers home loans in Thane against minimal documentation and simple eligibility criteria.

  • Home loan refinancing

    Home loan refinancing

    Opt for the home loan balance transfer facility and refinance your existing home loan at Bajaj Finserv.

  • Enjoy a top up loan

    Enjoy a top up loan

    Obtain a top-up loan of up to Rs. 1 crore on the current housing loan with Bajaj Finserv.

  • Prepayment and foreclosure benefits

    Prepayment and foreclosure benefits

    Choose to partly prepay or foreclose a Bajaj Finserv Home Loan in Thane at no additional charges.

Eligibility criteria for home loan in Thane

Criteria

Self-employed

Salaried

Age (in years)

23 years - 70 years

23 years - 67 years

CIBIL Score

725 +

725 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years
  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

A good tip would be preparing a documentation and eligibility checklist before hand, to expedite your loan application process with Bajaj Finserv.

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Home loan interest rate, fees, and charges in Thane

A good tip would be preparing a documentation and eligibility checklist before hand, to expedite your loan application process with Bajaj Finserv.

Read Less

Home loan interest rate, fees, and charges in Thane

Bajaj Finserv Home Loan come at attractive rates, starting from 7.45%* p.a for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges to give you an honest and easy borrowing experience.

Applicant type

Home loan interest rates in Thane

Salaried applicant

Starting at 7.45%* p.a

Self-employed applicant

Starting at 7.85%* p.a.

*Terms and conditions apply

Documents required for a home loan in Thane

When applying for a home loan in Thane, you need to submit certain documents that verify your identity, income, and property ownership. These help the lender check your eligibility and process your request quickly. Below is a list of the usual paperwork you should keep ready:

  • KYC papers such as Aadhaar card, PAN card or Form 60, voter ID, passport, driving licence, or utility bills for proof of identity and address.

  • Income proof: Salaried applicants should provide the last 3 months’ salary slips, while self-employed individuals need to show valid business proof.

  • Bank statements for the last 6 months, plus ITR for salaried or profit and loss account for self-employed.

  • Property documents including Title Deed, Property Tax Receipts, and Allotment Letter.

Note: Extra documents may be requested during loan processing.

How to apply for a home loan online in Thane

Applying online for a Home Loan in Thane with Bajaj Finserv is quick and convenient. The digital process saves time and allows you to complete your application from anywhere. Here’s how you can apply step by step:

  • Go to the housing loan application form on the Bajaj Finserv official website.

  • Enter your personal details including name, contact number, and type of employment.

  • Choose the loan option and provide your net monthly income.

  • Fill in your PIN code and the required loan amount.

  • Click on ‘Generate OTP’, then enter the OTP received on your mobile.

  • Add your financial details as asked in the form.

  • Once done, click ‘Submit’ to send the application.

After receiving your form, a Bajaj Finserv representative will contact you within 24 hours* to guide you further.

Ready to apply? Check your eligibility now by entering your mobile number and verifying it with an OTP.

*Terms and conditions apply.

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Popular calculators for your financial calculations

Income Tax Calculator

Home Loan Tax Benefit Calculator

Stamp Duty Calculator

Home Loan Eligibility Calculator

Home Loan Prepayment Calculator

 

Apply for a home loan in different cities

Home Loan in Mumbai

Home Loan in Ahmedabad

Home Loan in Bangalore

Home Loan in Hyderabad

Home Loan in Chennai

Home Loan in Pune

Home Loan in Kerala

Home Loan in Noida

 

Home loan options for different budgets

Rs. 30 Lakh Home Loan

Rs. 20 Lakh Home Loan

Rs. 40 Lakh Home Loan

Rs. 60 Lakh Home Loan

Rs. 50 Lakh Home Loan

Rs. 15 Lakh Home Loan

Rs. 25 Lakh Home Loan

Rs. 1 Crore Lakh Home Loan

Rs. 10 Lakh Home Loan

Important links: What is Home Loan | Home Loan Eligibility Criteria | Joint Home Loan | Home Loan Tax Benefits | Home Loan Subsidy | Rural Home Loans | Home Loan Process | Down Payment for Home Loan | Pre-approved Home Loan | Rural Home Loan | Home Loan Tenure | Home Loan Interest rate

Frequently asked questions about the Bajaj Finserv Home Loan

What is the time taken to process a home loan in Thane?

Bajaj Finserv ensures fast home loan processing in Thane. Once you submit the complete set of documents and they are successfully verified, the loan can be disbursed in as little as 48 Hours**. This speed allows applicants to secure funds quickly, particularly when they need urgent support to finalise a property purchase. The process is designed to be smooth and efficient, minimising unnecessary delays and ensuring a convenient borrowing experience. Check your eligibility for a home loan from Bajaj Finserv today – enter your mobile number and OTP to know more.

What are the documents required to apply for a housing loan in Thane?

Applicants in Thane must provide certain papers when applying for a Bajaj Finserv housing loan. These include KYC proofs like Aadhaar card, PAN card or Form 60, voter ID, passport, or driving licence. You also need recent passport-sized photos, last 3 salary slips (if salaried) or income tax returns (if self-employed), 6 months’ bank statements, and business proof for self-employed. In addition, property-related documents such as Title Deed, Allotment Letter, and Property Tax Receipts are essential.

What is the maximum home loan amount I can avail of in Thane?

Bajaj Finserv offers home loans in Thane of up to Rs. 15 Crore*, depending on eligibility. The exact loan amount you can avail will be based on factors such as your income level, credit history, and the value of the property you wish to purchase. This high loan limit makes it possible for buyers to consider premium homes or invest in multiple properties within the city, offering greater flexibility to meet different housing requirements. Check your home loan offers now by entering your mobile number and OTP.

What is the required age to apply for a housing loan in Thane?

For a Bajaj Finserv housing loan in Thane, the applicant must be at least 23 years old when applying. The maximum age limit at the time of loan maturity is 67 years for salaried professionals and 70 years for self-employed individuals. These age requirements ensure that both younger applicants starting their careers and experienced professionals or entrepreneurs have the opportunity to benefit from home loan financing based on their repayment capacity.

What is the repayment tenure for a home loan in Thane?

Bajaj Finserv provides long repayment options for home loans in Thane, with a tenure extending up to 32 years. This flexibility enables borrowers to spread their EMIs across a longer period, easing the financial burden and making monthly instalments more affordable. By choosing an extended tenure, applicants can manage their cash flow more effectively while still achieving their home ownership goals. This feature is particularly helpful for those seeking budget-friendly repayment plans.

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