While cyber fraud has witnessed a spike in recent years, unauthorized transactions, tele-phishing and other payment frauds have also witnessed a steep rise. In 2019, it was reported that Indian consumers had lost approximately Rs. 1.2 trillion because of cyber crimes. This makes it imperative that you protect yourself from cyber fraud by choosing Cyber Security Cover from Bajaj Finserv. The cyber fraud protection plan offers you greater security by providing a safety net from falling prey to criminals, and scam artists.
|Rs. 25,000||Rs. 299|
|Rs. 50,000||Rs. 349|
|Rs. 1 lakh||Rs. 399|
|Rs. 2 lakh||Rs. 499|
Eligibility: Individuals in the age between 18 years and 60 years.
The Cyber Security Cover offered by Bajaj Finserv safeguards you from financial losses that may result due to unauthorized financial transactions made from your registered account to a third-party account as a result of below reasons.
1. Cyber attacks
Targeted intrusion into Insured’s computer system which results in:
a) Transmission of unauthorized data to the insured’s computer system
b) Transmission of data from the insured’s computer system to a third-party computer system
c) Unauthorized access or use of the insured’s computer system by a third party
2. Phishing/Spoofing E-Mail and/or Messages and/or Links and/or telephonic calls
Attempt to obtain sensitive information of insured such as usernames, passwords, card details for malicious reasons by masquerading as a trustworthy entity in an electronic communication
Incident where a third party replaces a sim card issued to the insured person by a registered telecom service provider, without his/her knowledge and consent.
Any transaction involving physical cash / currency or currency equivalent, including withdrawal of money from ATMs is not covered under the Cyber Security Cover.
Any direct financial loss as a result of physical loss/ theft of card, phone, laptop or any other device is not covered under the plan.
Any loss caused as a result of negligence by the insured individual in taking precautions to safeguard personal data is not covered under the plan.
Any losses or liabilities connected with any type of purchase or sale transactions or other dealing in securities, commodities, derivatives, foreign or Federal Funds, currencies, foreign exchange, currency swap, crypto currencies, non-fiat currencies and the like.
Any direct financial loss to insured beneficiary that are caused by insured beneficiary intentionally & against the law.
The process to buy or apply for Cyber Security Cover is easy and hassle-free. Here is the step-by-step process through which you can purchase this policy.Step 1: Click on ‘Apply Now’ button. Fill in the online application form with your basic details such as name, mobile number etc.
Post payment, you’ll receive a confirmation of your policy purchase via SMS and e-mail on your registered contact details.
To raise a claim request for Cyber Security Cover, you are required to inform the Customer Experience team within 24 hours in the following ways:
For any queries or concerns related to the plan, please reach out to us by writing an email to firstname.lastname@example.org.
Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of above Products, owned by CPP Assistance Services Private Ltd.(CPP). Issuance of these products is at sole discretion of CPP. This product shall be governed by CPP product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This is not an insurance product and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”
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