Cyber Security Cover

Cyber Security Cover is a new-age plan that secures you against cybercrimes such as unauthorised transactions,
tele-phishing and other payment-related frauds. Increased Cyber Fraud cases have made it crucial to have a plan to protect you financially in a cyberattack. With Cyber Security Cover from Bajaj Finserv, you get a safety net against such crimes.

Plan Details

Cyber Security Cover offers coverage of up to Rs. 2 lakh at a premium starting from Rs. 299. Pay online through your preferred payment mode.

• What’s covered

• 

  Financial losses from unauthorised transactions

  The plan covers money loss due to unauthorised transactions from your registered account to a third-party account in one of the following ways:
  
  1. Cyber-attacks
  Targeted intrusion into insured’s computer system which results in:
  
  a)Transmission of unauthorised data to the insured person’s computer system
  b)Transmission of data from the insured person’s computer system to a third-party computer system
  c)Unauthorised access or use of the insured person’s computer system by a third party
  
  2. Phishing/spoofing via email, message, links, or telephone call
  Attempt to obtain sensitive information of the insured person such as usernames, passwords and card details for malicious reasons by masquerading as a trustworthy entity in an electronic communication
  
  3. SIMjacking
  The third-party replaces a SIM card issued to the insured person by a registered telecom service provider without the person’s knowledge and consent.

• What’s Not Covered

  Here are some of the exclusions under this plan:

• 

  Transactions involving physical money

  Any offline cash/currency or currency equivalent, including money withdrawal from ATMs, is not covered under the plan.

• 

  Loss due to physical theft of cards/smart devices

  Any direct financial loss incurred due to physical theft of cards or digital devices.

• 

  Loss by negligence

  Any loss caused due to negligence in safeguarding personal data by the insured individual.

• 

  Trading

  Any losses or liabilities connected with any purchase, sale or other dealings in securities, commodities, derivatives, foreign or federal funds, currencies, foreign exchange currencies, currency swaps, crypto-currencies, non-fiat currencies and the like.

• 

  Deliberately caused losses

  Any direct financial loss incurred by the insured individual is caused intentionally or against the law.

Here are the steps to apply for the plan:

• Click on the ‘Buy Now’ button [SR1] and share your basic details in the online application form.
• Check and confirm your application by entering the OTP sent to your registered mobile number.
• Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
• Receive the details of your membership via email or WhatsApp.

To raise a claim, you can contact the customer experience team within 24 hours through one of the following ways:

• Visit the customer service website
• Call on the toll-free number: 1800 209 5858
• Write an email to bagichelp@bajajallianz.co.in
• Send a mail to Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

For queries related to the policy, please email us at wecareinsurance@bizsupportc.com.

Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of above Products, owned by CPP Assistance Services Private Ltd. (CPP). Issuance of these products is at the sole discretion of CPP. This product shall be governed by CPP product T&C’s, and BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This is not an insurance product, and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”