COVID-19 Insurance

COVID-19 Insurance - Overview

With new cases being reported each day, the spread of Coronavirus has become a global concern. If you are worried about the cost of COVID-19 treatment and the expenses incurred during the quarantine period, the COVID-19 Insurance can be of significant help. Read on to know the coverage and exclusions of the plan.

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  • What’s Covered

  • Hospitalisation Expenses

    • The COVID-19 Insurance offers coverage for hospitalization expenses for a minimum hospitalization period of 24 hours. The coverage can only be availed on positive COVID-19 diagnosis at a Government approved laboratory or ICMR approved private laboratory.
    • Expenses incurred on treatment of any comorbidity along with the treatment for COVID is covered under the plan.
    • Pre-hospitalisation expenses for a period up to 30 days and post-hospitalisation expenses for a period up to 30 days are covered under the plan.
    • Ambulance charges subject to a maximum of Rs.2000/- per instance of hospitalization are covered.

  • AYUSH Treatment

    The COVID-19 Insurance allows treatment of the infection under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy systems of medicines. The coverage however can be availed only after positive COVID-19 diagnosis at a Government approved laboratory or ICMR approved private laboratory.

    To know more details about the plan, please read the policy document here.


The COVID-19 Insurance offers coverage up to Rs. 2 lakh at premiums starting at just Rs. 952. You may choose from the below affordable plans.

Premium Coverage up to
Rs. 952 Rs. 50, 000
Rs. 1339 Rs. 1,00,000
Rs. 1402 Rs. 1,50,000
Rs. 1469 Rs. 2,00,000
Note: The plan has an initial waiting period of 15 days before you can avail the benefits.

How to Apply for COVID-19 Protection Cover?

Applying for the COVID-19 Protection Cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

  • Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
  • Step 2: Authenticate your application by entering the OTP received on your mobile number.
  • Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

How to raise a claim?

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”