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Ayush Treatment Cover

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One of the primary reasons for Indians to avoid ayurvedic/naturopathic treatments is theexpenses incurred. With an insurance policy that covers Ayush treatments, you can saveyourself from the financial restrictions and focus solely on the treatment. Bajaj Finance provides Group Activ Health Covers Ayush Treatment Insurance from Aditya Birla Health Insurance Co. Ltd. which offers coverage for all medical expenses needed for Ayush treatments.

Plan Details

Policy Sum Insured up to

Premium incl. taxes 

Rs. 1 lakh

Rs. 1018

Eligibility: You are eligible for the Ayush Treatment Cover between 18 and 65 years of age. The age at the time of application/claims is determined based on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Pre-existing diseases

    Pre-existing diseases are covered after a waiting period of 4 years.

  • Money-in-bank

    Hospitalization benefits

    oom rent is restricted up to 1% of the SI, subject to a maximum of Rs. 5000 per day for a normal room. Room rent limit is Rs. 10000 per day for ICU. All other charges are in accordance with the room rent restriction.

  • Money-in-bank

    Medical Expenses

    Medical Expenses will be covered for policyholders that require Ayush treatments. The in-patient expenses are covered up to the sum insured, if treatment has been undertaken in a government hospital, in any institute recognized by the government or accredited by the Quality Council of India or the National Accreditation Board on Health.

  • Money-in-bank

    Ambulance expenses

    Road ambulance charges are covered upto Rs. 1000 per incident in case of emergency.

  • Money-in-bank

    Pre and Post Hospitalization

    Pre and Post Hospitalization periods are 30 and 60 days respectively

What's not covered?

  • Hospitalization other than Ayush.
  • Comfort treatment involving a steam bath, sauna and oil massages are excluded. Such treatments are not covered if they are combined with any stay packages at resorts. If the treatment forms a part of an overall leisure package, it shall not be covered under this benefit.
  • Out-patient treatment.
  • Pre-existing conditions.

*For a complete list of exclusions, please refer to the policy wordings.

How to apply

Click on ‘Apply Now’ button and share your basic details in the online application form.

Check and confirm your application by entering the OTP received on your mobile number.

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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