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Ayush Treatment Cover Plan

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For many, Ayurveda or naturopathy can be a viable alternative to allopathy, but costs can be a deterrent. With Group Activ Health Ayush Treatment Insurance from Aditya Birla Health Insurance Co. Ltd., you can get coverage for various medical costs at an affordable premium.

Plan details

Sum insured

Premium incl. taxes 

Rs. 1 lakh

Rs. 1018

Eligibility: Those in the 18-65 age group are eligible for the Ayush treatment cover.

Validity: The plan is valid for a tenor of one year.

What's covered

  • Money-in-bank

    Pre-existing diseases

    Pre-existing diseases are covered after a waiting period of 4 years.

  • Money-in-bank

    Hospitalisation benefits

    The plan covers room rent of up to 1% of the sum insured, subject to a maximum of Rs. 5,000 per day for a standard room and Rs. 10,000 per day for ICU. All other charges are as per the room rent restriction.

  • Money-in-bank

    Medical Expenses

    Medical expenses will be covered for policyholders who require Ayush (Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy) treatments. In-patient expenses will be covered by up to the sum insured if treatment is sought in a government hospital or an institute recognised by the government or accredited by the Quality Council of India or the National Accreditation Board for Hospitals and Healthcare Providers.

  • Money-in-bank

    Ambulance expenses

    The plan covers road ambulance charges of up to Rs. 1,000 per incident in an emergency.

  • Money-in-bank

    Pre/post hospitalisation

    The policy covers pre-and post-hospitalisation periods of 30 and 60 days, respectively.

What's not covered

  • Hospitalisation other than for Ayush treatments
  • Comfort treatment involving a steam bath, sauna and oil massages
  • Out-patient treatment.
  • Pre-existing conditions

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim under this hospital insurance plan by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer’s website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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