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Surgery may be necessary to treat some health conditions but is expensive and could require lengthy post-operative care. To assist you financially if such a prospect arises, Group Care 360 – Surgical Cash cover from Care Health Insurance Co. Ltd. offers you coverage of up to Rs 1 lakh for any of 9 listed surgeries resulting in hospitalisation.
Plan details
| Premium (including GST) | Sum insured |
|---|---|
| Rs. 755 | Rs. 25,000 |
| Rs. 1,015 | Rs. 50,000 |
| Rs. 1,298 | Rs. 1 lakh |
Policy duration: 1 year.
What's covered
-
Surgery Cash Benefit
If the insured member undergoes any surgery from the list of surgeries mentioned in the below table, coverage will be offered depending on the chosen sum insured option.
List of surgeries covered
Category
Surgeries
Heart-related surgeries
Any open/closed surgery related to the heart
Cancer-related surgeries
Surgeries for malignant cancer except for chemo and radiotherapy
Kidney-related surgeries
Nephrectomy
Brain and spinal surgeries
Any surgery related to the brain or spinal cord
Surgery related to abdominal organs
Any surgery related to the liver, spleen or pancreas
Open surgery of chest and related organs
Any surgery related to the lungs or thorax
Major burns
Any surgery related to second and third-degree full-thickness burns (excluding for cosmetic purposes)
Oro-maxillofacial surgery
Major reconstructive oro-maxillofacial surgery for trauma (excluding for cosmetic purposes)
Major organ transplant
Transplant of kidney, liver or heart
Note: Initial waiting period for the plan is 30 days.
What’s not covered
- Any pre-existing disease(s)
- Any surgery before or during the waiting period
For a complete list of exclusions, please refer to thepolicy wordings.
How to apply
1.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2.
Check and confirm your application by entering the OTP received on your mobile number.
3.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4.
You will receive the details of your membership via email.
Claim process
Email: – claims@careinsurance.com
Toll-free number: – 1800-102-4488
Contact us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.