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Surgical Cash Cover

Surgical Cash Cover

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Surgery may be necessary to treat some health conditions but is expensive and could require lengthy post-operative care. To assist you financially if such a prospect arises, Group Care 360 – Surgical Cash cover from Care Health Insurance Co. Ltd. offers you coverage of up to Rs 1 lakh for any of 9 listed surgeries resulting in hospitalisation.

Plan details

Premium (including GST) Sum insured
Rs. 755 Rs. 25,000
Rs. 1,015 Rs. 50,000
Rs. 1,298 Rs. 1 lakh

Policy duration: 1 year.

What's covered

  • Money-in-bank

    Surgery Cash Benefit

    If the insured member undergoes any surgery from the list of surgeries mentioned in the below table, coverage will be offered depending on the chosen sum insured option.

    List of surgeries covered

    Category

    Surgeries

    Heart-related surgeries

    Any open/closed surgery related to the heart

    Cancer-related surgeries

    Surgeries for malignant cancer except for chemo and radiotherapy

    Kidney-related surgeries

    Nephrectomy

    Brain and spinal surgeries

    Any surgery related to the brain or spinal cord

    Surgery related to abdominal organs

    Any surgery related to the liver, spleen or pancreas

    Open surgery of chest and related organs

    Any surgery related to the lungs or thorax

    Major burns

    Any surgery related to second and third-degree full-thickness burns (excluding for cosmetic purposes)

    Oro-maxillofacial surgery

    Major reconstructive oro-maxillofacial surgery for trauma (excluding for cosmetic purposes)

    Major organ transplant

    Transplant of kidney, liver or heart


    Note: Initial waiting period for the plan is 30 days.

What’s not covered

  • Any pre-existing disease(s)
  • Any surgery before or during the waiting period

For a complete list of exclusions, please refer to thepolicy wordings.

How to apply

1.

Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.

2.

Check and confirm your application by entering the OTP received on your mobile number.

3.

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4.

You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Email: claims@careinsurance.com
Toll-free number: – 1800-102-4488

Contact us

If you have any queries about coverage, exclusions or claims, please write to us at pocketservices@bajajfinserv.in

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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