Surgical Cash Cover

Surgical Cash Cover

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Introduction

Worried about hospitalisation expenses due to surgery? Cover yourself against financial strain of hospitalisation due to surgery with Group Care 360 – Surgical Cash cover from Care Health Insurance Co. Ltd. The plan offers coverage up to Rs 1 lakh if the registered member undergoes any of the 9 listed surgery resulting in hospitalization in the event of 9 listed surgeries.

Plan Details

Sum Insured Rs. 25,000 Rs. 50,000 Rs. 1 Lakh
Premium Rs. 755 Rs. 1015 Rs. 1298

Policy/Cover tenure will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Surgery Cash Benefit

    Coverage can be availed if the insured member undergoes any surgery from the list of surgeries mentioned in the table below, then our maximum liability under ‘major surgical benefit’ will be the coverage amount opted.

    List of surgeries covered

    Category

    Surgeries

    Heart related surgeries

    Any Open / Closed Surgeries related to Heart

    Cancer related surgeries

    Malignant Cancer Surgeries except Chemo and Radio therapy

    Kidney related surgeries

    Nephrectomy

    Brain and Spinal surgeries

    Any Surgery related to Brain or Spinal cord

     Surgery related to abdominal organs

    Any Surgery related to Liver, Spleen or Pancreas

    Open surgery of Chest and related organs

    Any Surgery related to Lungs or Thorax

    Major Burns

    Any Surgery related to second- and third-degree full thickness burns (excluding Cosmetic purposes)

    Oro-maxillofacial surgery

    Major reconstructive oro-maxillofacial surgery for Trauma (excluding Cosmetic purposes)

    Major Organ Transplant

    Transplant of Kidney, Liver or Heart

    Note: Initial waiting period for the plan is 30 days.

Whats Not Covered

  • Pre-existing disease is not covered
  • Any Surgery before or during the waiting period will not be covered

For list of exclusions, please refer to the policy wordings.

How to Apply

1.

Click on ‘Apply Now’ button and share your basic details in the online application form.

2.

Check and confirm your application by entering the OTP received on your mobile number.

3.

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4.

You will receive the details of your membership via email/whatsapp.

Claim Process

You can raise a claim by reaching out to the insurer via one of the following ways:

Insurer’s email  – claims@careinsurance.com
Insurer’s toll-free number – 1800-102-4488

Contact Us

In case you have any queries related to coverage, exclusions or claims, please write to us at pocketservices@bajajfinserv.in.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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