Surgery may be necessary to treat some health conditions but is expensive and could require lengthy post-operative care. To assist you financially if such a prospect arises, Group Care 360 – Surgical Cash cover from Care Health Insurance Co. Ltd. offers you coverage of up to Rs 1 lakh for any of 9 listed surgeries resulting in hospitalisation.
Premium (including GST) | Sum insured |
---|---|
Rs. 755 | Rs. 25,000 |
Rs. 1,015 | Rs. 50,000 |
Rs. 1,298 | Rs. 1 lakh |
Policy duration: 1 year.
If the insured member undergoes any surgery from the list of surgeries mentioned in the below table, coverage will be offered depending on the chosen sum insured option.
List of surgeries covered
Category |
Surgeries |
Heart-related surgeries |
Any open/closed surgery related to the heart |
Cancer-related surgeries |
Surgeries for malignant cancer except for chemo and radiotherapy |
Kidney-related surgeries |
Nephrectomy |
Brain and spinal surgeries |
Any surgery related to the brain or spinal cord |
Surgery related to abdominal organs |
Any surgery related to the liver, spleen or pancreas |
Open surgery of chest and related organs |
Any surgery related to the lungs or thorax |
Major burns |
Any surgery related to second and third-degree full-thickness burns (excluding for cosmetic purposes) |
Oro-maxillofacial surgery |
Major reconstructive oro-maxillofacial surgery for trauma (excluding for cosmetic purposes) |
Major organ transplant |
Transplant of kidney, liver or heart |
For a complete list of exclusions, please refer to thepolicy wordings.
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