Niva Bupa Health Recharge Plan is the most suitable plan covering medical expenses and securing you and your family in case of personal accidents and critical illness. This plan offers high coverage at affordable premium rates and the freedom to customise your health plan per your risks.
The policy ensures that you and your family need not worry about finances during medical emergencies,. This policy offers cashless treatment approval in the hospital within 30 minutes without third party (TPA) involvement.
You will also get the pre-hospitalisation and post-hospitalisation cover in this plan. The Niva Bupa Health Recharge Plan covers all the expenses during the 60 days before hospitalisation and 90 days after discharge.
If you are not hospitalised, and all your treatments are done at home, all those expenses are also covered in this plan. Some individuals prefer getting treated at home rather than at a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Expenses incurred for in-patient treatment for mental illness are covered under the policy, subject to a sub-limit for specific conditions specified in the policy contract.
If you are going through any organ transplantation surgery, the donor's expenses and the surgery expenses are covered in this plan up to the sum assured.
The plan covers the cost of a single private room's rent up to the sum assured.
The policy covers ambulance expenses needed to transfer the insured individual following an emergency to the nearest hospital. These expenses are paid up to Rs. 1,500 per hospitalisation only if the insurer has accepted the in-patient claim.
Suppose the insured person is diagnosed with an illness or is planning to undergo a planned surgery or a surgical procedure. In that case, the insured person can obtain an e-consultation during the policy period.
There are some add-on benefits of the policy that you can add at the time of the inception of the policy. You can customise your plan by adding the following benefits:
The plan gives a personal accident cover to the insured.
• Accident death
• Accident permanent total disability
• Accident permanent partial disability
If you are diagnosed with any critical illness like cancer, kidney failure, and many more, all are covered under this plan from Rs. 1 lakh to Rs. 10 lakh.
|Niva Bupa Health Recharge Plan|
|Insurer name||Niva Bupa Health Insurance Company Limited|
|Policy type||Individual/family floater|
|Entry age||Minimum entry age: 18 Years
Maximum entry age: 65 Years
|Policy term||One, two and three years|
|Sum insured||Up to Rs. 95 lakh|
|Starting premium (including all taxes)||Rs. 2,607|
|SDeductibleS||Starts from Rs. 1 lakh|
To purchase the policy, follow these steps:
Here are the mandatory documents required while purchasing the policy:
With the Niva Bupa Health Recharge Plan, you can avail the benefit of cashless treatment at one of 5000+ network hospitals by following the process below:
Collect the relevant documents mentioned below in original from the hospital and submit them to the insurer within 15 days of discharge from the hospital.
Note: Refer to the policy document to know more about exclusions in detail.
BFL helpline number: 08698010101
Niva Bupa helpline number: 1860-500-1000
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues, please refer to your policy document or certificate of insurance (COI).
Bajaj Finance Limited ('BFL') is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Co. Ltd, ACKO General Insurance Co. Ltd., Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and ManipalCigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability and viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility, and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Niva Bupa Health Recharge Plan (Product UIN: NBHHLIP22156V03212). Please refer to the insurer's website for policy wordings. For more details on risk factors, terms and conditions, and exclusions, please read the product sales brochure carefully before concluding a sale.
Tax benefits applicable, if any, will be per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide tax/ investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.
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