Manipal Cigna Health Insurance - Mediclaim Hospital Cash at Rs. 504
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 2,000/day, premium of Rs. 504
Get coverage up to Rs. 2,000/day in case the insured suffers an injury due to an accident. The daily cash benefit is applicable for a maximum of 30 days during the policy year. Get the benefit at an annual premium of Rs. 504.
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Coverage for medical expenses
Get cash benefits for each continuous and completed period of hospitalisation as specified. This is only in case the purpose of hospitalisation is to avail medically necessary treatment. The admission date of hospitalisation must be within the policy year.
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Tax benefits
You can claim tax benefits with this policy under Section 80D of Income Tax.
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No pre-health-checkup required
You can buy this policy without getting a pre-medical health check-up.
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No documents to buy this policy
When buying this policy, you do not need to present any documents at the time of making the purchase.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Mediclaim Hospital Cash cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Policy details
Here’s a quick look at the policy details of Accidental Hospitalisation Benefit and Home Nursing Cash:
- Policy details
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2,000/day for maximum of 30 days |
| Premium including GST (in Rs.) | 504 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Mediclaim Hospital Cash cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Medical expenses covered | Get cash benefits for each continuous and completed period of hospitalisation as specified. This is only in case hospitalisation happens within the policy year. |
| Number of days | 30 days within the policy year. |
| Key exclusions | Description |
|---|---|
| Hospitalisation period | Hospitalizsation for a period of fewer than 48 hours. |
| Self-inflicted injury | Any injury caused intentionally |
| Waiting period | Initial waiting period - 30 days Specific disease waiting period - 2 years |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Mediclaim Hospital Cash by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
ToTo claim the benefits of the Mediclaim Hospital cash cover, you need to present the following documents:
1. Policy document received at the time of purchase.
2. Discharge summary
3. Complete billing in case of reimbursement.
4. For cashless, policy document, cashless card issued by the insurer, if any.In case of cashless claims, the billing details are directly shared with the insurance company by the network hospital and settled before discharge.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
