ManipalCigna Health Insurance - Accidental Burns and Scalds cover starting at Rs. 30
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Up to Rs. 1 lakh coverage, starting at Rs. 30
Get a sum insured of up to Rs. 1 lakh in case of accidental burns and scalds. Annual premiums start at just Rs. 30.
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In-patient hospitalisation
Claim benefits for hospitalisation necessary for burns and scalds treatment. This is applicable if the hospitalisation date is within the policy year.
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Accidental injuries through burns
You claim the benefits only if the insured person requires hospitalisation due to burns and scalds.
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End-to-end online process
You can buy the policy online through our 100% digital process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Accidental Burns and Scalds cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Accidental Burns and Scalds cover:
- Premium of Rs. 30
- Premium of Rs. 42
- Premium of Rs. 65
- Premium of Rs. 106
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (in Rs.) | 30 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 42 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 65 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 106 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accidental Burns and Scalds cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Cause of hospitalisation | Chemical burns, cooking burns, house fires, and firecrackers burns that may lead to hospitalisation |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports is not covered |
| Non-eligible injury | Does not include hospitalisation for reasons other than burns and scalds |
| Non-hospitalisation | The claim is only applicable for continuous hospitalisation for 24 hours |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Burns and Scalds cover by email or phone:
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Insurer’s email address
Write to the insurer at servicesupport@manipalcigna.com and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of the Accidental Burns and Scalds cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
In case of a cashless claim, the documents required are
1. Policy document
2. Cashless card issued by the insurer if anyThe network hospital directly shares the billing details with the insurance company and settles the claims before discharge
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
ManipalCigna Accidental Burns and Scalds cover provides coverage for burns, as a result of chemicals, cooking, house fire, and firecrackers.
Yes, you can get coverage for in-patient hospitalisation under this policy. This is only if the date of admission to the hospital is within the policy year.
The cover is available in four variants:
1. Sum insured of up to Rs. 10,000 for a premium of Rs. 30.
2. Sum insured up to Rs. 25,000 for a premium of Rs. 42.
3. Sum insured up to Rs. 50,000 for a premium of Rs. 65.
4. Sum insured up to Rs. 1 lakh for a premium of Rs. 106.
Yes, various insurance providers offer policies to prevent financial loss in case of hospitalisation due to burns. One such policy is the ManipalCigna Accidental Burns and Scalds policy from Bajaj Finance.
All Pocket Insurance policies are valid for one year. Post that, you need to rebuy the policy to claim the benefits of the policy.
