Buy Latest Apple Watch at Best Price on EMI without Credit Card

Use the Insta EMI Card to buy Apple smartwatch without any financial strain.
Buy Latest Apple Watch at Best Price on EMI without Credit Card
5 min read
24 January 2024

In the dynamic realm of wearable technology, Apple smartwatches have become a symbol of sophistication and functionality. However, the significant price tag may seem daunting to many prospective buyers.

The good news is that purchasing an Apple smartwatch on EMI without a credit card is now a feasible option in India, thanks to innovative financial solutions like the Bajaj Finserv Insta EMI Card.

Buy Apple smartwatch on Insta EMI Card

The Insta EMI Card from Bajaj Finserv is transforming the way Indians approach their purchases.

This card allows you to convert your Apple Smartwatch purchase into easy monthly instalments without the need for a credit card, making it an accessible option for a wider audience.

Apple smartwatch models and prices

Before delving into the financing options, let us explore the Apple smartwatch landscape tailored to the Indian market. Apple offers an array of models catering to various preferences and budgets.

Apple watch



Apple Watch SE 2nd Gen, 2023

  • Carbon-neutral combinations
  • Retina display
  • S8 SiP
  • Siri
  • Find iPhone
  • High heart rate notifications
  • Low heart rate notifications
  • Irregular rhythm notifications
  • Low cardio fitness notifications
  • Cycle Tracking
  • Retrospective ovulation estimates
  • Emergency SOS
  • International emergency calling
  • Fall Detection
  • Crash Detect
  • 50m Water-resistant
  • Swimproof
  • GPS

Rs. 29,900

Apple Watch Series 9

  • Carbon-neutral
  • Retina display
  • S9 chip
  • Siri
  • Advanced health features
  • Safety features
  • Activity features
  • Text messaging without iPhone
  • Calling without iPhone
  • Music streaming without iPhone
  • Blood oxygen monitoring
  • ECG capability
  • Irregular heart rhythm notifications
  • Sleep stage tracking
  • Temperature sensing
  • Cycle tracking
  • Emotional awareness monitoring
  • Resilience monitoring
  • Workout app
  • Advanced workout metrics

Rs. 41,900

Apple Watch Ultra 2

  • Water resistance
  • Dust resistance
  • Always-On Retina display
  • Night Mode (Modular Ultra/Wayfinder watch face)
  • ECG app
  • Cycle Tracking app with retrospective ovulation estimates
  • Heart Rate app
  • High/low heart rate notifications
  • Irregular rhythm notifications
  • Medications app
  • Mindfulness app
  • Noise app
  • Sleep app with sleep stages
  • Electrical heart sensor
  • Third-gen optical heart sensor
  • Temperature sensing
  • Depth gauge
  • Water temperature sensor
  • Compass
  • Always-on altimeter
  • High-g accelerometer
  • High dynamic range gyroscope
  • Ambient light sensor

Rs. 89,900

How to buy Apple watch on EMI using Insta EMI Card

Purchasing an Apple smartwatch using the Bajaj Finserv Insta EMI Card is a straightforward process tailored to the Indian market. Here is a step-by-step guide:    

  1. Choose your preferred Apple watch model: Browse through the list of Apple smartwatches and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the smartwatch will be converted into easy monthly instalments.

Benefits of buying an Apple watch on EMI

Investing in an Apple smartwatch through the Insta EMI Card comes with numerous advantages tailored to the Indian market:

  • Financial flexibility: EMI options provide financial flexibility, allowing you to manage your budget effectively.
  • Affordable monthly payments: Breaking down the cost into affordable monthly payments makes the Apple watches accessible to a wider audience.
  • No upfront payment: With EMI, you can bring home your preferred Apple smartwatch without the need for a hefty down payment.
  • Variety of choices: Access a wide range of Apple watch models without compromising on features or brand preferences.
  • Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 1 to 60 months. You can choose a repayment plan according to your convenience and financial goals.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting an Insta EMI Card for buying an Apple watch on EMI

While the eligibility criteria for the Insta EMI Card may vary, generally, the following factors are considered:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Applying for the Insta EMI Card is a seamless process:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.


The dream of owning an Apple Smartwatch is now within reach for many, thanks to the flexibility offered by the Bajaj Finserv Insta EMI Card. By breaking down the cost into manageable monthly instalments and eliminating the need for a credit card, this financial solution opens the doors to a world of innovative technology for a broader Indian audience. Take advantage of the benefits, check your eligibility, and embark on the journey of embracing the latest in wearable technology.

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 Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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