Housing Loan in Jamnagar: Overview
Jamnagar is a lesser-known gem of Gujarat with a population of 4,79,920 inhabitants. Termed as the Brass City, it is the country’s largest producers of brass items with over 5,000 large and 10,000 small scale manufacturing workshops. Jamnagar also has few of the biggest oil refineries in the world. Besides, the city is famous for its Bandhani sarees, with 10% of the city’s revenues generating from this industry.
A home loan in Jamnagar can adequately meet the housing needs of individuals. Bajaj Finserv packs it with attractive features and benefits.
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Home Loan in Jamnagar: Features and Benefits
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PMAY
Individuals in the EWS, LIG and MIG categories can take home loans at 6.93% interest rate. The Pradhan Mantri Awas Yojana brings this interest subsidy scheme for adult earning members of a household. Eligible individuals can save up to Rs.2.67 lakh and repay without any financial burden.
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Home Loan Balance Transfer
Opt for a home loan balance transfer and enjoy a nominal housing loan interest rate with minimal documents. Additionally, take a top-up loan to fulfil other necessities easily.
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Top up loan
Starting from wedding to medical issues, avail top up loan up to Rs.50 lakh with no extra documents.
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Part-Prepayment and Foreclosure Facility
Use your excess funds to part-prepay or foreclose the home loan in Jamnagar. Zero charges levied.
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Flexible Tenor
Choose a suitable tenor of up to 240 months and pay off the housing loan effortlessly.
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Minimal Documentation
Provide only a few documents to complete the application process faster.
Home Loan Eligibility Criteria
| Eligibility Criteria | Details |
|---|---|
| Age (for salaried | 23 to 62 years |
| Age (for self-employed) | 25 to 70 years |
| Business vintage | At least 5 years |
| Work experience | Minimum 3 years |
| Nationality | Indian (resident) |
You can check your eligibility with our easy to use home loan eligibility calculator.
Calculate Home Loan EMI
Calculating the EMIs in advance enables a borrower to make an informed decision regarding a housing loan. Bajaj Finserv offers an online home loan EMI calculator that computes EMIs, cost of loan and payable interest in seconds. Provide only a few details like interest rate, chosen tenor and the required amount. Access the online tool 24x7 without any charges.Documents Required for Home Loan
Know the documents required for a home loan application.- Address proof
- Identity proof
- Latest salary slips or Form 16
- Proof of business existence
- Photograph in passport size
- Bank account statements
Home Loan Interest Rate, Fees & Charges
With Bajaj Finserv, pay nominal home loan interest rate and other charges without any difficulty.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 8.60% |
| Rate of interest (for self-employed) | 9.05% to 10.30% |
| Rate of interest (for salaried) | 9.35% to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
How to Apply for Home Loan?
A home loan in Jamnagar is easy to apply online.
Step 1: Open the application form online.
Step 2: Provide accurate information when filling up the form.
Step 3: Pay the secure fee online.
Step 4: Upload the scanned documents online.
For the offline application, type 'HLCI' and send it to 9773633633.
Contact Us
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
- we have a calling line set up at 1800-103-3535.
- You can also visit any of our branches.
- just SMS “HOME” to 9773633633 and our representative shall get back to you.
- we are available at 020-39574151 (call charges applicable)
- You can also visit us at: https://www.bajajfinserv.in/reach-us
Bajaj Finserv
Kuber Building, Off. No.- 403 & 404,
4th Floor, Main Rd, Park Colony,
Jamnagar
Gujarat
PIN- 361001
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