Home loan overview

One of Rajasthan’s oldest cities, Alwar is renowned for its historical forts and delicious milk cake. It witnesses tourist footfall for attractions like Alwar Fort, Fairy Queen, Bhangarh Fort, Sariska Tiger Reserve and more.

Bajaj Finserv brings affordable home loan in Alwar for both salaried and self-employed individuals. We currently have 5 branches in Alwar. You can apply for a home loan by visiting any one of these branches.

For hassle-free application, apply online.

Features & benefits of home loan

  • Avail Rs. 5 crore or more

    Avail Rs. 5 crore or more

    Get a substantial loan amount of Rs. 5 crore*, or higher, basis eligibility. With a high-value loan amount, you can purchase a house as per your preference.

  • Money in 48 hours*

    Money in 48 hours*

    Wait for only 48 hours* to receive the funds after approval. Check home loan eligibility to get quick approval.

  • Easy repayment tenor

    Easy repayment tenor

    Make affordable EMI payments with a flexible repayment tenor of up to 30 years. Use our EMI calculator for EMI evaluation.

  • Balance transfer facility

    Balance transfer facility

    Enjoy a lower housing loan interest on your existing credit with our easy home loan balance transfer facility.

  • Top-up loans

    Top-up loans

    Existing customers of Bajaj Finserv can also benefit from a top-up loan. Use the loan amount to meet various other financial needs.

Home Loan Interest Rates, Fees and Charges

We maintain complete transparency in our terms and conditions. With no hidden charges, we impose nominal processing and associated fees along with an affordable home loan interest rate.

Home loan eligibility criteria

Make sure to check home loan eligibility before applying. This improves your chances of approval and fastens the process. Below are the criteria to follow:

For salaried borrowers:

  • Nationality: Indian citizen, residing within the country
  • Place: Check our city list
  • Age bracket: Between 23 years and 62 years**
  • Job: Minimum experience of 3 years in the current company

For self-employed borrowers:

  • Nationality: Indian citizen, residing within the country
  • Place: Check our city list
  • Age: Between 25 and 70 years**
  • Business vintage: A minimum of 5 years

To know the loan amount you qualify for, use our Home Loan Eligibility Calculator online.

**Maximum age considered at the time of loan maturity.

Documents required for home loan

After checking the home loan rates in Alwar, know the documents. The documents required for a home loan in Alwar are minimal. Find them below:

  • Proof of income and financial documents
  • For self-employed applicants, proof of business vintage
  • Property papers like agreement copy, sale deed with registration receipt, allotment letter, TAX receipt, etc.
  • 1 Passport sized photograph
  • KYC documents

You may have to submit additional documents to process your loan application, if needed.

How to apply for a home loan?

It’s easy to apply for a housing loan online with Bajaj Finserv. Simply follow these steps mentioned below:

  1. 1 Access the online application form
  2. 2 Provide your personal, employment and financial details correctly in the form and submit
  3. 3 Wait for our executives to contact you for further processing
  4. 4 Hand over the necessary documents

Please note that the loan application approval depends upon various criteria. So, try to meet the eligibility parameters for a quick approval and enjoy personalised pre-approved offers on your home loan.

Frequently asked questions

Can I get a top-up loan along with a home loan balance transfer?

Yes, you can get a top-up loan when you opt for a balance transfer.

Is it mandatory to apply for a home loan with a co-applicant?

No, it is not mandatory. However, the co-owner of the property needs to be the co-applicant when you apply for a home loan.

How can I make EMI payments?

You can pay your EMIs through either of the following methods:

  • Electronic clearing service
  • Post-dated cheques
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