Bajaj Finserv offers tailored business loan solutions in Dharwad, designed to support entrepreneurs and small business owners in expanding operations, managing working capital, or investing in infrastructure. With minimal documentation, competitive interest rates, and fast disbursals, Bajaj Finserv makes it easy for local businesses to access the funding they need.
Features and benefits of business loan in Dharwad
Take advantage of Bajaj Finserv's business loans in Dharwad, packed with flexible features to support your financial goals:
- High loan amounts of up to Rs. 80 lakh, with no collateral required
- Quick approvals and fast disbursal, often within 48 hours*
- Flexible repayment tenures ranging from 12 to 96 months
- Minimal documentation and easy eligibility criteria
- Option to apply for a flexi business loan, offering interest-only EMIs and withdrawal flexibility
- Use the business loan EMI calculator to plan your repayments efficiently
- Learn more about the benefits of a business loan for your enterprise
Documentation and eligibility criteria for business loan in Dharwad
To apply for a business loan in Dharwad, you must meet certain eligibility requirements and provide basic documentation:
- Eligibility criteria:
- Applicant must be aged between 24 and 80 years*
- Should be a self-employed professional or non-professional
- Business must have a minimum vintage of 3 years
- Required documents:
- KYC documents (PAN card, Aadhaar, etc.)
- Business proof (GST certificate, registration, etc.)
- Bank account statements for the past 6 months
- Financial documents (ITR, P&L statement, balance sheet)
For complete details, visit our business loan eligibility page.
Interest rates and charges for business loan in Dharwad
Explore the applicable interest rates and fees when you apply for a business loan in Dharwad:
| Type of charge | Details |
|---|---|
| Rate of interest | 14% to 25% per annum |
| Processing fee | Up to 4.72% of the loan amount (inclusive of taxes) |
| EMI Bounce Charges | Rs. 1,500 per bounce |
| Penal interest | 36% p.a. |
How to apply for a business loan in Dharwad
Applying for a business loan in Dharwad is quick and simple. Follow these steps:
- Click the ‘Apply’ button on the page.
- Enter your 10-digit mobile number and verify it via OTP.
- Fill out the application form with your personal and business details.
- Choose the loan amount and type – Term, Flexi Term, or Flexi Hybrid Term Loan.
- Select your desired repayment tenure (from 12 to 96 months).
- Complete your KYC and submit the loan application online.
*Terms and conditions apply
