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Fracture Cover

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Treating a fracture can be expensive. With Group Care 360 – Fracture cover from Care Health Insurance Co. Ltd., one can avail coverage up to Rs. 25,000 required in treatment of the same.

Plan Details

The plan offers coverage up to Rs. 25,000 at a premium of Rs. 177 (incl. GST) for a year. This includes bone fracture cover up to Rs. 25,000 and accidental death coverage up to Rs. 10,000.

What's Covered

What's Covered

  • Money-in-bank

    Accidental Death

    If the insured member suffers an injury during the cover period, which directly results in the insured member’s death within 12 months from the date of accident (including date of accident), coverage is offered to the registered nominee.

  • Money-in-bank

    Coverage for fracture

    If the insured member suffers an injury during the cover year, which directly results in any of the bone fractures, he/she may avail coverage for treatment expenses. List of non-payable expenses

    Description of Fracture Amount payable = % of the Coverage Amount
    Hip or Pelvis (excluding thigh or coccyx): Multiple fractures – at least one Compound Fracture and one Complete Fracture 100%
    Hip or Pelvis (excluding thigh or coccyx) - All other Compound Fractures 50%
    Thigh or Heel: Multiple fractures – at least one Compound Fracture and one Complete Fracture 100%
    Thigh or Heel: Multiple fractures – at least one Complete Fracture 50%
    Lower leg, skull, clavicle, ankle, elbows, upper or lower arm (including wrist but excluding Colles-type fractures): Multiple Fractures – at least one Compound Fracture and one Complete Fracture 100%
    Lower leg, skull, clavicle, ankle, elbows, upper or lower arm (including wrist but excluding Colles-type fractures) : All other Compound Fractures 30%
    Colles type fracture of the lower arm – If Compound Fracture 100%
    Colles type fracture of the lower arm – If Complete Fracture 50%

  • Dental fracture in not covered under this policy.

For list of exclusions, please refer to the policy wordings.

How to Apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

  • Insurer’s E-mail – claims@careinsurance.com
  • Insurer’s Toll free number – 1800-102-4488
  • Contact Us

    In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in.

     

    Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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