Watch Secure – Overview

As intricate pieces of mechanical art, wristwatches can shape the way you experience and perceive time. It is an expensive possession that must be handled with utmost care. While you may not always be able to prevent loss or damage to your wristwatch, you can get yourself covered against the financial expenses incurred, with the Watch Secure Plan offered by Bajaj Finserv.

  • Features of Watch Secure

  • High Coverage Limit

    High Coverage Amount

    Offered under Pocket Insurance & Subscriptions, the Watch Secure plan offers coverage of up to Rs. 40,000 at just Rs. 449. This also includes complimentary watch protection offering coverage of up to Rs. 15,000.

  •  Comprehensive Coverage

    Comprehensive Coverage

    The Watch Secure Plan covers the customer against variety of incidents causing loss or damage to their wrist watch. These incidents include theft, accidental damage, fire, natural calamity and more.

  • Multiple Payment Options

    Multiple Payment Options

    You can apply for the Watch Secure plan through an online application form. With multiple online payment options such as net banking, mobile wallet, UPI, credit and debit cards, you can purchase this plan within minutes.

  • Block Your Debit/Credit Cards Instantly

    Block Your Debit/Credit Cards Instantly

    If you happen to lose your wallet along with its contents including debit and credit cards, you can block all the cards by making just one phone call to the issuer.

  • Emergency Travel Assistance

    Emergency Travel Assistance

    If you get stranded while on a trip, you can avail emergency financial assistance of up to Rs. 20,000 in India and up to Rs. 40,000 abroad. This advance can be used to book alternative travel tickets and accommodation.

  • What is Covered Under Watch Secure Plan?

  • Coverage Against Burglary and theft

    Coverage Against Burglary and theft

    The Watch Secure plan covers you financially if the covered wristwatch is stolen due to burglary or theft.

  • Accidental Damage

    Accidental Damage

    The Watch Secure plan offers you coverage for repair and replacement expenses if your watch suffers an accidental damage. However, such damages are covered only if the covered item is in your possession at the time of damage.

  • Fire and Special Perils Cover

    Fire and Special Perils Cover

    Losses and damages to your wristwatch as a result of fire, explosion, implosion, and lightning are covered under the Watch Secure plan, The plan also covers your watch against natural and manmade disasters such as earthquake, floods, cyclones, riots, strikes, and more.

  • What is Not Covered Under Watch Secure Plan?

  • Gradual operating costs

    Gradual operating costs

    Loss or damage caused to the item as a result of gradual wear and tear is not covered under the Watch Secure plan. Damages as a result of a maintenance or repair activity are also not covered under the plan.

  • Mechanical Or Electrical Failure

    Mechanical Or Electrical Failure

    Unless caused by accidental external means or approved by the issuer, any damage to the covered watch caused by a mechanical or electrical failure is not covered under the plan.

  • Any Consequential Loss

    Any Consequential Loss

    Any loss or damage to your wristwatch which is consequential is not covered under the plan. These may include damage due to misuse, misplacement, and intentionally caused damages.

  • Note: The Watch Secure plan can only be availed for wristwatches not older than 365 days as per the invoice date. To read the exclusions of the plan in detail, please click here.

How To Buy The Watch Secure plan?

To purchase the Watch Secure plan, follow the below steps.

Step 1: Click the ‘Apply Now’ button on the top left corner of the page. Fill in your basic details in the online application form.

Step 2: Authenticate the transaction by entering the OTP received on your registered mobile number.

Step 3: Make the membership fees payment using credit card/debit card, mobile wallet, or any other preferred mode of payment.

How To Raise A Claim Against The Watch Secure Plan?

  • In case of loss of cards or Emergency Travel Assistance call the toll-free number 1800-419-4000 or send an email to within 24 hours. You also need to provide evidence of your need for emergency assistance.
  • In case of watch-related claim, you can lodge a claim by contacting the issuer in following ways.
    • i. Call on toll-free Number 18002667780 or 1800-22-9966 (only for senior citizen plan holders).
    • ii. SMS on 5616181 as 'Claims'

Documents Required To File A Claim

  • KYC documents
  • Travel Safe membership letter
  • Invoice or Bill Copy of article
  • Duly filled Claim Form
  • Claim Intimation within 24 hrs

Contact Us

In case of any doubts or concerns regarding the Watch Secure plan, you may get in touch with us by writing an email to

Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of above Products, owned by CPP Assistance Services Private Ltd.(CPP). Issuance of these products is at sole discretion of CPP. This product shall be governed by CPP product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This is not an insurance product and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”