Important things in life should be insured and your two-wheeler is one such thing. If you own a two-wheeler, you must have a valid two-wheeler insurance policy for it. Two-wheeler insurance also referred to as bike insurance or motorcycle insurance protects your two-wheeler from any damage or loss caused by accidents, fire, theft or natural disasters.
Having a two-wheeler insurance or at least a third-party insurance is mandatory in India under Motor Vehicles Act, 1988. Plus, it also makes you a safe rider for the roads. Two-wheeler insurance comes in comprehensive packages wherein you can cover loss or damage to your two-wheeler, the rider, as well as the third party.
Buying or renewing your two-wheeler insurance is quick and easy nowadays. You can buy/ renew your two-wheeler insurance online in a few easy steps.
Cover just third-party liabilities or get a comprehensive cover for your two-wheeler, rider, and the third party. Although, latter is recommended.
Nowadays, you can buy anything online, including two-wheeler insurance. Buy your two-wheeler insurance through a website or even a mobile app in a few easy steps. You can even renew your two-wheeler insurance online without any hassle.
NCB refers to No Claim Bonus and you can receive it if you don’t make any claims throughout the year. In case, you want to change your insurance service provider, you can easily transfer up to 50% of your existing NCB to the new insurer.
IRDA approved insurers offer discounts for insurance policy for your bike. These discounts can be for the premium paid or the NCBs. These discounts are commonly given if you are a member of a recognized automotive association, if you have an anti-theft device installed or if you have a good rider history.
Motorcycle insurance or bike insurance also offers few additional covers like accident cover for the pillion rider, cover for spare parts or accessories, or zero depreciation cover. These covers will increase your premium amount slightly but will give you a peace of mind.
You get a two-wheeler insurance for up to 3 years. So, you don’t have to worry about renewing it annually. Plus, you get a notification in advance when your policy is about to expire.
Getting a two-wheeler insurance is quick and convenient. As soon as you complete the process online, a digitally signed two-wheeler insurance policy is issued instantly.
Two-wheeler insurance inspections are hassle-free and the claim settlement processes are also seamless. This makes the whole experience very convenient.
You can renew your expired two-wheeler policy without inspection or documentation. There are no extra charges and the renewal process takes a few minutes.
Renewing your bike insurance is super easy. You don’t need to visit any branch physically. In fact, you can renew your two-wheeler insurance online from anywhere and anytime. Two-wheeler insurance renewal online has the following benefits:
No inspection: You can renew your expired two-wheeler policy without new inspections.
No fresh documentation: You don’t need fresh documentation to renew your two-wheeler insurance online.
Quick and affordable: There are no extra charges and the renewal process takes a few minutes.
Compare best deals: Renewing your policy online means you can compare leading insurers and get their quotes. You can buy the one that suits you best.
Customer support: Get chat and phone support from the customer support teams in case of any doubts.
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