Key Safeguard

Losing your home or car keys can be frustrating. The older cut keys are slowly being replaced by modern laser-cut keys that can be costly to replace. Especially, if you lose your car key, the cost of getting replacement keys can run into thousands. The Key Safeguard plan offered by Bajaj Finserv can be helpful in multiple ways if you happen to lose your car or home keys. Other than offering coverage for key replacement cost and locksmith charges, the plan offers a range of other benefits including emergency roadside assistance.

• Features and Benefits of Key Safeguard

• 

  High Sum Insured

  The Key Safeguard plan offers benefits up to Rs. 60,000 at a premium of just Rs. 499. This also includes a complimentary key replacement insurance of up to Rs. 20,000.

• 

  Multiple Payment Options

  You can apply for the Key Safeguard plan in an easy and hassle-free manner by filling in an online application form and making the premium payment using mobile wallet, credit/debit card, net banking, or UPI.

• 

  Block Credit/Debit Cards with One Phone Call

  In case you lose your wallet containing your debit and credit cards, the Key Safeguard plan allows you to block all the cards instantly by making a single phone call.

• 

  Emergency Travel Assistance

  In case you are stranded in the middle of your trip, you may avail emergency financial assistance for travel and hotel booking. This advance can go up to Rs. 20,000 and Rs. 40,000.

• 

  Emergency Roadside Assistance

  Be it flat tyre support, battery jumpstart, towing or any other road assistance, you can avail emergency roadside assistance in over 400 locations as per the terms of the plan.

• 

  Online and Device Security

  As an added feature, you get F-Secure Internet Security, which is a powerful antivirus to protect your computer/laptop against malware and enables secure net banking.

• What is covered under Key Safeguard Plan?

• 

  Coverage for Key Replacement

  The Key Safeguard plan will reimburse the cost of replacing your home or car keys if they are lost or stolen. The coverage, however, is limited to the charges paid to the locksmith to create a new set of keys.

• 

  Break-in Protection

  If someone breaks into your vehicle or house, the Key Safeguard plan covers the cost of replacing the locks and the keys. However, the cost of new lock is not covered under the plan.

• 

  Reimbursement In Case Of A Lockout

  Offered under Pocket Insurance & Subscriptions offered by Bajaj Finserv, the plan reimburses the cost of obtaining services of a locksmith if you find yourself locked out of your house or car.

• 

  Rental Car Reimbursement

  If the key replacement process (for vehicle) takes more than 24 hours, the cost of hiring a rental car is provided for under the terms of the plan.

• What’s Not Covered?

• 

  Willfully Caused Damages

  Any key related damage loss which has been caused willfully is not covered under the plan.

• 

  Key Replacement For Vehicles Not For Personal Use

  The Key Safeguard Plan does not cover key replacement cost for vehicles that are not owned by you or the vehicles that are not for personal use.
  
  To read about the inclusions and exclusions of the plan in detail, please click here.

Purchasing the Key Safeguard Plan is an easy online process. All you must do is fill up the online application form and pay the premium via your preferred mode of payment. Here is the step-by-step process to complete the purchase.

• Step 1: Click ‘Apply Now’ on the top left corner of this page. Fill in the basic details such as name, mobile number, invoice number, and invoice value.
   
• Step 2: Authenticate the application by entering the OTP received on your registered mobile number.
   
• Step 3: Complete the purchase by paying the premium using mobile wallet, credit/debit card, mobile wallet, or any other preferred mode of payment.
   

How to Raise a Claim against Key Safeguard Plan?

In case of key loss related claims, you can lodge a claim by contacting the insurer through one of the following ways:

• Call on 1800-419-4000 (toll-free number), or
• Write an email to feedback@cppindia.com

• Call on 18002667780 or 1800-22-9966 (only for senior citizen policy holders), or
• SMS ‘Claims’ to 5616181

Documents Required To Lodge Claims

The following is the list of mandatory documents required at the time of placing a claim:

• KYC documents
• Travel Safe membership letter
• Invoice or Bill Copy of article
• Duly filled Claim Form
• Claim Intimation within 24 hrs
• If Burglary or Theft – FIR is must

How to Raise a Claim against Key Safeguard Plan?

In case of key loss related claims, you can lodge a claim by contacting the insurer through one of the following ways:

In case of any queries or concerns related to the Key Safeguard plan, please reach out to us by writing an email to pocketservices@bajajfinserv.in