Losing your home or car keys can be frustrating. The older cut keys are slowly being replaced by modern laser-cut keys that can be costly to replace. Especially, if you lose your car key, the cost of getting replacement keys can run into thousands. The Key Safeguard plan offered by CPP can be helpful in multiple ways if you happen to lose your car or home keys. Other than offering coverage for key replacement cost and locksmith charges, the plan offers a range of other benefits including emergency roadside assistance.
You can apply for the Key Safeguard plan in an easy and hassle-free manner by filling in an online application form and making the membership fees payment using mobile wallet, credit/debit card, net banking, or UPI.
In case you lose your wallet containing your debit and credit cards, the Key Safeguard plan allows you to block all the cards instantly by making a single phone call.
In case you are stranded in the middle of your trip, you may avail emergency financial assistance for travel and hotel booking. This advance can go up to Rs. 20,000 and Rs. 40,000.
Be it flat tyre support, battery jumpstart, towing or any other road assistance, you can avail emergency roadside assistance in over 400 locations as per the terms of the plan.
As an added feature, you get F-Secure Internet Security, which is a powerful antivirus to protect your computer/laptop against malware and enables secure net banking.
The Key Safeguard plan offers benefits up to Rs. 60,000 at a membership fees of just Rs. 749. This also includes a complimentary key replacement protection of up to Rs. 20,000.
The Key Safeguard plan will reimburse the cost of replacing your home or car keys if they are lost or stolen. The coverage, however, is limited to the charges paid to the locksmith to create a new set of keys.
If someone breaks into your vehicle or house, the Key Safeguard plan covers the cost of replacing the locks and the keys. However, the cost of new lock is not covered under the plan.
Offered under PI & Subscriptions offered by CPP, the plan reimburses the cost of obtaining services of a locksmith if you find yourself locked out of your house or car.
If the key replacement process (for vehicle) takes more than 24 hours, the cost of hiring a rental car is provided for under the terms of the plan.
Any key related damage loss which has been caused willfully is not covered under the plan.
The Key Safeguard Plan does not cover key replacement cost for vehicles that are not owned by you or the vehicles that are not for personal use.
To read about the inclusions and exclusions of the plan in detail, please click here.
Purchasing the Key Safeguard Plan is an easy online process. All you must do is fill up the online application form and pay the membership fees via your preferred mode of payment. Here is the step-by-step process to complete the purchase.
In case of key loss related claims, you can lodge a claim by contacting the issuer through one of the following ways:
1. To avail emergency travel assistance
• Call on 1800-419-4000 (toll-free number), or
• Write an email to email@example.com
2. For Key Related Claims:
• Call on 18002667780 or 1800-22-9966 (only for senior citizen plan holders), or
• SMS ‘Claims’ to 5616181
The following is the list of mandatory documents required at the time of placing a claim:
In case of any queries or concerns related to the Key Safeguard plan, please reach out to us by writing an email to firstname.lastname@example.org
Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of above Products, owned by CPP Assistance Services Private Ltd.(CPP). Issuance of these products is at sole discretion of CPP. This product shall be governed by CPP product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This is not an insurance product and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”