Key Safeguard

Losing your home or vehicle keys can be frustrating. The older-cut keys are slowly being replaced by modern laser-cut keys that can be extremely costly to replace. If you lose your car keys, the cost of getting it replaced could run into thousands. Having a plan that covers you against these costs could be helpful. The Key Safeguard Plan offered by Card Protection Plan (CPP) offers coverage against key replacement costs and locksmith charges. The plan offers a suite of other benefits, including emergency roadside assistance too.

  • Plan Details

    Here are the details of this plan.

  • Multiple Payment Options

    Easy online application process with multiple payment options

    You can apply for the Key Safeguard Plan from the comfort of your home by filling in an online application form. You can choose to pay for the membership through mobile wallet, credit/debit card, Net Banking, or UPI.

  • Block Credit/Debit Cards with One Phone Call

    Block credit/debit card with just one phone call

    The Key Safeguard Plan enables you to block all your lost cards instantly by making a single phone call.

  • Emergency Travel Assistance

    Emergency travel assistance

    Losing keys when you’re travelling is an unfortunate and stressful situation. In case you are stranded in the middle of your trip, you can avail of emergency financial assistance for travelling and hotel booking with Key Replacement Insurance. The monetary advance provided can go up to Rs. 40,000.

  • Emergency Roadside Assistance

    Emergency roadside assistance

    You can get access to emergency roadside assistance at 400+ locations, as per the terms of this plan. The services include flat tyre support, battery jumpstart, towing, etc.

  • Online and Device Security

    Device security

    As an added benefit, you get F-Secure Internet Security, which is a powerful antivirus to protect your computer/laptop against malware, enabling secure Net Banking.

  • High Sum Insured

    High coverage amount

    The Key Safeguard Plan offers benefits up to Rs. 60,000 at a membership fee of just Rs. 749. This also includes a complimentary key replacement protection of up to Rs. 20,000.

  • What's Covered

    Here’s what’s covered in this plan.

  • Coverage for Key Replacement

    Coverage for key replacement

    The Key Safeguard Plan will reimburse the cost of replacing your home or car keys if they are lost or stolen. The coverage, however, is limited to the charges paid to the locksmith to create a new set of keys.

  • Break-in Protection

    Break-in protection

    If someone breaks into your vehicle or home, the Key Safeguard Plan covers the cost of replacing the keys. However, the cost of a new lock is not covered under this plan.

  • Reimbursement In Case Of A Lockout

    Reimbursement in case of a lockout

    Under Pocket Insurance & Subscriptions offered by CPP, this plan reimburses the costs incurred by obtaining locksmith services if you find yourself locked out of your house or car.

  • Rental Car Reimbursement

    Rental car reimbursement

    If the key replacement process (for vehicles) takes more than 24 hours, the cost of hiring a rental car is provided for under the terms of the plan.

  • What’s not Covered

    Here’s what’s not covered in this plan.

  • Willfully Caused Damages

    Wilfully caused damages

    Any key-related damage caused wilfully is not covered under the plan.

  • Key Replacement For Vehicles Not For Personal Use

    Key replacement for vehicles other than personal use

    The Key Safeguard Plan does not cover key replacement cost for vehicles that are not owned by you or the vehicles that are not for personal use.

    To read about the inclusions and exclusions of the plan in detail, please click here.

How to Buy the Key Safeguard Plan

You can purchase the Key Safeguard Plan via an easy online process. Here is the step-by-step process to complete the purchase.

  • Click on ‘Apply Now’ button on the top left corner of the page. Fill in basic details such as name, mobile number, invoice number, and invoice value
  • Authenticate the application by entering the OTP received on your registered mobile number
  • Complete the purchase by paying the membership fee through mobile wallet, credit/debit card or any other preferred payment option available.

How to raise a claim against Key Safeguard Plan

You can lodge a claim by contacting the issuer through one of the following ways:

To get emergency travel assistance

• Call on 1800-419-4000 (toll-free number)
• Write an email to

For key-related claims:

• Call on 18002667780 or 1800-22-9966 (only for senior citizen plan holders)
• SMS ‘Claims’ to 5616181


Documents required to lodge claims:

Given below is the list of mandatory documents that are required at the time of placing a claim:

  • KYC documents
  • Travel safe membership letter
  • Invoice or bill copy of article
  • Duly filled claim form
  • FIR is a must in case of burglary or theft
  • Claim intimation within 24 hrs

Contact Us

In case of any queries or concerns related to the Key Safeguard Plan, please reach out to us by writing an email to

Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of above products, owned by CPP Assistance Services Private Ltd. (CPP). Issuance of these products is at sole discretion of CPP. This product shall be governed by CPP product T&C’s and BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This is not an insurance product and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”