The Pradhan Mantri Awas Yojana – Urban (PMAY-U) was launched on 25th June 2015 with the vision of providing affordable housing for every family in urban areas. The initial target was to ensure that every eligible household had a pucca home by 2022. Central assistance is offered to States, Union Territories, and Central Nodal Agencies to support the construction of houses based on verified housing demand—around 1.12 crore homes.
This flagship housing mission is implemented by the Ministry of Housing and Urban Affairs (MoHUA) to reduce the shortage of homes in cities and towns across India. The scheme mainly supports families belonging to the Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG), including people living in slums. The goal is to make sure that eligible urban households have access to a safe and permanent home with basic civic services.
Per Census 2011, the scheme covers all recognised urban areas such as Statutory Towns, Notified Planning Areas, Development Authorities, Industrial Development Authorities and other urban planning bodies formed under State laws. To receive benefits under any component of the scheme, applicants must have a valid Aadhaar number or Aadhaar Virtual ID for identification and verification purposes.
Per the PMAY-U guidelines, houses built for the Economically Weaker Section (EWS) may have a carpet area of up to 30 square metres. However, State governments and Union Territories have the liberty to increase this size with the Ministry's consent. To promote women’s empowerment, it is mandatory for the female head of the household to be either the sole or joint owner of the house under this scheme. PMAY-U offers four different verticals to meet diverse needs based on income levels, funding access, and land availability.
Latest News and Updates on Pradhan Mantri Awas Yojana - Urban 2026 - Secretary, MoHUA chairs 6th meeting of Central Sanctioning and Monitoring Committee under PMAY-Urban 2.0
2.88 lakh additional houses approved under PMAY-Urban 2.0, 13.61 lakh total sanctions
On 23 February 2026, the 6th meeting of the Central Sanctioning and Monitoring Committee (CSMC) under PMAY-Urban 2.0 was held in New Delhi. The meeting was chaired by Shri Srinivas Katikithala, Secretary, Ministry of Housing and Urban Affairs, and attended by senior officials and representatives from various States and Union Territories.
During this meeting, approval was granted for 2,87,618 new houses under PMAY-U 2.0. With this addition, the total number of houses sanctioned under the updated scheme has crossed 13.61 lakh. These homes are intended for families from EWS, LIG and MIG categories, reinforcing the Government’s aim of providing secure and affordable housing in urban areas.
The newly cleared houses are spread across 16 States and Union Territories and fall under different components such as Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP) and Affordable Rental Housing (ARH). A significant number of these homes have been allotted to women, senior citizens and members of socially disadvantaged communities, ensuring inclusive growth.
Over 12,800 rental housing projects sanctioned to support urban migrants, working women and urban poor
Rental housing continues to be a key focus under PMAY-U 2.0 through the Affordable Rental Housing (ARH) vertical. In the latest meeting, around 12,846 rental homes were approved to meet the needs of urban migrants, industrial workers, construction workers, working women and other vulnerable groups who require affordable accommodation near their workplaces.
Additionally, three Demonstration Housing Projects were sanctioned in different States, each consisting of 40 dwelling units. These projects highlight modern, cost-effective construction techniques that improve durability and speed of construction.
Officials also stressed the importance of building homes near public transport corridors and within city limits to improve convenience and quality of life. The scheme continues to play an important role in improving living standards, with more than 97 lakh pucca houses already completed under the broader mission since its launch.
Pradhan Mantri Awas Yojana: Budget 2026 trims PM Awas-Rural FY26 revised estimate by Rs. 3,332 crore, but keeps FY27 outlay strong
The Union Budget 2026–27 shows mixed signals for the government’s main housing mission, with tighter spending for rural housing mid-year while maintaining steady support for the renewed urban programme.
PMAY–Urban 2.0
The new urban version has so far seen slow utilisation, with only Rs. 50 crore spent in 2024–25 compared with a planned Rs. 3,500 crore for 2025–26.
The 2025–26 Revised Estimate has been cut to Rs. 300 crore, while Rs. 3,000 crore is budgeted for 2026–27, indicating steady but cautious implementation.
Wider housing allocations
The Ministry of Housing and Urban Affairs has received a total allocation of Rs. 85,522.39 crore for 2026–27, including Rs. 900 crore for the PM SVANidhi scheme, a notable rise from the previous year.
Across both earlier phases of PMAY (Urban), the budget provides Rs. 18,625 crore — Rs. 6,000 crore for Phase I and Rs. 12,625.05 crore for Phase II.
Industry expert Samarth Setia welcomed higher urban funding and new risk-guarantee measures but cautioned that high property prices still limit affordability, calling for better digital land records to improve transparency.
PMAY Scheme - HFA (Urban) – Urban (PMAY-U) 2.0 guidelines
The Pradhan Mantri Awas Yojana – Urban (PMAY-U) has made strong progress in improving access to affordable housing across Indian cities. So far, around 95.51 lakh pucca houses have been completed and handed over to eligible beneficiaries under the scheme. With the growing need for affordable homes in urban areas, especially among lower- and middle-income families, the Government introduced an updated version known as PMAY-U 2.0 in September 2024.
Under PMAY-U and the new PMAY-U 2.0 combined, nearly 122 lakh houses have already been approved. The revised scheme aims to support an additional 1 crore urban families by helping them either build a new pucca house or buy one. To make this possible, the Government is offering financial assistance of up to Rs. 2.50 lakh per eligible family.
PMAY-U 2.0 covers families from the Economically Weaker Section (EWS), Low Income Group (LIG), and Middle-Income Group (MIG). Applicants must not own a pucca house anywhere in India, and their annual household income should be up to Rs. 9 lakh to qualify for the benefits.
The scheme is carried out through four main components: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and the Interest Subsidy Scheme (ISS). Interested applicants can apply online through the official PMAY Urban website or seek guidance from their local Urban Local Body (ULB) for offline support.
Housing and Urban Affairs Ministry approves construction of 3.52 lakh houses in 10 states and UTs
The Ministry of Housing and Urban Affairs has recently approved the construction of over 3.52 lakh houses under PMAY-U 2.0. This decision was finalised during a meeting of the Central Sanctioning and Monitoring Committee (CSMC), chaired by Housing and Urban Affairs Secretary Srinivas Katikithala. The approval covers homes under both the Beneficiary-Led Construction (BLC) and Affordable Housing in Partnership (AHP) verticals of the scheme.
The approved housing projects span across 10 States and Union Territories, including Andhra Pradesh, Arunachal Pradesh, Bihar, Haryana, Jammu & Kashmir, Odisha, Puducherry, Rajasthan, Telangana, and Uttar Pradesh. These projects aim to push forward the mission's objective of inclusive urban housing and to further reduce the gap in urban housing shortages. With continued government efforts, PMAY-U is steadily moving towards ensuring dignified living spaces for economically weaker and low-income urban families.
