Aditya Birla Health Insurance - Home care Treatment (for Covid19) at Rs. 1,528
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 2 lakh, premium Rs. 1,528
Get coverage against the expenses arising from treatment of COVID-19.
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Home care cover
The policy provides cover for home care medical expenses up to the sum insured for COVID-19 related treatment as specified in the policy.
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IPD hospitalisation expenses cover
In case hospitalisation is required, get covered for Inpatient Department (IPD) hospitalisation expenses.
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End-to-end online process
You can easily buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Home Care Treatment (for COVID-19) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 36 – 50 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase the policy.
Policy details
Here’s a quick look at the policy details of the Home Care Treatment (for COVID-19) cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 1,528 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Home Care Treatment (for COVID-19) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| COVID-19 Home care | Home isolation service package for up to two weeks for Rs. 5,100 |
| Hospitalisation | In case of hospitalisation, in-patient hospitalisation indemnity payout. |
| Room rental | Room costs during hospitalisation |
| Key exclusions | Description |
|---|---|
| Ailments during waiting period | Illnesses detected within 15 days from the purchase of policy |
| Unauthorised testing | Testing at diagnostic centers not authorised by Union Health Ministry of India |
| OPD consultation | Any physical or out-patient consultation |
| Self-quarantine | Self-quarantine or quarantine at home |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Home Care Treatment (COVID-19) cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of this Home Care Treatment (COVID-19) cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills.
4. Covid-19 reports
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The policy covers in-patient hospitalisation, room rent expenses, and home isolation service for 15 days.
Hospitalisation other than COVID, physical consultation, pre-existing diseases, co-habitation, testing at unauthorised centres, and self-quarantine are not covered under the policy.
The policy offered through Bajaj Finance is available at a premium of Rs. 1,528 for a sum insured of up to Rs. 2 lakh.
To claim benefits under this policy, you can reach out to the insurer either by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000. Home Care Treatment (for COVID -19) 2 protects against the medical costs arising from in-patient hospitalisation expenses for COVID-19 treatments and expenses of home isolation service for up to weeks.
The policy is valid for a tenure of one year.