Aditya Birla Health Insurance - Home care Treatment (for Covid19) at Rs. 1,528

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 2 lakh, premium Rs. 1,528

    Get coverage against the expenses arising from treatment of COVID-19.

  • Home care cover

    The policy provides cover for home care medical expenses up to the sum insured for COVID-19 related treatment as specified in the policy.

  • IPD hospitalisation expenses cover

    In case hospitalisation is required, get covered for Inpatient Department (IPD) hospitalisation expenses.

  • End-to-end online process

    You can easily buy the policy online through our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Home Care Treatment (for COVID-19) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 36 – 50 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on ‘Buy Now’ button on this page

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase the policy.

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Policy details

Here’s a quick look at the policy details of the Home Care Treatment (for COVID-19) cover:

Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 1,528
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Home Care Treatment (for COVID-19) cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
COVID-19 Home care Home isolation service package for up to two weeks for Rs. 5,100
Hospitalisation In case of hospitalisation, in-patient hospitalisation indemnity payout.
Room rental Room costs during hospitalisation
Key exclusions Description
Ailments during waiting period Illnesses detected within 15 days from the purchase of policy
Unauthorised testing Testing at diagnostic centers not authorised by Union Health Ministry of India
OPD consultation Any physical or out-patient consultation
Self-quarantine Self-quarantine or quarantine at home

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Home Care Treatment (COVID-19) cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Home Care Treatment (COVID-19) cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills.
    4. Covid-19 reports

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is covered under the Home Care Treatment (for COVID-19) cover?

The policy covers in-patient hospitalisation, room rent expenses, and home isolation service for 15 days.

What is not covered under the Home Care Treatment (for COVID-19) cover?

Hospitalisation other than COVID, physical consultation, pre-existing diseases, co-habitation, testing at unauthorised centres, and self-quarantine are not covered under the policy.

What is the premium for the Home Care Treatment (for COVID-19) cover?

The policy offered through Bajaj Finance is available at a premium of Rs. 1,528 for a sum insured of up to Rs. 2 lakh.

How to claim benefits under this policy?

To claim benefits under this policy, you can reach out to the insurer either by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000. Home Care Treatment (for COVID -19) 2 protects against the medical costs arising from in-patient hospitalisation expenses for COVID-19 treatments and expenses of home isolation service for up to weeks.

What is the validity for the Home Care Treatment (COVID-19) cover?

The policy is valid for a tenure of one year.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Assure (covid-19) UIN: ADIHLIP23130V042223. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.