2 min read
27 March 2025

From high-end TVs to the latest smartphones, feature-packed washing machines to smart refrigerators, and clothes to groceries, you can buy over a million products from the Bajaj Finserv EMI Network on Easy EMIs or you can visit Bajaj Mall to buy these products. Here, you can make online and offline purchases using the Bajaj Finserv EMI Network Card, which allows you to convert the purchase price of the products into easy EMIs. This means, minimal interest charges so you can repay comfortably in affordable instalments.

So, to make the most of the EMI Card, apply for it today. Follow these easy steps and apply for the Bajaj Finserv Insta EMI Card online or offline. With the digital card on your side, you can get attractive cashback offers and deals on a wide range of products from our 1.5 lakh+ partner stores present in over 4,000+ cities across India.

How to get Bajaj Finserv EMI Card

You can apply for the Insta EMI Card through both online and offline methods:

  • Online: Existing customers can apply via the Bajaj Finserv customer portal.
  • Offline: New applicants can visit any Bajaj Finserv partner store and opt for in-store financing to avail of Easy EMI options.

Both methods are simple, easy and convenient.

How to apply for the Bajaj Finserv Insta EMI Card online

If you are Existing Bajaj Finserv customers Login to customer portal My Account to check your eligibility and apply for the Insta EMI Card or you can follow these steps.

  • Check eligibility: Ensure you meet the required criteria.
  • Log in to My Account: Access the customer portal.
  • View EMI offer details: Check the available offers.
  • Apply for the card: Complete the application process.

For new customers, the offline application process is also available at partner stores.

How to apply for the Bajaj Finserv EMI Network Card offline

To get the Bajaj Finserv EMI Network Card offline, all you need to do is opt for in-store financing at any of Bajaj Finserv’s partner stores like:

To get the Bajaj Finserv EMI Network Card offline, visit any Bajaj Finserv partner store and opt for in-store financing while purchasing your desired product. The process is simple:

  • Visit a partner store: Choose your desired product.
  • Seek assistance: The store representative will guide you.
  • Submit documents: Provide basic KYC documents for verification.
  • Get your card: Once approved, access your EMI Network Card through the Bajaj EMI Card App.

Apply for Bajaj Finserv Insta EMI Card

Eligibility criteria for the Bajaj Finserv Insta EMI Card

Before proceeding to apply, make sure that you meet the eligibility terms required to qualify for a Bajaj EMI Card. Doing so ensures that you get access to No Cost EMI facility without any hiccups. The Bajaj Finserv Card apply online eligibility is simple, You should be between 21 years to 65 years of age and must have a regular source of income. If you meet these terms, you can proceed to apply for the Bajaj Finserv Insta EMI Card.

Documents required to apply for the Bajaj Finserv EMI Network Card

Here are the documents required to apply for a Bajaj Finserv EMI Network Card. This paperwork validates your eligibility for the EMI Network Card and so, is vital for the application process. Thus, keep the following documents handy when applying for a Bajaj Finserv EMI Network Card.

Read more: Get the Insta EMI Card with minimal documentation

Features and benefits of the EMI Network Card

Now that you know How to Apply for Bajaj Finserv Card, understand the benefits that it offers given below.

Digital card that is easily accessible

The Bajaj Finserv EMI Network Card is a digital card that you can access via the Bajaj Finserv App. This way, you don’t have to carry it around and worry about losing it.

Convert purchases into easy EMIs

Depending on what you shop for, you may have to shell out a significant portion of your income to pay for your purchases. To help you do this without overshooting your budget, Insta EMI Card allows you to repay the purchase price in easy EMIs.

Buy products on zero down payment

Flexible tenures for easy repayment

To keep your EMIs budget-friendly and repay on time, you can choose a flexible tenure ranging from 3 months to 60 months, per your convenience.

Zero foreclosure charges

Once you pay your first EMI, you need not pay any foreclosure charges, in case you want to repay the entire loan before the tenure ends. This way, you can get debt-free sooner at no additional cost!

Pre-qualified card loan limit of up to Rs. 3 lakh

The EMI Network Card gives you a Pre-qualified card loan limit of up to Rs. 3 lakh. You can use this to shop for any product from the EMI Network, which comprises 1.5 lakh+ partner stores present in over 4,000+ cities across the country.

Check your pre-approved offer from Bajaj Finserv to view your tailor-made deal and enjoy quick approval. All you have to do is enter basic details such as your name and contact number. To make the most of the Insta EMI Card, apply for one without further ado.

Read more: Check Features and benefits of Insta EMI Card

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

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Frequently asked questions

What are the benefits of having an EMI Card?

An EMI card offers benefits like easy access to credit, flexible repayment options, and the ability to make large purchases without immediate financial strain. It often comes with discounts, cashback, and offers on various products and services, enhancing your overall shopping experience.

Can I apply for an EMI Card online?

Yes, you can apply for the Bajaj Finserv Insta EMI card online. This convenient process usually involves filling the online form, submitting necessary details, and meeting eligibility criteria. By following just a few simple steps, you can apply for the EMI card with ease.

What are the eligibility criteria to apply for an EMI Card?

Eligibility criteria for an EMI card typically involve having a steady income source, a good credit score, and meeting age requirements. Your employment status and financial stability when assessing your application is also considered.

How to unblock Bajaj Finserv Insta EMI Card?

To unblock a Bajaj Finserv Insta EMI Card, log into the customer portal, verify your details, and select the "Unblock Card" option under "Quick Actions." Alternatively, contact customer care or resolve issues like missed payments or low credit scores to reactivate the card.

How to close Bajaj Finserv Insta EMI Card?

To close a Bajaj Finserv Insta EMI Card permanently, you can contact customer care or visit the nearest Bajaj Finserv branch. Ensure all dues are cleared before initiating the closure process.

How to use Bajaj Finserv EMI Insta Card?

The Bajaj Finserv Insta EMI Card allows you to purchase products on Easy EMIs at partner stores, both online and offline. It can be used for electronics, appliances, travel bookings, and more across India.

Where can I use Bajaj Finserv Insta EMI Card?

You can use the Bajaj Finserv Insta EMI Card at over 1.5 lakh partner outlets in 4,000+ cities across India for shopping on Easy EMIs. It covers categories like electronics, furniture, healthcare, and travel.

How to activate Bajaj Finserv Insta EMI Card?

To activate a Bajaj Finserv Insta EMI Card, log into the customer portal or mobile app, verify your details, and follow activation instructions. Ensure ECS mandates are active for smooth transactions.

How to cancel Bajaj Finserv Insta EMI Card?

To cancel a Bajaj Finserv Insta EMI Card, clear all outstanding dues and contact customer care or visit a branch to initiate the cancellation process. The card will be deactivated after verification.

How to activate Bajaj Finserv Insta EMI Card for online shopping?

To activate your Bajaj Finserv Insta EMI Card for online shopping, ensure it is active and linked to your account. Select the card as a payment option at checkout on partnered e-commerce platforms.

How to buy a phone on EMI without a credit card?

You can buy a phone on EMI without a credit card by using an EMI Network Card like Bajaj Finserv Insta EMI Card. Alternatively, opt for retailer-financed EMI plans available at major stores across India.

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