2 min read
5 Nov 2023

From high-end TVs to the latest smartphones, feature-packed washing machines to smart refrigerators, and clothes to groceries, you can buy over a million products from the Bajaj Finserv EMI Network on No Cost EMIs or you can visit Bajaj Mall to buy these products. Here, you can make online and offline purchases using the Bajaj Finserv EMI Network Card, which allows you to convert the purchase price of the products into easy EMIs. This means, you do not have to pay anything over and above the cost and can repay comfortably in instalments of your choice.

So, to make the most of the EMI Card, apply for it today. Follow these easy steps and apply for the Bajaj Finserv Insta EMI Card online or offline. With the digital card on your side, you can get attractive cashback offers and deals on a wide range of products from our 1.5 lakh partner stores present in over 4,000+ cities across India.

How to get the Bajaj Finserv EMI Network Card

You can get an Insta EMI Card either online or offline. Both procedures are simple and convenient. If you are an existing customer, you can apply for it online via the customer portal. Alternatively, any eligible person can apply for it offline and avail of No Cost EMI facility through it by opting for in-store financing at any of Bajaj Finserv partner stores. Read on to know in detail about how to apply for a Bajaj Finserv EMI Network Card online and offline.

How to apply for the Bajaj Finserv Insta EMI Card online

Existing Bajaj Finserv customers can apply for the EMI Card easily. All you need to do is meet the eligibility terms and apply online. To do so, simply login to customer portal My Account, to view the EMI offer details and then, apply for the card. Now that you know how to get a Bajaj Finserv EMI Network Card online, consider the offline procedure as it is useful for new customers.

How to apply for the Bajaj Finserv EMI Network Card offline

To get the Bajaj Finserv EMI Network Card offline, all you need to do is opt for in-store financing at any of Bajaj Finserv’s partner stores like:

After selecting the products, you want to purchase, get assistance from the store representative and submit basic documents to set up your EMI Network Card. Once your details are verified, you will get access to the Bajaj Finserv EMI Network Card on the Bajaj Finserv app.

Apply for Bajaj Finserv Insta EMI Card

Eligibility criteria for the Bajaj Finserv Insta EMI Card

Before proceeding to apply, make sure that you meet the eligibility terms required to qualify for a Bajaj Finserv EMI Network Card. Doing so ensures that you get access to No Cost EMI facility without any hiccups. The eligibility criteria to get the EMI Card is simple. You should be between 21 years to 65 years of age and must have a regular source of income. If you meet these terms, you can proceed to apply for the Bajaj Finserv Insta EMI Card.

Documents required to apply for the Bajaj Finserv EMI Network Card

Here are the documents required to apply for a Bajaj Finserv EMI Network Card. This paperwork validates your eligibility for the EMI Network Card and so, is vital for the application process. Thus, keep the following documents handy when applying for a Bajaj Finserv EMI Network Card.

Read more: Get the Insta EMI Card with minimal documentation

Features and benefits of the EMI Network Card

Now that you know how to apply for a Insta EMI Card, read the benefits that it offers.

However, if your EMI Network Card expires, you can raise a request for Bajaj EMI Card renewal online through customer portal - My Account.

Digital card that is easily accessible

The Bajaj Finserv EMI Network Card is a digital card that you can access via the Bajaj Finserv App. This way, you don’t have to carry it around and worry about losing it.

Convert purchases into easy EMIs

Depending on what you shop for, you may have to shell out a significant portion of your income to pay for your purchases. To help you do this without overshooting your budget, Insta EMI Card allows you to repay the purchase price in easy EMIs.

Buy Products on Zero down payment

Flexible tenors for easy repayment

To keep your EMIs budget-friendly and repay on time, you can choose a flexible tenor ranging from 1 to 60 months, as per your convenience.

Zero foreclosure charges

Once you pay your first EMI, you need not pay any foreclosure charges, in case you want to repay the entire loan before the tenor ends. This way, you can get debt-free sooner at no additional cost!

Pre-approved limit of up to Rs. 3 lakh

The EMI Network Card gives you a pre-approved loan of up to Rs. 3 lakh. You can use this to shop for any product from the EMI Network, which comprises 1.5 lakh partner stores present in over 4,000+ cities across the country.

Check your pre-approved offer from Bajaj Finserv to view your tailor-made deal and enjoy quick approval. All you have to do is enter basic details such as your name and contact number. To make the most of the EMI Card, apply for one without further ado.

Buy Products on No Cost EMIs

While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

*Terms and conditions apply

Consequent to directive received from Reserve Bank of India, Bajaj Finance Limited has temporarily suspended issuance, sanction and Disbursal under it's online loan products "ECom" and "Insta EMI card". However, you can walk-in to any of our offline partner stores and get your product financed. Refer to the detailed FAQ on our website for further queries.

Frequently asked questions

What are the benefits of having an EMI Card?

An EMI card offers benefits like easy access to credit, flexible repayment options, and the ability to make large purchases without immediate financial strain. It often comes with discounts, cashback, and offers on various products and services, enhancing your overall shopping experience.

Can I apply for an EMI Card online?

Yes, you can apply for the Bajaj Finserv Insta EMI card online. This convenient process usually involves filling the online form, submitting necessary details, and meeting eligibility criteria. By following just a few simple steps, you can apply for the EMI card with ease.

What are the eligibility criteria to apply for an EMI Card?

Eligibility criteria for an EMI card typically involve having a steady income source, a good credit score, and meeting age requirements. Your employment status and financial stability when assessing your application is also considered.