How to Shop at Sargam Electronics using Insta EMI Card

Know how to shop at Sargam Electronics using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
How to Shop at Sargam Electronics using Insta EMI Card
3 min
23-May-2024

Ever felt the sting of the price tag when eyeing the latest tech gadgets? At Sargam Electronics, cutting-edge devices are accessible to all, without the need for deep pockets thanks to the Bajaj Finserv Insta EMI Card.

With this innovative card, you can bid farewell to the days of window-shopping and yearning for the unattainable. Simply select your desired product, and let the Insta EMI Card work its magic, breaking down the cost into manageable instalments that fit your budget. No more settling for outdated models or compromising on your tech aspirations.

Sargam Electronics overview

Synonymous with trust and quality in the Indian electronics retail sector, Sargam Electronics has been serving customers since the late 1970s. The company’s commitment to offering a wide range of products at competitive prices has made it a preferred choice for customers. From the latest gadgets to home appliances, Sargam Electronics ensures that customers have access to the best products in the market. In addition to its extensive product range, Sargam Electronics is known for its exceptional customer service. The company’s well-trained staff are always ready to assist customers, ensuring a seamless shopping experience.

How to shop on Sargam Electronics using Insta EMI Card

  • Visit the Sargam Electronics store 
  • Browse their extensive collection and choose the product that suits your requirements and preferences
  • At the billing desk, inform the store representative you’d like to pay in EMIs
  • Hand over your Insta EMI Card details and select a repayment tenure of up to 60 months, per your repayment capacity
  • The price of your chosen product will be split across your chosen tenure, with minimal interest.

List of available Sargam Electronics products on EMI

Category Brands
Home theatre systems Samsung, LG, Sony, Bose, JBL
Refrigerators LG, Samsung, Whirlpool
Air conditioners Carrier, Voltas, Daikin, LG, Samsung
Washing machines LG, Samsung, IFB

 

Benefits of shopping at Sargam Electronics using Insta EMI Card

  • Substantial purchasing power: With a pre-qualified card loan limit of up to Rs. 3 lakh, you can confidently indulge in larger purchases without straining your finances.
  • Interest-free financing: Enjoy the benefit of Easy EMIs, allowing you to conveniently spread your payments over time without the burden of hidden charges or high interest.
  • Flexible repayment options: Tailor your repayment schedule to suit your needs, with tenures ranging from 1 to 60 months, ensuring a comfortable repayment journey.
  • Early payoff convenience: Experience the freedom to settle your outstanding balance ahead of schedule, without incurring any foreclosure charges or penalties.
  • Festive season perks: During special occasions and festivals, take advantage of zero down payment offers, enabling you to acquire your desired products without any upfront costs.
  • Widespread acceptance: With your Insta EMI Card, you can shop on all major e-commerce websites and at over 1.5 lakh partner stores across more than 4,000 cities, providing you with a vast network of merchants to explore.
  • Credit profile boost: By making regular and timely EMI payments, you can enhance your creditworthiness, opening doors to future financial opportunities and better lending terms.

Check the benefits and features of the Insta EMI Card

Eligibility criteria for getting Insta EMI Card for shopping at Sargam Electronics

  • Nationality: Indian
  • Age: 21 years - 65 years
  • Income: Regular income source required
  • Credit score: Per Bajaj Finserv risk policies
  • Documentation: 
    • PAN card
    • Aadhaar card for KYC verification
    • Proof of address
    • Bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

  • Convenient offline option: Visit any of the Bajaj Finserv partner stores, select your desired product, and receive guidance from the knowledgeable store representatives. Simply submit the required basic documents for verification. Once you’re approved, pay the one-time joining fee of Rs. 530/-, and you'll be on your way to smart financing.
  • Hassle-free online process: For those who prefer the digital alternative, visit the Bajaj Finserv website. Enter your mobile number, verify the one-time password (OTP), and proceed to fill out the application form. After verifying your KYC details and paying a nominal joining fee, complete the e-mandate process, and you're all set.

Whichever path you choose, the application process is designed to be straightforward and user-friendly, ensuring that you can focus on what truly matters – acquiring the products you desire without financial constraints. So, why wait? Apply for your Bajaj Finserv Insta EMI Card today!

Check also

EMI full form BNPL POS full form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which is the best product to shop for on Sargam Electronics?
Sargam Electronics offers a wide range of products to choose from. However, the best product would depend entirely on individual preferences and requirements.
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