Bajaj EMI Card App - Fastest Way to Shop Online with Easy EMIs

Learn how the Bajaj EMI Card App works and how to use the Bajaj Finserv EMI App to shop online with easy EMIs.
What is Bajaj EMI Card App and How Does It Work
3 min
03-03-2025

The Bajaj Finserv Insta EMI Card revolutionises the way you shop, offering unparalleled convenience, flexibility, and affordability. Whether you're upgrading your gadgets, furnishing your home, or indulging in luxury purchases, the Insta EMI Card makes it all possible without straining your finances. Apply for your Insta EMI Card today and unlock a world of endless possibilities!

Dreaming of a new smartphone, smart TV, or kitchen appliance but worried about the upfront cost? With the Bajaj Finserv Insta EMI Card, you don’t need to wait for your next bonus or salary day. You can shop today—and pay later in Easy EMIs.

Whether you're eyeing the latest Amazon mobile offers or planning to upgrade your home appliances, the Bajaj App makes shopping smarter and simpler. Let’s explore how it works and why it’s the easiest way to shop online without straining your budget.

What is the Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is your ticket to buying now and paying later in small, manageable monthly installments. Unlike traditional credit cards, this card is designed for zero-hassle shopping with:

  • A pre-qualified card loan limit of up to ₹3 lakh
  • No hidden charges
  • No credit card needed
  • Instant approval in just 2 steps

Why it matters:

You get the freedom to shop from top brands on Amazon, Flipkart, and more than 1.5 lakh partner stores—without worrying about high upfront payments or lengthy approval processes.

Check if you’re eligible in just 2 steps – enter your mobile number and OTP to know your card limit.

How Can You Use It for Amazon Mobile Offers?

If you're searching for Amazon mobile offers but don’t want to block a chunk of your savings, the Insta EMI Card is your perfect shopping companion. Here's how:

  1. Log in to Amazon and choose your preferred mobile phone
  2. At checkout, select the Bajaj Finserv EMI option
  3. Choose your tenure—ranging from 3 to 24 months
  4. Complete the order and you're done

You pay in Easy EMIs over time—with no extra burden.

Example:
Bought a smartphone worth ₹24,000 during a sale? Just break it down into 12 EMIs of ₹2,000—with no down payment.

Shop now, pay later using Easy EMI on Amazon mobile offers.

How Does the Bajaj EMI Card App Help?

Managing your EMIs and shopping experience becomes easier with the Bajaj Finserv App. Here's what you can do:

Step-by-step guide:

Step 1: Download the App

  • Available on Play Store and App Store
  • Sign up using your mobile number

Step 2: Track Your Loans

  • View active loans, EMI schedules, and payment history

Step 3: Make EMI Payments

  • Pay securely via UPI, debit card, or net banking

Step 4: Get Alerts & Notifications

  • Stay updated on payment due dates and new offers

Step 5: Explore Offers

  • Unlock pre-qualified card loan offers, exclusive partner deals, and festive discounts

Use the Bajaj Finserv App to manage all your EMIs and purchases in one place.

Who Can Apply & What Do You Need?

To get your Insta EMI Card, make sure you meet these simple requirements:

Eligibility

  • Age between 21 and 65 years
  • Regular source of income (salaried or self-employed)

Documents Needed

  • PAN card
  • Aadhaar card or valid address proof
  • Bank account with NACH enabled for auto-debits

Only 2 steps to check your Insta EMI Card offer – just mobile number and OTP.

How to Apply for the Bajaj Finserv Insta EMI Card

Whether you're online or at a partner store, applying is quick and hassle-free.

Apply Online

  1. Visit the Bajaj Finserv website or download the app
  2. Enter your mobile number and verify with OTP
  3. Check your card loan limit
  4. Complete your KYC using Aadhaar or DigiLocker
  5. Pay the one-time fee of Rs. 530/-
  6. Set up e-mandate with your bank account

Your card is ready to use instantly after verification.

Apply Offline

  1. Visit any Bajaj Finserv partner store
  2. Carry your PAN, Aadhaar, and address proof
  3. Fill out the application form with a store representative
  4. Once approved, pay the joining fee and activate your card
  5. Get your card and shop the same day—no waiting required.

Why Choose the Bajaj Finserv Insta EMI Card?

Here’s why millions across India trust this smart financing solution:

Feature

Benefit

Pre-approved limit

Up to ₹3 lakh

Accepted at

1.5 lakh+ stores & online platforms

Tenure flexibility

3 to 60 months

Down payment

Often zero during sales

Interest

Easy EMI options with no hidden charges


Use the EMI Calculator to plan your purchase better and compare monthly payouts.

Make the Most of Your Festive Shopping

Festive sales like Amazon’s Great Indian Festival or Flipkart’s Big Billion Days are perfect times to use your Insta EMI Card. You can:

  • Avail zero down payment deals
  • Unlock extra cashback at partner stores
  • Get exclusive pre-approved card loan offers inside the app

Planning to shop during Amazon mobile offers? Apply now and enjoy instant financing with easy repayment.

Ready to Shop Smarter?

The Bajaj EMI Card App puts financial control right in your hands. From checking offers in 2 steps to getting money in 24 hours, everything is designed to help you shop easily, responsibly, and stress-free.

Check your pre-qualified card loan offer in just 2 clicks – enter your mobile number and OTP now.

Already have a card. Use the EMI Calculator and plan your next big purchase today.

Experience the Convenience of the Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card revolutionises the way you shop, offering unparalleled convenience, flexibility, and affordability. Whether you're upgrading your gadgets, furnishing your home, or indulging in luxury purchases, the Insta EMI Card makes it all possible without straining your finances. Apply for your Insta EMI Card today and unlock a world of endless possibilities!

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which app is used for Bajaj Finser Insta EMI Cards?

You can use the Bajaj Finserv App to apply for and track your use of the Bajaj Finserv Insta EMI Card.

How can I check my Bajaj Finserv Insta EMI Card balance in the app?

The easy-to-navigate, user-friendly interface of the Bajaj Finserv App makes it a hassle-free experience to track your Bajaj Finserv Insta EMI Card credit balance.

How can I know my Bajaj Finserv Insta EMI Card loan details?

Download the Bajaj Finserv App to know and track the details of your Bajaj Finserv Insta EMI Card purchases and credit balance.

Which is the best app for EMI card online shopping?

The Bajaj Finserv App is the best for EMI card online shopping, offering easy access to offers, tracking, and payments.

Which shopping app accepts Bajaj EMI Card?

Popular apps like Amazon, Flipkart, and Bajaj Mall accept the Bajaj EMI Card for easy online shopping with flexible EMIs.

How to download an EMI Card app for online shopping?

Visit the Play Store or App Store, search for the Bajaj Finserv App, and install it to start shopping.

How can I check my EMI card details on app?

Log in to the Bajaj Finserv App, go to ‘My relations’ section, and view your card number, limit, and status.

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