Ganesh Chaturthi Offers: Buy Mobile Phones, Electronics, and More with the Insta EMI Card

Ganesh Chaturthi offers are festive deals that online platforms and partner stores run around Ganeshotsav. Families use them to buy idols, puja items and decor, and also to upgrade phones, TVs and kitchen appliances before guests arrive. The result is a festive home and new gadgets, often at prices lower than the rest of the year.

Here is why many people plan to shop during Ganesh Chaturthi offers:

• The first big sale of the festive season: Ganesh Chaturthi offers come before Navratri and Diwali, so you can shop before the biggest rush.
• Everything in one place: Amazon and Flipkart Ganesh festival offers cover puja essentials, ethnic wear and electronics together.
• Good for hosting: Many families invite relatives for 1.5, 5 or 10 days of the festival, so new kitchen appliances or a bigger TV are put to use right away.
• Strong regional deals: Retailers in Maharashtra, Karnataka, Telangana, Andhra Pradesh and Goa often run their own festive discounts.

→ Key takeaway: You can combine Ganesh Chaturthi offers with Easy EMIs, so you get the festive price and spread the cost across 3 to 60 months.

Before the 2027 deals go live, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you start adding items to your cart.

Ganesh Chaturthi offers usually run in the days before and during the 10-day festival. Here are the key 2027 dates to plan your shopping around:

• Freedom Sale (expected around 15th August, 2027): In 2026, Amazon, Flipkart, Croma, Reliance Digital and Vijay Sales ran this sale from 10th to 15th August. It suits buyers who want electronics delivered well before the festival.
• Late August to early September, 2027: Ganesh Chaturthi offers usually build up in the 1 to 2 weeks before the festival. This is the best window to compare prices.
• Ganesh Chaturthi (Saturday, 4th September, 2027): The festival starts on a weekend this year, so expect busy platforms and partner stores in the days just before it.
• Mid-festival visarjans (5th to 10th September, 2027): Many homes immerse their idols after 1.5, 5 or 7 days. This is often a quieter time to shop.
• Anant Chaturdashi (Tuesday, 14th September, 2027): The festival ends with the final visarjan. Offers tied to Ganesh Chaturthi usually wind down around this date.
• Next big sales: In 2026, the Amazon Great Indian Festival began on 8th October and Flipkart Big Billion Days on 9th October. Expect similar timing in 2027.

→ Pro tip: Order large appliances by 28th August, 2027. Delivery and installation slots fill up fast in the week before Chaturthi.

Discounts during Ganesh Chaturthi offers vary by platform and brand. These are the categories where shoppers usually find the best deals, and why each one is worth a look:

• Smartphones: Phones from Samsung, vivo, realme, motorola and Xiaomi usually see some of the deepest cuts. In 2026, Croma offered up to 50% off on mobiles, which helps you capture festival photos and video calls with family abroad.
• Laptops and tablets: Students and gamers can pick up gaming laptops or tablets from Samsung before the new semester gets busy.
• TVs: Smart TVs from brands such as Samsung and Xiaomi let the family watch live aartis from Lalbaugcha Raja or Dagdusheth Ganpati together.
• Cooling appliances: Air conditioners and air coolers keep a crowded home comfortable when relatives visit in September’s humid weather.
• Kitchen and laundry appliances: Washing machines and refrigerators help you handle extra laundry and store modaks, sweets and prasad for 10 days.
• Audio and wearables: In 2026, boAt offered up to 75% off and JBL up to 60% off, which makes speakers good for playing bhajans and aartis at home.

→ Pro tip: Many earbuds, speakers and smartwatches cost less than Rs. 5,000. To pay in Easy EMIs, club them with a phone, TV or appliance so your bill is above Rs. 5,000.

Brands often add their own deals on top of platform discounts during Ganesh Chaturthi. The table below lists the offers you can expect in 2027, based on 2026 deals, and why each brand is worth a look:

Last updated: 21st October, 2026

Disclaimer: These are expected offers based on 2026 festive sales and may change. Please check the latest details before you buy.

A little planning helps you get more from Ganesh Chaturthi offers. Use these tips to save money and avoid last-minute stress:

• Make a list by mid-August: Separate puja essentials from electronics, so you do not spend on impulse.
• Track prices for 2 weeks: Compare the festival price with the price 15 days before, to make sure the discount is real.
• Use exchange offers: Trading in an old phone, AC or washing machine can lower the price of a new one.
• Compare platforms: The same TV can cost less on Amazon than on Flipkart, or the other way round.
• Shop regional partner stores: Retailers such as Arcee Electronics in Maharashtra and Adishwar Electronics in Karnataka often run their own Ganesh Chaturthi deals.
• Plan delivery dates: With the festival on Saturday, 4th September, 2027, order early so appliances arrive and are installed in time.

You can pay the full amount for your purchase at once. You can also pay with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months to manage your festive spending better.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it for Ganesh Chaturthi shopping on Amazon and Flipkart, and at partner stores such as Croma and Vijay Sales.

The card suits planned festive purchases, such as a new TV or refrigerator before guests arrive. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred phone, TV or home appliance easily and affordably.

*Inclusive of applicable taxes.

Ganesh Chaturthi brings many expenses at once, from the idol and pandal decor to sweets and gifts. Here is how Easy EMIs help you manage them:

• Keep cash for the celebration: Your savings stay free for puja items, modaks, flowers and gifts for family.
• Shop before the deal ends: You do not have to wait for your salary to grab a time-limited offer.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can pay in EMIs without one.
• Zero down payment on select products: During festive season offers, eligible products can go home with nothing paid upfront.
• Use one card across platforms: The same card works on Amazon, Flipkart and at regional partner stores.

→ Real-world example: The Patil family in Pune wants to watch the Dagdusheth Ganpati aarti livestream on a big screen when relatives visit. They plan to buy the Croma 55-inch QLED 4K Google TV for Rs. 26,091 over 24 months. They would pay about Rs. 1,087 a month*.

*EMIs are indicative.

The Patils could also choose a different tenure for their TV. The table below shows how the Rs. 26,091 TV works out across repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

→ Verdict: If you want to celebrate Ganesh Chaturthi 2027 with new gadgets without draining your savings, Easy EMIs are a practical way to shop.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you start your Ganesh Chaturthi shopping:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Insta EMI Card at a partner store or online. Follow the steps below for the way you prefer to shop.

At a partner store

Paying at a partner store takes under 5 minutes. Follow these steps at the billing counter:

1. Choose the product you want to buy, making sure your bill is above Rs. 5,000.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and you can take your product home.

Online on Amazon or Flipkart

Paying online takes only a few steps at checkout. Follow these steps to pay in Easy EMIs:

1. Add the product to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

Explore more:

List of the biggest upcoming sales: