Overview

Have you planned to attend or organised an event like a music concert, only to see it cancelled at the last minute due to unfortunate circumstances? Then there are events such as weddings, that have great significance in our lives. We are emotionally as well as financially invested in the planning and execution of such events. A lot of time and money is required to conduct such events, and at times we have to invest our lifetime savings in these events. You can face significant losses if you have to cancel or postpone the event in case of any unforeseen situation. To safeguard your financial investment in any event, whether it is your wedding or a music festival, Bajaj Finserv brings you Event Insurance policy which provides comprehensive event insurance coverage for your special events.
 

Features & Benefits

  • High Sum Insured

    High Sum Insured

    Get coverage up to Rs. 3,00,000 for just Rs. 599 per annum.

  • Protection Of Financial Investment In An Event

    Protection Of Financial Investment In An Event

    With the Event Insurance policy, you can protect your financial investment in any event, such as a wedding.

  • Multiple Payment Options

    Multiple Payment Options

    Paying your premium is easy and hassle-free as multiple payment options are available. You can choose to pay via online bank account transfer, UPI, Mobile Wallets, Credit Cards or Debit Cards.

  • What Is Covered?

    Here are the expenses covered:

  • Event Cancellation Due To Fire

    Event Cancellation Due To Fire

    Get coverage of up to Rs. 3,00,000 for event cancellation due to fire breakout (standard fire and allied perils)

  • Event Cancellation Due To Declared Official Mourning

    Event Cancellation Due To Declared Official Mourning

    You can get coverage if your event is cancelled due to mourning declared on account of the death of the serving President of India/ Prime Minister of India / Chief Minister of the state (in India) where the event is being held. You can get coverage up to Rs, 2,50,000 for cancellation of the first day of the event and up to Rs. 50,000 for cancellation of the second day of the event.

  • Loss Or Damage To Props, Sets, Wardrobe, Equipment

    Loss Or Damage To Props, Sets, Wardrobe, Equipment

    In case of fire or burglary at the event that results in the damage or loss of props, sets, wardrobe, and equipment, you can get coverage up to Rs. 2,00,000.

  • What Is Not Covered?

    The expenses or losses that are not covered include the following:

  • Policy Excess

    Policy Excess

    You have to pay 5% of the claim amount (subject to a minimum of Rs 25,000 for each claim) as Policy Excess.

  • Unfavourable Weather Conditions

    Unfavourable Weather Conditions

    Any losses due to extreme weather conditions, seasonal or unseasonal rains, fog, humidity or temperature change will not be covered.

  • Losses Due To Riots, War Or Political Disturbances

    Losses Due To Riots, War Or Political Disturbances

    Any losses due to riots, war/nuclear material, terrorism, hoax, fear, threat of terrorism, political disturbances including bandhs, strikes, civil commotion or malicious damage will not be covered.

  • Personal Or Health Reasons

    Personal Or Health Reasons

    Coverage will not be provided if the event is not performed due to personal or health reasons, such as menstruation, childbirth, communicable diseases or intentional self-injury or suicide.

  • Government Intervention

    Government Intervention

    Any losses due to confiscation, requisition, detention, destruction, abandonment by or by order of any Government/ Public/Local authority will not be covered.

  • Other Exclusions

    Other Exclusions

    Some other exclusions of the Event Insurance policy include:
       - Loss due to short circuit (for equipment, machines, cameras), camera lens.
       - Loss due to any kind of stunts, or any act leading to a breach of law.
       - Loss due to delay in baggage.
       - Any loss related to family members of the person performing at the event.
       - Inventory losses or mysterious disappearances, antique items, and animals.
       - USA or Canada state mourning will not be covered. Liability covers outside India are also excluded.

How To Apply?

You can apply for Event Insurance online in three steps. Log in to our website, fill in your details in the online application form, and pay the premium via any of the online payment options available.
 

How To Claim?

To lodge an Event Insurance claim, connect with our Customer Experience team via:-
Website: Bajaj Allianz General Insurance
Email: bagichelp@bajajallianz.co.in
Toll-free number: 1800-209-5858

You can also mail the claim documents to our mailing address: Bajaj Allianz General Insurance Co. Ltd., Bajaj Allianz House, Airport Road, Yerwada, Pune – 411 006.
 

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