After purchasing your two-wheeler, it is important to stay prepared for any contingencies, by choosing the right insurance policy. The right two-wheeler insurance policy can help you get covered against the financial risks of out-of-pocket expenses. Bajaj Allianz General Co. Ltd. Bajaj Allianz Two-Wheeler Package Policy is one such two-wheeler insurance policy that covers losses arising due to unfortunate accidents.
This policy covers the damages done to your two-wheeler due to accidents, natural disaster, technical glitches and malfunctions. The Bajaj Allianz Two Wheeler Package Policy cover losses which are caused due to fire, explosion, self- housebreaking or theft, riot and strike, earthquake, floods, terrorist activity, accidents during while travelling by road, rail, inland waterway, lift, elevator or air, landslide/rockslide.
The Bajaj Allianz Two Wheeler Package Policy covers your legal liability arising out of bodily injury to and/or property damage of third parties caused due to accidents damaging your tow-wheeler.
In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while travelling in your two-wheeler, we will pay the specified sum insured to you/your legal heir nominated under this policy.
The Bajaj Allianz Two Wheeler Package Policy will cover the below mentioned optional extensions like:
• Loss of accessories
• Legal liability to paid driver, cleaner or any workman
• Personal accident cover for occupants
You can follow these simple steps to buy this policy:
The eligibility criteria needed to buy this Two- Wheeler Package Policy are:
The following mandatory documents are required to buy the bike insurance policy:
Those looking to ensure a seamless claim processing journey, here are a few simple steps that you need to undertake:
Reach us instantly by call our toll-free Number 1800-209-5858. Please provide these basic details:
Send in Your Vehicle for Repair:
Move your vehicle to the garage from the accident spot (in case of an accident) or have it towed to avoid any further damage.
Should your vehicle not be found within 90 days, ask the police to issue a Non-Traceable Report (an undertaking that they are yet to find your vehicle) and hand over the report to us.
Survey and Claim Settlement
The following are the documents required for filing the two- wheeler package policy is:
For Accidental Damage:
Bajaj Allianz Two-wheeler Package Policy protects your two-wheeler against physical damage, third-party liability, injury, and theft. It provides a complete insurance policy that also covers personal injury. The claim settlement procedure for Bajaj Allianz two-wheeler insurance policy is quick and simple, making it an excellent pick.
Toll free number – 08698010101/1800-209-0144 /1800-209-5858
E-mail – firstname.lastname@example.org
Mailing address: 4th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014
Having a two-wheeler insurance is essential to stay financially secured in case of any damages suffered due to natural or man-made disasters. It provides the following advantages:• Get coverage for medical expenses incurred due to an accident
Bajaj Allianz Two-wheeler Package Policy secures your motorcycle or bike or scooter from loss or damage caused due to theft, fire, accident, third party liability and other natural and manmade calamities.
You can file a claim under Bajaj Allianz Two-wheeler Insurance through these simple steps:• Call on the toll-free number 1800-209-5858 and provide the following details:
Yes, you can make claims of any amount. However, it is advised not to make claims for less than the value of your No Claim Bonus (NCB) because you'll lose your entire NCB. Making a claim, on the other hand, is recommended if the NCB you stand to lose in the next year is less than the claim value.
In order to reduce the premium of the Bajaj Allianz Two-wheeler Insurance, keep a track of your No Claim Bonus over the course of five years and convert the total into a discount on your premium. Alternatively, you can choose a voluntary excess or voluntary deductible amount wherein you pay some portion of the sum insured from your pocket; which will help you to reduce your premium.
Visit the nearest branch office in your city and submit the insurance documentation as well as a completed surrender form. The applicable premium amount would be refunded, and the policy would be cancelled after a few days.
Bajaj Finance Limited (BFL) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, General Insurance Company Limited, ACKO General Insurance Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under the Two-Wheeler Package Policy under UIN: IRDAN113RP0026V01200102. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale.