Bajaj Allianz Bike Insurance - Two-wheeler Insurance policy starting from Rs. 824*
Product highlights
Key features and benefits of this policy
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Get Bajaj Allianz Two-wheeler Insurance in under 10 minutes
Learn about the features and benefits of the policy here
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Cashless claim settlement at 6,500+ network garages
Repair your damaged two-wheeler at 6,500+ network garages and avail cashless claim facilities.
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Own damage cover
Covers your insured vehicle against damages caused due to natural calamities, theft, fire, and accidents. Also, damages caused due to technical glitches or malfunctions.
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Third-party liability
Covers any damages or losses caused by your insured vehicle to the third party. Covers physical injuries and property damages of third party.
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Personal accident cover up to Rs. 15 lakh
Gives coverage up to Rs. 15 lakh if the insured suffers accidental death or permanent total disability.
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Multiple optional add-on covers
This bike insurance plan offers the choice of three add-on covers for enhanced coverage. Choose from loss of accessories or legal liability to paid driver, cleaner, or workman. You can also opt for personal accident cover for the occupant.
Eligibility criteria and documents required
Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Two-wheeler Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.
Eligibility criteria
- Nationality: Indian
- Age: 18 years and above
- Valid vehicle registration number and certificate
Documents required
- Two-wheeler's registration number and certificate
- Previous policy details of the vehicle
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy this policy
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How to apply for a Bajaj Allianz Bike Insurance
All it takes is a few simple steps to get the insurance for your bike.
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Step 1
Click on 'Get Quote' to open the online application form.
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Step 2
Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
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Step 3
Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant two-wheeler insurance policies. You need to update your current policy expiry date here.
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Step 4
Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
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Step 5
Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.
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Step 6
Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
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Step 7
Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to complete the application process.
After successful payment, your policy document will be available for you to download instantly. You will receive a copy of the policy document on your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment processed successfully.
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Bajaj Allianz Two-wheeler insurance plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Own damage coverage | Covers damages or losses caused to the insured vehicle | It covers accidents, natural disasters, theft, or malfunctions |
| Third-party liability coverage | Covers losses caused to the third party; physically or to their property |
| Personal accident cover | The nominee will receive the sum insured in case of an accidental death of the insured | In case of a permanent total disability, the insured will receive the sum insured |
| Add-on options | Loss of accessories and personal accident cover for the occupant | Also get coverage for legal liabilities to paid driver, cleaner, or workman |
| Key exclusions | Description |
|---|---|
| Location | Any loss or damage caused to your two-wheeler outside the geographical limits of India |
| Pre-existing damages | Any damage that your two-wheeler has suffered before buying this two-wheeler insurance policy |
| Normal wear and tear | Repair or replacement costs of damage caused over time due to regular usage to the two-wheeler’s parts |
| Liability | A claim arising out of any contractual liability | For example, the owner of the vehicle gives it to another individual or entity for using/driving on a contract |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to raise a cashless claim
Follow these steps to raise cashless claim requests with Bajaj Allianz Two-wheeler Insurance.
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Step 1 - Contact the insurer
Register your claim: Call the toll-free number 1800-209-5858 Or Write an email at: bagichelp@bajajallianz.co.in Or Directly visit the insurer's website.
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Step 2 - Provide some basic details
You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.
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Step 3 - Receive claim reference number
You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.
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Step 4 – Locate your nearest network garage
Take your vehicle or have it towed for repair to the nearest network garage.
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Step 5 - Insurer settles the bill with the garage
Get your vehicle repaired at the network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.
How to raise a reimbursement claim
Follow these steps to raise reimbursement claim requests with Bajaj Allianz Two-wheeler Insurance.
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Step 1 - Contact the insurer
Register your claim: Call the toll-free number 1800-209-5858 Or Write an email at: bagichelp@bajajallianz.co.in Or Directly visit the insurer's website.
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Step 2 - Provide some basic details
You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.
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Step 3 – Receive claim reference number
You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.
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Step 4 – Repair your two-wheeler at any of your preferred garages
Get your two-wheeler repaired at your preferred garage, pay the bills, and retain the invoice.
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Step 5 - Submit the required documents
Submit bills along with the documents online or to the nearest Bajaj Allianz office.
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Step 6 - Claim settlement
Reimbursement will take approximately 7-30 days (for a net of loss) from the date of final bill submission. All documents should be in order and within policy purview.
Documents required for raising a damage claim request
Here is the list of documents that you need to raise a damage claim request with Bajaj Allianz Two-wheeler Insurance.
- Filled claim form with contact number and email ID
- Policy document/cover note
- Copy of registration book, tax receipt
- Copy of driving licence with original of the two-wheeler rider at the time of the accident
- FIR (in case of third-party liability)
- Estimate of repair from the repairer
Documents required for raising a theft claim request
Here is the list of documents that you need to raise a theft claim request with Bajaj Allianz Two-wheeler Insurance.
- Filled claim form with contact number and email ID
- Vehicle registration certificate copy with two-wheeler keys
- Driving licence copy
- Original policy document
- No-trace report of the vehicle from the police
Frequently asked questions
There are two types of two-wheeler insurance plans:
Third-party insurance: Provides coverage from the financial losses caused to a third party and their vehicle. Having a third-party insurance is mandatory as per law.
Comprehensive insurance: This includes third-party insurance. It covers damages caused to the two-wheelers from accidents, fire, theft, natural calamities.
You can contact the customer care team of Bajaj Allianz General Insurance in two ways. Call the toll-free number 1800-209-0144/1800-209-5858 or write an email at: bagichelp@bajajallianz.com
Roadside assistance helps you in case your two-wheeler breaks down or meets with an accident in the middle of the road. With a Bajaj Allianz Two-wheeler Insurance policy, you can avail of 24x7 roadside assistance facility with various other services.
Yes. You can purchase the Bajaj Allianz Two-wheeler Insurance Policy online from Bajaj Finance Insurance Mall with our 100% digital process and minimal paperwork. Click here to Get Quote.
