Bajaj Allianz Two Wheeler Package Policy

After purchasing your two-wheeler, it is important to stay prepared for any contingencies, by choosing the right insurance policy. The right two-wheeler insurance policy can help you get covered against the financial risks of out-of-pocket expenses. Bajaj Allianz General Co. Ltd. Bajaj Allianz Two-Wheeler Package Policy is one such two-wheeler insurance policy that covers losses arising due to unfortunate accidents.

Key Features and Benefits

• 

  Own damage

  This policy covers the damages done to your two-wheeler due to accidents, natural disaster, technical glitches and malfunctions. The Bajaj Allianz Two Wheeler Package Policy cover losses which are caused due to fire, explosion, self- housebreaking or theft, riot and strike, earthquake, floods, terrorist activity, accidents during while travelling by road, rail, inland waterway, lift, elevator or air, landslide/rockslide.

• 

  Liability to third parties

  The Bajaj Allianz Two Wheeler Package Policy covers your legal liability arising out of bodily injury to and/or property damage of third parties caused due to accidents damaging your tow-wheeler.

• 

  Personal accident cover

  In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while travelling in your two-wheeler, we will pay the specified sum insured to you/your legal heir nominated under this policy.

• 

  Optional extensions

  The Bajaj Allianz Two Wheeler Package Policy will cover the below mentioned optional extensions like:
  • Loss of accessories
  • Legal liability to paid driver, cleaner or any workman
  • Personal accident cover for occupants

You can follow these simple steps to buy this policy:

• To apply for the product, click on ‘Apply Now’ and fill in the necessary details in the application form.
• Make the fee payment online using your preferred mode of payment.
• Fill in your name and mobile number.
• If required opt for a call back from our representatives or complete the process by clicking ‘Buy now’.

The eligibility criteria needed to buy this Two- Wheeler Package Policy are:

The following mandatory documents are required to buy the bike insurance policy:

Those looking to ensure a seamless claim processing journey, here are a few simple steps that you need to undertake:

Reach us instantly by call our toll-free Number 1800-209-5858. Please provide these basic details:

• Contact number
• Engine and chassis number
• Date and time of the accident
• Description and location of the accident
• Vehicle inspection address
• Kilometer reading

Send in Your Vehicle for Repair:
Move your vehicle to the garage from the accident spot (in case of an accident) or have it towed to avoid any further damage.
Should your vehicle not be found within 90 days, ask the police to issue a Non-Traceable Report (an undertaking that they are yet to find your vehicle) and hand over the report to us.

Survey and Claim Settlement

• Submit the copy of documents to your preferred garage/dealer and have them tallied with the originals.
• Is the damage not too severe? Only got a cracked windshield or a bumper that has come off loose? In that case, we suggest you let our Motor OTS (On-The-Spot) service take over.
• We will repair your vehicle (within X working days) at a network garage of your preference, deliver it to your doorstep and pay the garage directly.
• You will only have to pay the excesses (as mentioned in the policy) and the depreciation value as informed by the surveyor.
• With Bajaj Allianz Motor Insurance, you can not only secure your vehicle but also avail a host of other add-ons such as Roadside Assistance too.

The following are the documents required for filing the two- wheeler package policy is:

For Accidental Damage:
 

• Claim form duly filled and signed by the insured
• Proof of insurance Policy / Cover note copy
• Copy of Registration Book, Tax Receipt
• Copy of Motor Driving License of the person driving the vehicle at the time
• Police Panchanama/FIR (In case of Third-Party property damage /Death / Body injury)
• Estimate for repairs from the repairer where the vehicle is to be repaired
• Repair Bills and payment receipts after the job is completed
• Claims Discharge Cum Satisfaction Voucher signed across a Revenue Stamp
• Miscarriage, Abortion and C-section deliveries Sexually transmitted diseases such as AIDS and HIV.
• Refer the policy document to know more exclusions in detail

• Claim form duly filled and signed by the insured
• Original Policy document
• Original Registration Book/Certificate and Tax Payment Receipt
• Previous insurance details - Policy No, insuring Office/Company, a period of insurance
• All the sets of keys/Service Booklet/Warranty Card
• Police Panchanama/ FIR and Final Investigation Report
• Acknowledged copy of a letter addressed to RTO intimating theft and making vehicle "NON-USE"
• Form 28, 29 and 30 signed by the insured
• Letter of Subrogation
• Consent towards agreed claim settlement value from you and Financer
• NOC of the Financer if the claim is to be settled in your favor
• Blank and undated "Vakalatnama"
• Claim Discharge Voucher signed across a Revenue Stamp

Toll free number –  08698010101/1800-209-0144 /1800-209-5858

E-mail –  wecare@bajajfinserv.in

Mailing address: 4th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014