Festivals in India are not just about rituals. They are about new beginnings. Navratri, with its joy, lights, and celebrations, is one of the most awaited times of the year. Many people mark this period with major purchases, especially a new two-wheeler. This is the time when you can also avail of attractive discounts, exchange bonuses, and cashback offers. The festive energy makes it the perfect time to bring home your dream bike.
To make this journey smooth, the Bajaj Finserv Two-wheeler Loan offers high-value funding, up to 100% financing of the on-road price, and flexible repayment tenures. Want to skip the waiting time? Check if you are eligible for a pre-approved two-wheeler loan—you could fast-track your bike purchase.
 
Overview
Navratri is a time when customers look forward to exciting offers. Bike brands, from Honda to Hero and Royal Enfield to Yamaha, bring exclusive discounts, festive cashback, and attractive exchange deals. This makes Navratri one of the most suitable times to buy a two-wheeler. Add to that the flexibility of the Bajaj Finserv Two-wheeler Loan, and you can easily upgrade or purchase your new bike without draining your savings.
Thinking of upgrading? Choose the Bajaj Finserv Two-wheeler Loan and benefit from flexible repayment plans. Check your pre-approved offer now and plan your purchase with confidence.
 
Navratri cashback and discount offers on bikes/scooters
When you choose to finance your two-wheeler purchase with the Bajaj Finserv Two-wheeler Loan, you can benefit from attractive offers such as cashback, discount, exchange benefits, freebies and more. These offers are valid till October 31, 2025.
 
Festive bike offers
You can avail of a wide range of festive offers – cashback, discounts, exchange benefits when you choose the Bajaj Finserv Two-wheeler Loan. Here are some of the offers that you can avail of:
| Offer Types | Minimum Offer | Maximum Offer | 
| Cashback | Rs. 500 | Rs. 20,000 | 
| Discount | Rs. 1,000 | Rs. 20,100 | 
| Exchange | Rs. 2,000 | Rs. 20,000 | 
| Freebie | Rs. 500 | Rs. 10,000 | 
 
Festive offers on top bikes and scooters
Here are list of cashback offers available on the brands. You can avail of these offers when you choose the Bajaj Finserv Two-wheeler Loan.
| Brand | Model | Cashback offer | 
| Hero | Splendor | Up to Rs. 3,000 | 
| Hero | Xoom | Up to Rs. 3,000 | 
| Honda | Activa 125 | Up to Rs. 8,000 | 
| Honda | Unicorn | Up to Rs. 20,100 | 
| Suzuki | Avenis | Up to Rs. 16,500 | 
| Suzuki | Gixxer | Up to Rs. 10,000 | 
| Ather | Rizta Z | Up to Rs. 3,000 | 
| Hero | Glamour | Up to Rs. 6,000 | 
| Hero | Pleasure | Up to Rs. 3,000 | 
| Hero | Vida | Up to Rs. 17,000 | 
| Honda | Activa | Up to Rs. 3,000 | 
| Honda | Activa 6G | Up to Rs. 3,000 | 
| Honda | Hornet 150 | Up to Rs. 5,000 | 
| Honda | Shine | Up to Rs. 20,100 | 
| Ola | S1x | Up to Rs. 5,000 | 
| TVS | Apache | Up to Rs. 2,000 | 
| TVS | iQube | Up to Rs. 5,000 | 
| Yamaha | Fascino | Up to Rs. 3,000 | 
 
How to avail of offers
You can avail of these festive offers by following these simple steps:
- Click on the ‘Check Offer’ button.
- If you are our existing customer, you will be redirected to Bajaj Mall where you can select your preferred model.
- Once you proceed with your desired two-wheeler model, you will have the option to select the dealer from the available list.
- Once you submit your request, our representative will guide you on further steps.
- You can visit the dealer store to complete your two-wheeler purchase, and the dealer will provide applicable offers such as discount, exchange offer, extended warranty and Freebie.
However, if you are choosing Bajaj Finance as your lending partner for the first time, you need to fill in online application form with your personal details, vehicle details and select dealer from the list. Upon verification, you will receive the call from our representative from the selected dealer outlet. At the time of bike/scooter purchase at the dealer store, you can avail of the applicable benefits.
Please note that final offer fulfilment will be done by the dealer at the time of purchase. These offers are valid till October 31, 2025.
Tips to choose the right bike this Navratri
 Buying a bike is an emotional and financial decision. Here are a few tips to help you pick the right one this Navratri:
- Set a budget: Decide your comfort range for the on-road price.
- Identify your use: Do you need a daily commuter or a weekend tourer?
- Check mileage and efficiency: For daily rides, a bike with high kmpl is ideal.
- Review features: ABS, disc brakes, and digital consoles add safety and convenience.
- Compare financing options: Do not strain your savings. A Bajaj Finserv Two-wheeler Loan can cover the entire on-road cost. Check your loan eligibility to find out how much funding you qualify for before finalising your choice.
Finance your bike purchase this Navratri with the Bajaj Finserv Two-wheeler Loan
 Festive offers may reduce the upfront cost, but financing makes the journey even simpler. The Bajaj Finserv Two-wheeler Loan offers:
- Up to 100% funding of the on-road price of the bike
- Flexible repayment tenures of up to 84 months
- Quick approval and minimal paperwork
- Attractive interest rates
 
Navratri is more than just celebrations. It is also the perfect time to fulfil your dream of owning a bike. With the Bajaj Finserv Two-wheeler Loan offering up to 100% financing of the on-road price of the bike, you can bring home your favourite two-wheeler without stress. You can also use the online two-wheeler loan EMI calculator to find out your monthly instalments in advance and plan your budget better.
Take the next step today. Check your pre-approved two-wheeler loan offer and ride into the festive season on your dream bike.
