50 Lakh Home Loan EMI | Get Housing Loan up to Rs. 50 Lakh

Applicants interested in availing a housing loan, can read more to know about the features of the Bajaj Finserv Home Loan.

Reasonable rate of interest

Starting from 8.50%* p.a, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.
Speedy disbursal

No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.
Large top-up loan

Get a high-value top-up loan with a nominal rate of interest to address other obligations with ease.
Easy balance transfer

Transfer the home loan you have to Bajaj Finserv by submitting minimal documentation and save more.
External benchmark linked loans

By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.
Digital monitoring

Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
Long tenor stretch

The Bajaj Finserv home loan tenor stretches up to 40 years allowing borrowers a buffer period to plan out their EMI payments.
Property dossier facility

Get a handy guide to assist with the legal and financial aspects of owning property in India.
Flexible repayment

Repay comfortably by selecting a tenor that ranges up to 30 years.
PMAY benefits

Get an interest subsidy of up to Rs. 2.67 lakh under the CLSS component as a PMAY beneficiary.

Home loan up to Rs. 50 lakhs Details

This tailored housing loan from Bajaj Finserv offers a sanction of up to Rs. 50 lakhs, ideal for borrowers looking to purchase a home. It comes with a competitive interest rate and has lengthy repayment terms that go up to 30 years. This helps you keep your EMIs affordable while ensuring the cost of borrowing isn’t high.

Our home loan has many benefits, one of which is that it offers the property dossier, which can be immensely helpful to both first-time home buyers and those with prior experience.

What’s more, it comes with the home loan EMI calculator. This tool is easy to use, offers quick results, and is always accurate. It helps you plan the loan in a more efficient manner. Use it to make crucial financial decisions based on accurate calculations.

Home Loan EMIs for Loans of Rs. 50 Lakh

Here are a few tables to offer insight into the EMIs payable for different conditions. You can also use our home loan calculator to calculate EMIs for different loan amounts with different tenors.

Condition 1: When the tenor varies for a loan amount of Rs. 50 lakhs availed at an interest rate of 8.45%* p.a.

Loan amount	Interest Rate	Tenure	EMI
Rs. 50 lakh	8.50%* p.a	10 years	Rs. 61,859
Rs. 50 lakh	8.50%* p.a	15 years	Rs. 49,091
Rs. 50 lakh	8.50%* p.a	20 years	Rs. 43,233
Rs. 50 lakh	8.50%* p.a	25 years	Rs. 40,093
Rs. 50 lakh	8.50%* p.a	30 years	Rs. 38,269

Rs. 50 Lakh Home Loan EMI for 20 Years

Loan Amount	Rs. 50,00,000
Rate of Interest	8.50%* p.a
EMI	Rs. 43,233
Total Interest	Rs. 53,75,935
Total Amount Payable	Rs. 1,03,75,935

Rs. 50 Lakh Home Loan EMI for 15 Years

Loan Amount	Rs. 50,00,000
Rate of Interest	8.50%* p.a
EMI	Rs. 49,091
Total Interest	Rs. 38,36,298
Total Amount Payable	Rs. 88,36,298

Rs.50 Lakh Home Loan EMI for 10 Years

Loan Amount	Rs. 50,00,000
Rate of Interest	8.50%* p.a.
EMI	Rs. 61,859
Total Interest	Rs. 24,23,106
Total Amount Payable	Rs. 74,23,106

Home loan EMI based on amount
20 Lakh Home Loan EMI	75 Lakh Home Loan EMI	70 Lakh Home Loan EMI
40 Lakh Home Loan EMI	45 Lakh Home Loan EMI	10 Lakh Home Loan EMI
35 Lakh Home Loan EMI	30 Lakh Home Loan EMI	25 Lakh Home Loan EMI
15 Lakh Home Loan EMI	12 Lakh Home Loan EMI	1 Crore Home Loan EMI

Here is the step-by-step guide to applying for a home loan of Rs. 50 lakh:

1 Click on the 'APPLY' button on this page.
2 Enter your full name, mobile number, and employment type.
3 Now select the type of loan you wish to apply for.
4 Generate and submit your OTP to verify your phone number.
5 Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
6 In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
7 Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.

The eligibility criteria for home loan are crucial to the application process. To ensure you get fast approval, meet these requirements.

Nationality

Indian
Age

23 years to 70 years for salaried individuals, and 25 years to 85 years for self-employed applicants
Employment status

At least 3 years of experience for salaried borrowers, and at least 5 years of business continuity for self-employed individuals
CIBIL score
Check your CIBIL Score for FREE

750 or higher