Lowest interest rate and high top-up amount on Home Loan balance transfer


Home > Home Loan In Mumbai

Home Loan In Mumbai

Eligibility Details

Mumbai, the most populous and the wealthiest city in India, is one of the world's top 10 centers of commerce in terms of global financial flow, generating 6.6 per cent of the country's GDP. With Mumbai being the commercial capital of India, the city has been ranked seventh in the list of 'Top Ten Cities for Billionaires' by Forbes magazine. Despite facing stiff competition from Bangalore, Hyderabad and Pune, Mumbai has carved a niche for itself in the information technology industry and has been ranked as the best city for setting up startups in India.

We understand the needs of this fast growing city which is why Bajaj Finserv is one of the most trusted home loan providers in Mumbai today.

Features & Benefits

Planning to buy a home in Mumbai? Bajaj Finserv helps you make your dream come true by offering online Home Loans at the lowest interest rate of 9.50%.

  • Home Loan +

    We understand that buying a home involves a lot of money and to add that personal touch to your home, you may need to spend a lot on fixtures and fittings. To help you transform your home to the home of your dream, Bajaj Finserv presents Home Loan +, an option that gives you a separate amount exclusively to spend a lot on fixtures and fittings.

  • Refinance

    If you have purchased your property in the past one year with your own funds, you can choose to apply for refinance and take a loan up to the registered value of your property.

  • Part prepayment facility

    At times when you have some extra cash in hand, you can choose to pre-pay a part of your loan amount which would in turn reduce your overall tenure/EMIs as well as help you in closing your loan sooner.

  • Nil foreclosure charges

    In case you choose to foreclose your loan anytime during your tenure after the first EMI is paid, you can do so without paying any foreclosure charges.

  • Flexi scheme

    An existing Home Loan customer can avail of our unique Flexi Saver option on a new/existing top-up loan. With this unique feature, you can save interest as well as manage your cash flows efficiently.

  • Online account access

    Once you’ve availed a Home Loan from Bajaj Finserv, you can access all your loan related information online through our digital customer portal.

  • 3 EMI free months

    There is more to a Home Loan than just paying the down payment? Most home buyers are unaware of additional costs incurred in buying a home. These expenses raise your budget by almost 25 percent. To help you plan your finances better, Bajaj Finserv presents 3 EMI free months, an option that lets you plan your finances better so that you can pay your EMIs without any trouble. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months. The total amount of the first 3 EMIs is spread over the rest of your loan tenure.

Eligibility Criteria

Bajaj Finserv offers online Home Loans in Mumbai to salaried individuals. To get a Home Loan in Mumbai, you will need to fulfill a few eligibility criteria.

Fees and Charges

Bajaj Finserv not only offers the lowest online Home Loan interest rate in Mumbai but also helps you get an instant online approval with minimal fees and charges.

How To Apply

  • 1


    All you need to do is log-on to our online application form and fill-in some basic details.

  • 2


    You can call us on 1-800-209-4151 and our representative will get in touch with you.

1. For new customers

  • we have a calling line set up at 1800-103-3535

  • You can also visit any of our branches. Click here to find out the address of your nearest branch.

  • just SMS “HOME” to 9773633633 and our representative shall get back to you.

2. For existing customers,

  • we are available at 020-39574151 (call charges applicable)

  • You can also write to us at: [email protected]

Bajaj Finserv
The Affairs, 7th Floor, Sector 17 Palm Beach Road
Mumbai, Maharashtra
Phone: 1800 209 4151
To know the address of your nearest branch Click here

Tutorial Video

People Also Considered

Loan Against Property

Easy and secured finance for all your needs

Doctor Loan People Considered Image

Doctor Loan

Customised financial solutions designed exclusively for doctors


Loan Against Shares

Secured finance against your shares, for all your needs


Business Loan

Loan up to Rs. 30 lakhs, to help your business grow