Vijayawada is a Y-grade and the 2nd largest city in Andhra Pradesh. It is known as the state’s Business Capital with major business and trading activities including Indian Railways’ largest wagon workshop. Sometimes referred to as Vidyalawada, this city also boasts some of the nation’s best educational institutions. Infrastructure-wise, Vijayawada has a unique railway line connecting the northern and southern India and a thermal power plant.
Bajaj Finserv offers up to Rs.3.5 crore as home loan in Vijayawada to help individuals in this city purchase their dream home easily.
Under the Pradhan Mantri Awas Yojana, first-time homeowners can avail an affordable housing loan at 6.93%. The interest subsidy scheme allows you to save up to Rs. 2.67 lakh. Fulfil your dreams of homeownership with a home loan under the PMAY scheme, even when your parents own property.
Opt for home loan balance transfer and transfer your existing home loan to avail the lowest interest rate with Bajaj Finserv. Submit a few documents only for faster approval. You can also get a high-value top-up loan with no documentation.
In case of additional fund requirements, opt for a top up loan over and above the existing Home Loan in Vijayawada. Funds up to Rs.50 lakh are available with zero documents.
You can foreclose or part-prepay the loan at no extra charges.
Home loans are available with convenient repayment tenors up to 240 months. Select a suitable schedule as per your financial plans.
Receive approval in less time with basic documentation and simple eligibility criteria.
Improve your chances of approval with the easy home loan eligibility criteria. You can use the eligibility calculator online for better assessment.
|Age (for salaried||23 to 62 years|
|Age (for self-employed)||25 to 70 years|
|Business vintage||At least 5 years|
|Work experience||Minimum 3 years|
You can check your eligibility with our easy to use home loan eligibility calculator.
Bajaj Finserv offers an online home loan EMI calculator which computes your monthly outflows instantly. Provide the loan amount, tenor and interest rate to check the EMIs, total payment and total interest payable. Using the calculator helps assess financial commitment better. You can adjust the tenor and amount to select a suitable home loan.
The documents required for a home loan are minimal, including:
Other documents may be needed to process the loan application.
Besides home loan interest rate, the other associated fees and charges are also reasonable.
|Types of rates||Charges applicable|
|Promotional home loan interest rate (for salaried applicants)||Starting from 8.60%|
|Rate of interest (for self-employed)||9.05% to 10.30%|
|Rate of interest (for salaried)||9.35% to 11.15%|
|Loan statement fees||Rs. 50|
|Penal interest||2% per month|
|Processing charges (for self-employed)||Up to 1.20%|
|Processing charges (for salaried)||Up to 0.80%|
Apply online for a Bajaj Finserv Home Loan in Vijayawada in a few easy steps.
Step 1: Access the housing loan application form online.
Step 2: Provide all the details accurately as required.
Step 3: Complete the process by paying the secure fee online.
Step 4: Scan all the documents and upload online.
Or, apply via an SMS ‘HLCI’ and send it to 9773633633.
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
2. For existing customers,
Door No. 32-9-17, Madhu Mahalaxmi Chembers
Near Jammichettu Centre, Mogalrajpuram
Vijayawada, Andhra Pradesh
Phone: 1800 209 4151
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