Bajaj Finserv in your city

Located on the south-western coast of India, Goa has the highest GDP per capita among all the Indian states despite being the smallest state by area and the fourth-smallest by population.

Residents of Goa can avail smart home loans from Bajaj Finserv and enjoy exclusive features, such as low-interest rates, flexible loan tenor, easy top-up loan, etc.

Features & benefits

Applicants interested in availing a housing loan in Goa can read more to know about the features of the Bajaj Finserv Home Loan.

  • Pradhan Mantri Awas Yojana

    Pradhan Mantri Awas Yojana

    Benefit from PMAY by taking a home loan from Bajaj Finserv and save around Rs.2.67 lakh on interest.

  • Smooth documentation

    Smooth documentation

    Submit only a handful of documents required for a home loan and meet housing requirements at the earliest.

  • Repayment tenor

    Repayment tenor

    Enjoy a tenor of up to 18 years. Use a home loan EMI calculator to choose a suitable period.

  • Property dossier

    Property dossier

    Bajaj Finserv offers a personalised report with key elements of property ownership. Learn more by clicking here.

  • High value top-up loan

    High value top-up loan

    Bajaj Finserv offers you a top up loan of up to Rs. 1 crore to meet your immediate financial requirements.

  • Foreclosure and part-prepayment

    Foreclosure and part-prepayment

    You can foreclose your home loan or part-prepay it without paying any charges.

  • Online account management

    Online account management

    Manage your home loan digitally with us via our customer portal - My Account.

  • Convenient part-prepayment facility

    Convenient part-prepayment facility

    Bajaj Finserv lets you make part-prepayment so you can reduce your EMIs and loan tenor.

  • Hassle-free balance transfer

    Hassle-free balance transfer

    Refinance your existing home loan with Bajaj Finserv against minimal documentation and enjoy affordable interest rates.

  • 3 months interest grace period

    3 months interest grace period

    Use the 3 months non-repayment period to your advantage. Adjust it later with the tenor.

Goa has been noted as the best-placed state by the Eleventh Finance Commission of India because of its state-of-the-art infrastructure. It is also one of India’s most renowned tourist hubs, visited by innumerable international and domestic tourists every year because of its white-pristine beaches, exciting nightlife, and rich biodiversity.

For Goa residents, Bajaj Finserv brings affordable home loan schemes at low interest rates and flexible tenor.

With minimal documentation and an easy application process online, you can get the loan approved at the earliest.

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Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Check the requirements for eligibility criteria and documentation to avail a home loan.

Obtain a home loan of up to Rs. Rs. 5 Crore* by satisfying our easy-to-meet home loan eligibility criteria and simple documentation.

Fees and charges

Bajaj Finserv offers low home loan interest rates in Goa. Click on the given link to learn more about our other charges and fees applicable to a home loan.