Croma Geyser - Shop Geyser at Croma on EMIs

Croma geyser - Guide to shop geyser at Croma on EMIs using the Insta EMI Card with zero down payment on select models and Easy EMIs without needing a credit card.
Croma Geyser - Shop Geyser at Croma on EMIs
3 min
28-Feb-2026

Looking to upgrade your home's water heating system? Croma Stores’ range of geysers offers efficient and reliable options to meet your needs. With the Bajaj Finserv Insta EMI Card, you can buy these essential appliances on easy EMIs, making it more affordable to ensure hot water comfort for your household.

Overview of geysers

Geysers provide a reliable source of hot water for your daily household needs, such as bathing and cleaning. These appliances use an electric heating element or gas burner to increase the water temperature within an insulated storage tank or through an instantaneous flow system. You should select a model based on your family size and local climate conditions to ensure maximum efficiency. Modern geysers incorporate advanced safety features like thermostats and thermal cut-outs to prevent overheating. Choosing a high-rated energy-efficient unit reduces your monthly electricity bills significantly.

Shop geyser at Croma on EMIs

Croma is well-known for its extensive selection of home appliances, including top-quality geysers. Shopping at Croma provides you with access to a variety of models equipped with the latest features, such as energy efficiency, quick heating, and safety mechanisms. The expert staff at Croma can assist you in choosing the right geyser based on your family's hot water requirements and installation preferences. With Croma's reputation for quality and customer service, you can trust that you are making a wise purchase.

Top-rated geyser available at Croma stores on EMIs
 

Product name

Price

USHA Aqua Swirl 10 Litres 5 Star Storage Water Geyser 

Rs. 7,599

Racold Omnis RS 15 Litres 5 Star Storage Water Geyser 

Rs. 9,599

HAVELLS Magnatron 25 Litres 4 Star Storage Water Geyser

Rs. 16,990

AO Smith 15 Litres 3 Star Storage Water Geyser

Rs. 10,490

Morphy Richards KUBE 15 Litres 5 Star Storage Water Geyser 

Rs. 10,299

Croma 25 Litres 5 Star Storage Water Geyser

Rs. 8,999

Morphy Richards Kube 25 Litres 5 Star Storage Water Geyser 

Rs. 11,899

Haier ES15V-S1 15 Litres 5 Star Storage Water Geyser

Rs. 9,064

VENUS Quik Vertical Instant Geyser with Tankless Heat Exchanger Technology

Rs. 7,724

BAJAJ Compagno 10 Litre 5 Star Vertical Storage Geyser with Swirl Flow Technology

Rs. 7,244


Benefits of buying a geyser with the Insta EMI Card

  • Easy EMIs: Pay for your geyser in easy installments with Easy EMIs.
  • High loan limit: A pre-qualified card loan offer amount of up to Rs. 3 lakh allows you to make multiple purchases or opt for higher-end models.
  • Widespread acceptance: Accepted at over 1.5 lakh partner stores across more than 4,000 cities in India and all major e-commerce platforms, making it easy to shop.
  • Flexible tenures: Choose from a variety of repayment tenures, ranging from 3 to 60 months.
  • Zero down payment: Enjoy zero down payment offers during festive seasons.
  • No foreclosure charges: Pay off your EMIs ahead of time without any charges.
  • Credit score improvement: Regular EMI payments can help improve your credit score.

Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

How to use the Insta EMI Card at Croma to shop for geysers

  • Online shopping:

    • Visit the Croma website and browse the selection of geysers.

    • Add your preferred model to the cart and proceed to checkout.

    • Choose the EMI payment option and enter your Insta EMI Card details.

    • Select a repayment tenure that fits your budget and complete the purchase.

  • In-store shopping:

    • Visit a Croma store and explore the range of geysers.

    • Inform the sales associate that you wish to use the Insta EMI Card.

    • Provide your card details and select an EMI tenure that suits your financial plan.

    • Complete the purchase, and the total cost will be divided into easy monthly instalments.

Also read: How to use the Bajaj Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.

  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.

  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.

  4. Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.

  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.

  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.

  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.

  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment

Also read: How to apply for the Insta EMI Card

With a wide range of geysers available at Croma, including both instant and storage models, you are sure to find one that meets your needs. So, if you are considering upgrading your water heating solution, the Insta EMI Card is a smart choice for a hassle-free shopping experience at Croma.

Explore more:

EMI full form

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Top products from Croma store
 

Croma Power Bank

Croma TV

Croma Air Conditioner

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile


 List of top Croma stores by locations
 

Croma Gwalior

Croma Nagpur

Croma Pune

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Agra

 

 

Frequently asked questions

Can I buy Croma geyser with an Insta EMI card?
Yes, you can! The Insta EMI Card is a convenient payment option for acquiring Croma geysers, whether you shop online or visit a physical store. This card allows you to break down the cost into easy monthly payments, making it simpler to manage your budget.

Do I get any benefits on using an Insta EMI card for Croma geysers?

Using the Insta EMI Card comes with several advantages. You can enjoy interest-free EMIs, which means you only pay the price of the geyser over time without any extra interest charges. Additionally, you will have access to a generous pre-approved credit limit and the flexibility to enhance your credit score. This makes it much easier to invest in a quality geyser from Croma.

What is the process for buying a Croma geyser with an Insta EMI card?

To purchase a geyser from Croma using your Insta EMI Card, simply select it as your payment method at checkout. Provide your card information to the store staff or enter it online, and choose a repayment period that fits your financial plan. The total cost will then be divided into manageable monthly instalments based on your selection.

Are there any additional charges for using an Insta EMI card for Croma geysers?

No, there are no hidden fees when you use your Insta EMI Card to buy a geyser from Croma. The EMIs are interest-free, meaning you will only pay the product's price spread over several months. During festive promotions, you might also find zero down payment options, which require no initial payment. Plus, you have the option to pay off your loan early without incurring any additional charges.

Are instant and storage geysers both eligible for Easy EMIs?

You can purchase both instant and storage geysers using Easy EMIs through the Insta EMI Card. Whether you need a compact 3-litre instant unit for your kitchen or a large 25-litre storage model for your bathroom, you can split the cost into manageable monthly instalments without any hassle.

Is there a minimum purchase value required to buy a geyser on EMIs?

You generally need to make a minimum purchase of Rs. 5,000 to avail of the Easy EMI facility for geysers at partner stores. This allows you to upgrade to high-quality, energy-efficient models from top brands while spreading the total cost over a flexible tenure that suits your monthly budget.

Are festive season deals available on geysers with Easy EMIs?

You can access exclusive festive season deals on geysers, including significant discounts and zero down payment offers, when using Easy EMIs. During major Indian festivals, partner retailers and e-commerce platforms provide special subventions that make it even more affordable to bring home a premium water heating solution.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
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