Published Jun 19, 2026 4 min read

 
 

In summary

Kia Seltos price in Jammu starts at Rs. 11 lakh, ex-showroom. The price changes by variant, fuel type, transmission, and dealer-level updates.

  • The starting ex-showroom price is Rs. 10,99,900 for the HTE petrol manual variant.
  • The top listed ex-showroom price is Rs. 20 lakh.
  • The Kia Seltos is offered with petrol, turbo-petrol, and diesel options.
  • It has a 5-seater layout and a mid-size SUV body style.
  • Bajaj Finance New Car Loan offers loan amounts from Rs. 1 lakh to Rs. 10 crore.
  • You can choose a repayment tenure from 12 months to 96 months.
  • Eligible customers can get financing of up to 100% of the car's on-road price.

Kia Seltos overview

Kia Seltos price in Jammu starts at Rs. 11 lakh, ex-showroom. This 5-seater SUV is aimed at buyers who want a strong design, practical cabin space, and petrol or diesel options.
 

The Seltos line-up includes manual and automatic choices across different trims. Use the table below as a quick price reference before speaking to a dealer or planning a loan.

ParameterDetails
Starting ex-showroom price in JammuRs. 10,99,900
Top ex-showroom price in JammuRs. 20,20,900
Fuel optionsPetrol, turbo-petrol, and diesel


If you are planning to buy the Kia Seltos and are falling short of funds, do not worry. A car loan from Bajaj Finance can support your purchase journey with extended repayment tenures, competitive car loan interest rates, and financing of up to 100% of the car’s on-road price for eligible customers.


What is the on-road price of Kia Seltos in Jammu?

In Jammu, the Kia Seltos price including RTO and insurance can change from one buyer to another. The final quote depends on variant, registration details, insurance cover, and dealer-level additions. The Kia Seltos price in Jammu including RTO and insurance should be checked through the final dealer quote.
 

For safer planning, use the ex-showroom price as the base. The table below shows selected Kia Seltos variants and their ex-showroom prices.

VariantTransmission typeFuel typeEx-showroom price in Jammu
HTE (Base Model)ManualPetrolRs. 10,99,901
HTE OptManualPetrolRs. 12,11,401
HTE DieselManualDieselRs. 12,61,401
HTE Opt TGDi iMTManual (iMT)PetrolRs. 12,91,401
HTKManualPetrolRs. 13,11,400
HTE Opt iVTAutomaticPetrolRs. 13,41,401
HTE Opt DieselManualDieselRs. 13,71,401
HTK TGDi iMTManual (iMT)PetrolRs. 13,91,401
HTK OptManualPetrolRs. 14,21,401
HTK iVTAutomaticPetrolRs. 14,41,401
HTK DieselManualDieselRs. 14,71,401
HTK Opt TGDi iMTManual (iMT)PetrolRs. 14,99,900
HTE Opt Diesel ATAutomaticDieselRs. 14,99,901
HTK Opt iVTAutomaticPetrolRs. 15,51,401
HTXManualPetrolRs. 15,61,401
HTK Opt DieselManualDieselRs. 15,81,401
HTK Diesel ATAutomaticDieselRs. 16,01,401
HTK Opt TGDi DCTAutomaticPetrolRs. 16,31,401
HTX AManualPetrolRs. 16,71,401
HTX iVTAutomaticPetrolRs. 16,91,401
HTK Opt Diesel ATAutomaticDieselRs. 17,11,401
HTX DieselManualDieselRs. 17,21,401
HTX TGDi DCTAutomaticPetrolRs. 17,71,401
HTX A iVTAutomaticPetrolRs. 18,01,401
HTX A DieselManualDieselRs. 18,31,401
GTX iVTAutomaticPetrolRs. 18,41,401
X-Line iVTAutomaticPetrolRs. 18,41,401
HTX Diesel ATAutomaticDieselRs. 18,51,401
HTX A TGDi DCTAutomaticPetrolRs. 18,81,401
X-Line TGDi DCTAutomaticPetrolRs. 19,21,401
GTX TGDi DCTAutomaticPetrolRs. 19,21,401
X-Line A iVTAutomaticPetrolRs. 19,51,401
GTX A iVTAutomaticPetrolRs. 19,51,401
HTX A Diesel ATAutomaticDieselRs. 19,61,401
X-Line Diesel ATAutomaticDieselRs. 19,81,400
GTX Diesel ATAutomaticDieselRs. 19,81,401
X-Line A Diesel ATAutomaticDieselRs. 20,00,000
GTX A Diesel ATAutomaticDieselRs. 20,00,000
X-Line A TGDi DCTAutomaticPetrolRs. 20,00,000
GTX A TGDi DCT (Top Model)AutomaticPetrolRs. 20,00,000

The price table can help you compare Kia Seltos variants in Jammu by fuel type and transmission. To prepare before dealer discussions, check your pre-approved new car loan offer using your mobile number and OTP. This can help you plan your Kia Seltos purchase before dealer discussions.


What are Kia Seltos specifications?

The Seltos gives Jammu buyers a mix of size, engine choice, and comfort features. Its engine range covers normal city running, longer highway use, and buyers who prefer automatic convenience.


The SUV has a practical 5-seater layout and a front-wheel drive setup. It is available with multiple gearbox options, so buyers can choose based on city use, highway usage, and comfort preference.

SpecificationDetails
Engine capacity1482 cc to 1497 cc
PowerAround 116 PS to 160 PS
Torque143.8 Nm to 253 Nm
Seating capacity5
Boot spaceNot available
Fuel tank capacity50 litre
Ground clearanceNot available
Drive typeFWD
Body typeSUV

What features does the Kia Seltos offer?

The Kia Seltos has features that support comfort, infotainment, and day-to-day usability. Check the selected variant carefully, as some premium features are limited to higher trims.

  • 10.25-inch touchscreen for easier infotainment access.
  • Wireless Android Auto and Apple CarPlay for phone connectivity.
  • Rear AC vents to improve comfort for rear passengers.
  • Cruise control for relaxed highway driving.
  • Dual pane panoramic sunroof in selected variants for an open cabin feel.
  • 360 degree camera in higher variants for easier parking.
  • Bose 8-speaker sound system in selected trims for better audio.
  • Ventilated front seats in selected variants for added comfort.


Once you have reviewed the Kia Seltos features, take a moment to check your new car loan eligibility. It can help you understand the loan amount you may qualify for before choosing a variant.



How safe is the Kia Seltos?

The Kia Seltos has a 5-star Bharat NCAP safety rating. It also offers six airbags as standard, with higher variants adding more safety assistance and camera-based support.
 

Always check the selected variant’s safety kit before booking. Some safety and driver assistance features are available only in higher trims.

Safety parameterDetails
Safety rating5 star Bharat NCAP
Driver airbagAvailable
Passenger airbagAvailable
ABSAvailable
Seating layout5 seats

Which Kia Seltos variant is right for you in Jammu?

For Jammu, look at the Seltos variant through the lens of terrain, distance, and family use. City drives may work well with petrol manual trims, while higher running or frequent hill and highway routes may make diesel variants more relevant.
 

The table below helps you compare by need rather than price alone. Always review the latest dealer quote, waiting period, and variant-level feature list before making a decision.

Buyer needSuggested variant typeWhy it works
Lower starting priceHTE or HTK petrol manualSuitable for daily city movement in Jammu with essential features and a more accessible entry point.
Extra comfort and convenienceHTK Opt or HTXA useful step up if you want a more premium cabin, better infotainment, and more comfort-focused features.
Frequent traffic useHTX automatic or higherHelpful if your daily routes include slow-moving stretches and you prefer easier driving.
Longer drives and inclinesDiesel variantsA better fit if you travel longer distances or drive towards hilly and highway routes more often.
Top-end experienceGTX, GTX A, or X-LineConsider these for turbo-petrol performance, advanced safety technology, premium cabin materials, and high convenience levels.


Once you have a variant shortlist, you can check your pre-approved new car loan offer using your mobile number and OTP. This can help you plan your Kia Seltos purchase before discussing the final quote with the dealer.


Finance your Kia Seltos with Bajaj Finance New Car Loan

A new car loan can help you plan your Kia Seltos purchase through EMIs. Bajaj Finance New Car Loan offers up to 100% financing of the car’s on-road price for eligible customers.
 

The repayment tenure ranges from 12 months to 96 months. Eligible applicants can apply, subject to profile, credit score, income, document checks, and loan approval.
 

If you have already selected your Kia Seltos variant, you can start your loan application by following these simple steps:

  1. Fill out the online application form with your basic details.
  2. Share your preferred car information.
  3. Submit the form for further processing.
  4. Wait for a representative to contact you.
  5. Complete the remaining steps with support at the dealer store.


Before applying, use the car loan EMI calculator. It helps you estimate your EMI based on loan amount, interest rate, and tenure.


A longer tenure can reduce your EMI amount. However, it may increase the total interest paid over the full loan period.


Bajaj Mall can also help you explore new cars before you visit a dealer. It is not a direct car purchase portal.


You can compare models, check variants, review features, and shortlist options based on your needs.


Simple steps to plan your purchase

  • Visit Bajaj Mall: Explore the New Cars section on the website and filter models by brand, body type, price range, fuel type, and other details.
  • Shortlist the Kia Seltos: Check its variants, engine options, features, safety rating, and ex-showroom price.
  • Check eligibility: Find out the loan amount you may qualify for before visiting a dealership.
  • Use the EMI calculator: Estimate the monthly instalment for your preferred loan amount, car loan interest rates, and tenure.
  • Complete the process: Apply online and continue the next steps with support from a representative.


A representative will help you complete the required steps at the dealer store. This can make the purchase journey more organised.


Check your new car loan eligibility now and plan your Kia Seltos purchase with more confidence.

Frequently asked questions

What is the on-road price of Kia Seltos in Jammu?

Kia Seltos price in Jammu starts at Rs. 11 lakh, ex-showroom. The on-road amount will vary based on registration, insurance, accessories, and dealer quote. Use the ex-showroom price as the planning base and ask the dealer for the latest final payable amount before booking.

What will be the RTO charges for Kia Seltos in Jammu?

RTO charges for Kia Seltos in Jammu are based on variant choice and registration details. They are not the same across every purchase case. Since the Seltos starts at Rs. 11 lakh, ex-showroom, confirm the current RTO amount with the dealer while reviewing the final quote.

Which Kia Seltos variant offers the best value for money in Jammu?

The best value variant in Jammu depends on budget, terrain usage, and comfort expectations. HTE can suit buyers who want the lowest starting price. HTK and HTX variants add more features, while diesel or automatic options may suit frequent long-distance use.

Can I get a car loan for Kia Seltos in Jammu?

Yes, you can apply for a Bajaj Finance New Car Loan for Kia Seltos in Jammu. Eligible customers can get financing of up to 100% of the car’s on-road price. Approval is subject to profile, credit score, income, documents, and internal loan checks. Check your new car loan eligibility and find out how much you can borrow.

What is the ex-showroom price of Kia Seltos in Jammu?

The Kia Seltos ex-showroom price in Jammu starts at Rs. 11 lakh for the base HTE variant. The top listed variant goes up to around Rs. 20 lakh, ex-showroom. Check the latest variant-wise price before booking, as prices can change with updates.

What will be the insurance charges of Kia Seltos in Jammu?

Insurance charges for Kia Seltos in Jammu can differ by variant, coverage, insurer, and add-ons. A higher trim may have a different premium from a base trim. Use the Rs. 11 lakh starting ex-showroom price for planning and confirm insurance in the dealer quote.

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