Kaveri Portal Online Guide 2025

The Kaveri Portal Online Guide 2025 helps users in Karnataka access land records, property registration, and EC (Encumbrance Certificate) online with ease. This step-by-step guide simplifies document search, registration, and stamp duty payments. Stay updated with the latest features and process changes for hassle-free property-related tasks. Read more to understand the online process for property registration on Kaveri portal.
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Kaveri Portal Online Guide 2025
2 min read
15 July 2025

Kaveri 2.0 is an online platform launched by the Department of Stamps and Registration, Government of Karnataka. It helps people easily register documents and marriages without needing to visit government offices in person. The portal offers helpful tools to check stamp duty, get property guidelines, and complete data entry tasks. Both registered users and guests can access its features. With this system, the government aims to make property-related services more transparent and accessible to everyone, saving time and effort for users. It plays a major role in improving how registrations are done in Karnataka.

What is Kaveri Online?

The Kaveri portal is a digital platform established to facilitate property-related processes efficiently and transparently. It caters to a wide range of property transactions, including property registration, stamp duty calculation, issuance of encumbrance certificates, and more. With its user-friendly interface, comprehensive services, and commitment to transparency, the portal exemplifies the positive impact of digitisation on property transactions.

Additional read: Kaveri 2.0 Online

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Services offered on the Kaveri portal

The Kaveri Online portal provides a range of services, including property registration, e-stamping, encumbrance certificate issuance. The platform aims to make property-related processes accessible and convenient for users.

  1. Property registration: The Kaveri portal enables users to apply for property registration online. This service eliminates the need for physical visits to government offices, making the process more convenient and efficient.
  2. E-stamping: E-stamping on the Kaveri portal allows you to pay stamp duty electronically. This digital method replaces traditional stamp papers, enhancing accuracy and reducing the risk of counterfeit stamps.
  3. Encumbrance certificate: Getting an encumbrance certificate is easier through the Kaveri portal. You can request and receive certificates online, verifying the property's ownership history and legal status.
  4. Challan generation: Generating challans for property-related transactions, such as stamp duty and registration fees, is a breeze on the portal. Users can create secure online payment challans without the hassle of physical visits.
  5. Property valuation: The portal offers a property valuation feature, providing users with an estimated property value based on the details entered. This service aids users in making informed decisions about property transactions.
  6. Appointment booking: In some regions, the Kaveri portal allows users to book appointments for property registration. This service streamlines the process further by reducing wait times and enhancing user convenience.

How to do Kaveri online new registration?

To register for Kaveri online, follow these steps:

  1. Visit the Kaveri online portal.
  2. Click on the "New Registration" or "Register" option.
  3. Fill out the registration form with required details such as name, address, contact information, etc.
  4. Create a username and password for your account.
  5. Verify your email address or mobile number, if required.
  6. Complete any additional verification steps as prompted.
  7. Once registration is successful, you can log in to your Kaveri online account using the credentials you provided.

How to apply for property registration on the Kaveri portal online

  1. Visit the online portal: Go to the official Kaveri Online portal and navigate to the property registration section.
  2. Register/login: If you are a first-time user, create an account on the portal. If you already have an account, log in.
  3. Fill in property details: Enter accurate property details, including location, area, property type, and ownership information.
  4. Upload required documents: Upload necessary documents such as identity proof, address proof, property documents, and photographs.
  5. Calculate stamp duty: Use the portal's stamp duty calculator to determine the applicable stamp duty based on property value and location.
  6. Pay fees: Pay the registration fees online through the portal's secure payment gateway.
  7. Apply: Review the entered information and submit your application.

How to check stamp duty and registration fee on Kaveri portal online

To check stamp duty and registration fees on Kaveri portal, you can follow these steps:

  1. Visit the official Kaveri portal for your respective state or union territory. The portal's URL may vary depending on your location.
  2. Look for an option or section related to ‘Stamp Duty and Registration Fee Calculator’ or something similar. It is usually available on the portal's homepage or under a ‘Services’ or ‘Calculators’ section.
  3. Enter the necessary details about the property for which you want to calculate the stamp duty and registration fees. This typically includes information like property type, property area, location, and property value.
  4. Once you've entered all the required details, click the ‘Calculate’ or ‘Check’ button.
  5. The portal will then calculate and display the estimated stamp duty and registration fees based on the information you provided. It may also provide a detailed breakdown of the costs.
  6. Review the results to understand the applicable fees for your property transaction.

Please note that the specific steps and the user interface of the Kaveri Online portal may vary from one state or union territory to another. Therefore, it's important to use the official portal of your region and follow the instructions provided on that particular website to check the stamp duty and registration fees accurately for your Bajaj Housing Finance Home loan.

How to make payment for property registration on Kaveri portal online

To make a payment for property registration on the Kaveri Online portal:

  1. Visit the official Kaveri online portal for your state
  2. Enter property details and calculate fees
  3. Choose your payment method (e.g., debit/credit card, net banking)
  4. Make the payment and receive a confirmation receipt
  5. Complete the property registration process at the Sub-Registrar's office
  6. Collect your registration certificate

How to get an Encumbrance Certificate (EC) on Kaveri portal

Follow the below steps to get an Encumbrance Certificate on Kaveri portal:

  1. Visit the official Kaveri portal for your state
  2. Fill in property details and specify the period
  3. Submit the application
  4. Pay any applicable fees
  5. Once approved, download or receive the EC
  6. Print and save the certificate for your records

How to get certified copy (CC)?

To get a certified copy (CC) of a property document on the Kaveri portal:

  1. Log in to your account
  2. Find the ‘Certified Copy Request’ option
  3. Select the document and provide details
  4. Pay any applicable fees
  5. Submit the request
  6. Once processed and approved, download the certified copy from the portal

Documents required to make stamp duty payment

Stamp duty payment requirements can vary by location and the nature of the transaction. However, here are some common documents and information that may be required to make stamp duty payment:

  1. Stamp Duty Challan/Form: Depending on your location, you may need to fill out a specific stamp duty payment form or generate a challan online. This form or challan will typically require details of the transaction and the amount of stamp duty to be paid.
  2. Property documents: If you are paying stamp duty for a real estate transaction, you will need documents related to the property, such as the sale deed, property registration documents, or lease agreement.
  3. Identification documents: You will typically need to provide your identification documents, such as Aadhar card, passport, PAN card, or voter ID, to establish your identity.
  4. Transaction details: You should have complete information about the transaction, including the property's value, sale price, or consideration amount. For non-property transactions, you'll need to provide details specific to the type of transaction.
  5. PAN Card: In many cases, you may need to provide your Permanent Account Number (PAN) card for financial transactions.
  6. Bank details: You'll need to provide your bank account details to make the payment through a bank transfer or a demand draft.
  7. Power of attorney (if applicable): If you are making the payment on behalf of someone else, you may need a copy of the power of attorney authorizing you to do so.
  8. Witness details (if applicable): For certain transactions, you may need to provide witness details.
  9. Additional documents: Depending on the nature of the transaction and local regulations, there may be additional documents required. It's advisable to check with the relevant authority or consult a legal expert to ensure you have all the necessary documents.

Managing stamp duty payments and documentation can be complex, but securing adequate financing should not be. When you are ready to purchase your property, Bajaj Finserv offers hassle-free approval in just 48 hours* with flexible repayment tenures up to 32 years. Check your eligibility for a home loan from Bajaj Finserv now. You may already be eligible, find out by entering your mobile number and OTP.

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Frequently asked questions

When was Kaveri online services launched?

The Kaveri Online Services portal in India was launched in the state of Karnataka. The Karnataka government launched the Kaveri Online Services portal to provide various online services related to property registration, land records, and other related transactions.

Why is it important to have an encumbrance certificate?

An Encumbrance Certificate (EC) is an essential document for property buyers and owners. It serves several important purposes, which is why it is crucial to have one when dealing with property transactions or legal matters.

How much time does it take for online verification of an Encumbrance Certificate?

The time it takes for online verification of an Encumbrance Certificate (EC) can vary depending on several factors, including the state or region in which the property is located, the efficiency of the online portal, and the volume of requests being processed.

How to use property valuation on Kaveri portal online?

The Kaveri Online Services portal primarily focuses on property registration, land records, and related services. Property valuation, which involves determining the market value or fair value of a property, may not be directly available on the Kaveri portal. Property valuation often requires the involvement of a certified valuer or appraiser.

However, if you are looking for information related to property valuation or market value for a specific property, you may need to consult the local sub-registrar's office or relevant government department in your state or union territory. They can provide guidance on the property valuation process and whether any online tools

How to generate challan on Kaveri online?

To generate a challan on Kaveri online, follow the below steps:

  1. Visit the official Kaveri Online portal for your state
  2. Log in (if required)
  3. Select the specific service
  4. Fill in the necessary details
  5. Calculate fees (if applicable)
  6. Generate the challan
  7. Print a copy
  8. Make the payment through designated channels
  9. Keep the payment receipt as proof

How to reset and change password at Kaveri 2.0?

To reset a forgotten password on the Kaveri portal:

  1. Click ‘Forgot Password’ on the login page
  2. Verify your identity via email or other means
  3. Create a new password
How to register sale deed on Kaveri 2.0?

To register a sale deed on the Kaveri portal:

  1. Create an account
  2. Log in
  3. Initiate sale deed registration
  4. Enter property and sale deed details
  5. Upload required documents
  6. Pay stamp duty online
  7. Schedule an appointment for verification
  8. Attend the appointment
  9. Obtain the registered sale deed online
How to book an online appointment for property registration on Kaveri 2.0?

To book an online property registration appointment on the Kaveri portal:

  1. Create or log in to your account
  2. Choose the appointment type (e.g., new property registration)
  3. Provide property details
  4. Select a date and time for the appointment
  5. Confirm the appointment and pay any fees (if required)
  6. Receive a confirmation
  7. Attend the appointment with the necessary documents
How to reschedule my appointment at Kaveri portal?

To reschedule an appointment on the Kaveri portal:

  1. Log in to your account
  2. Access your existing appointment
  3. Select the option to reschedule
  4. Choose a new date and time
  5. Confirm the rescheduling and make any necessary payments
  6. Receive a confirmation for the new appointment
What is the Kaveri online registration charges?

Kaveri online registration charges may vary depending on the specific services or transactions you wish to access. It's advisable to visit the official Kaveri online portal or contact their customer support for the most accurate and up-to-date information regarding registration charges.

What services can I access on the Kaveri portal?

The Kaveri portal offers a wide range of online services. These include property registration and mutation, applying for an Encumbrance Certificate (EC), marriage registration, registration of societies, and firm registration. It provides a single point of access for most documentation needs related to property and legal records in Karnataka.

What is the current guidance value in Karnataka for 2025?

The guidance value is the minimum price set by the government for selling a property. As of 1 October 2023, Karnataka has increased the guidance value by up to 50%. This change means that property buyers may now have to pay more stamp duty and taxes when registering their properties at the new minimum rates.

How do I check the guidance value of a property in Karnataka?

To find out the guidance value of any property in Karnataka, visit the official website of the Department of Stamps and Registration. On the site, you will need to enter details like location, property type, and other basic information. Once submitted, the site will show the official guidance value of the selected property.

When was the guidance value last revised in Karnataka?

The previous update to Karnataka’s guidance value took place in the year 2018, and the revised rates were implemented from 1 January 2019. This update remained in effect until the new revision in 2023, which introduced a considerable increase across various areas.

How will the rise in guidance value affect buyers and sellers?

A rise in guidance value usually means higher property prices overall. Buyers may need to pay more in stamp duty and registration fees, while sellers may see an increase in the minimum sale value. It can also lead to a higher property tax calculation based on the revised rates.

Higher guidance values mean increased upfront costs for property buyers, making proper financial planning crucial. A home loan from Bajaj Finserv can help you manage these rising costs with competitive interest rates starting from 7.49%* p.a and loan amounts up to Rs. 15 Crore*. Check your loan offers with Bajaj Finserv now. You may already be eligible, find out by entering your mobile number and OTP.

Should I register my property at the market value or the guidance value?

If the property's selling price is higher than the guidance value, you can register it at the guidance value. However, if your purchase price is lower than the guidance value, the law requires you to still register at the official guidance value. This is the minimum acceptable rate for registration by the sub-registrar’s office.

Why does the same city have different guidance values for different properties?

The guidance value may differ within the same city due to several factors. These include the locality, floor number, availability of amenities, type of building, and even features like covered parking. These variables influence how the government assesses the minimum price for registration.

Where can I find more details about the guidance value in Bengaluru?

You can get accurate details by visiting your local sub-registrar office in Bengaluru. Alternatively, official government websites also offer access to current guidance values. These sources provide verified data to help you make informed decisions when buying or selling property.

Are the terms ‘guidance value’ and ‘guideline value’ the same?

Yes, both terms mean the same thing. The guidance value, also called guideline value, is the minimum rate fixed by the government for registering a property. It ensures fair valuation and proper calculation of registration charges and taxes.

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