The Delhi Development Authority (DDA) has announced its latest offering, the Apna Ghar Awaas Yojana 2025, marking its third housing scheme of the year. Under this initiative, a total of 7,500 residential units are being made available at discounted prices in various parts of Delhi such as Narela, Loknayakpuram, and Siraspur. These flats cater to a wide range of income groups including Economically Weaker Sections (EWS), Low-Income Group (LIG), Middle-Income Group (MIG), and High-Income Group (HIG) applicants. Discount rates range from 15% to 20%, depending on the location and flat category.
Registrations for the Apna Ghar Awaas Yojana 2025 began on 27 May 2025 and will continue until 26 August 2025. The scheme also introduces several user-friendly upgrades such as a single-window inquiry platform, improved transparency in flat allotment, and a dedicated chatbot offering round-the-clock assistance. These efforts are part of DDA’s ongoing mission to make home ownership easier and more transparent. With simplified processes and accessible pricing, the scheme is another step forward in helping Delhi residents across all income brackets secure quality homes.
While DDA schemes offer excellent opportunities for affordable housing, securing your dream home often requires additional financial planning. A home loan can bridge the gap between the scheme's discounted prices and your available funds. Consider exploring home loan options from Bajaj Finserv to complement your DDA flat purchase. With competitive interest rates starting at 7.49%* p.a and loan amounts up to Rs. 15 Crore*, you can check your eligibility for a Bajaj Housing Finance Home Loan. You may already be eligible, find out by entering your mobile number and OTP.
DDA Housing Scheme - Apna Ghar Awaas Yojana 2025
The Delhi Development Authority (DDA) has launched its third housing scheme of 2025, named Apna Ghar Awaas Yojana, providing 7,500 flats in Delhi's Narela, Siraspur, and Loknayakpuram. These units span across EWS, LIG, MIG, and HIG categories, with discounts ranging between 15% and 20% depending on the flat type and location. Notably, Loknayakpuram, Siraspur, and Narela LIG flats come with a 25% price cut, while other categories enjoy up to 15% off. Specific allocations include 694 EWS, 5,384 LIG, 386 MIG, and 226 HIG units in Narela; 564 LIG units in Siraspur; and 150 LIG and 96 MIG flats in Loknayakpuram.
Online registration for the scheme opened at 12 pm on 27 May and will end on 26 August 2025, though extensions may apply. Applicants need to pay a booking amount: Rs. 50,000 for EWS, Rs. 1 lakh for LIG, Rs. 4 lakh for MIG, and Rs. 10 lakh for HIG flats. The scheme is open to all Indian citizens aged 18 and above, and works on a first-come, first-served basis. To improve the customer experience, DDA has introduced a new chatbot, simplified documentation, and faster processing through a single-window enquiry system, further boosting confidence among potential homebuyers.
Even with DDA's attractive booking amounts, many homebuyers find that a home loan helps them manage their finances more effectively. Planning your home purchase becomes easier when you have access to flexible financing options. Check your eligibility for a home loan from Bajaj Finserv to ensure you're financially prepared for your DDA flat purchase. You may already be eligible, find out by entering your mobile number and OTP.
DDA Apna Ghar Awaas Yojana important dates
The table below outlines the key dates of the DDA Apna Ghar Awaas Yojana in Delhi.
Specifics |
Dates |
Scheme launch date |
20 May 2025 |
Application start date |
27 May 2025 |
Application end date |
26 August 2025 |
DDA Apna Ghar Awaas Yojana booking amount
The table below outlines the DDA Apna Ghar Awaas Yojana flat booking amounts for different income groups.
Income groups |
Booking amount |
Economically Weaker Section (EWS) |
Rs. 50,000 |
Lower Income Group (LIG) |
Rs. 1 lakh |
Middle Income Group (MIG) |
Rs. 4 lakh |
Higher Income Group (HIG) |
Rs. 10 lakh |
DDA Apna Ghar Awaas Yojana: Number of flats
The table below outlines the number of flats allotted to applicants of different income groups for each of the three locations.
Location |
Income group |
Number of units allotted |
Narela |
Economically Weaker Section (EWS) |
694 |
Lower Income Group (LIG) |
5384 |
|
Middle Income Group (MIG) |
386 |
|
Higher Income Group (HIG) |
226 |
|
Sirsapur |
Lower Income Group (LIG) |
564 |
Loknayakpuram |
Lower Income Group (LIG) |
150 |
Middle Income Group (MIG) |
96 |
DDA Shramik Awaas Yojana 2025 (January 2025)
The Delhi Development Authority introduced the Shramik Awaas Yojana 2025 to make housing more accessible for Delhi’s working class. This scheme provides flats at a 25% discount and is specifically targeted towards individuals who are part of the informal sector or have served the nation. The initiative is designed to help more people secure a permanent home in the city through an affordable and straightforward application process.
Eligibility criteria of DDA flat booking under Shramik Awaas Yojana
This housing scheme is open to individuals from the following categories:
- Registered construction workers
- Auto-rickshaw and taxi drivers
- Street vendors (PM SVANidhi scheme beneficiaries)
- Skilled workers under the PM Vishwakarma Yojana
- Ex-servicemen, war widows, and gallantry award recipients
- Individuals belonging to SC/ST communities
How to apply for DDA Shramik Awaas Yojana
The entire application process can be done online with ease:
- Visit the official site: eservices.dda.org.in
- Complete the online application form
- Pay an application fee of Rs. 2,500
- If selected in the draw, submit a booking amount of Rs. 50,000
DDA Shramik Awaas Yojana important dates
The table below outlines the important dates for DDA flat booking under Shramik Awaas Yojana.
No. Of flats |
700 |
Locations |
Narela 1, 2, 3, 4, 5, 6 Pocket G2 |
Income eligibility |
Economically Weaker Sections (EWS) |
Registration date |
6 January 2025 |
Booking date |
15 January 2025 (11:00 AM) |
Deadline |
30 April 2025 |
Scheme type |
First Come First Serve Basis |
DDA Sabka Ghar Awaas Yojana 2025 (January 2025)
The Sabka Ghar Awaas Yojana 2025, introduced by DDA, aims to provide budget-friendly homes to Delhi residents. The flats under this scheme are offered at a flat 25% discount, making homeownership more affordable for many families. This initiative is part of DDA’s broader efforts to increase housing access and affordability in the national capital, especially for lower and middle-income groups.
Eligibility criteria of DDA Sabka Ghar Awaas Yojana
The table below outlines the applicants for whom the scheme is open:
EWS and LIG flats |
MIG and HIG flats |
Registered construction workers Auto-rickshaw and taxi drivers Street vendors (PM SVANidhi beneficiaries) Skilled workers (PM Vishwakarma Yojana) Ex-servicemen, war widows, and gallantry award winners People from SC/ST communities |
Women War Widows Ex-Servicemen and Recipients of Gallantry and Arjuna Awards Persons with Disabilities (Divyangjan) Persons belonging to the SC/ST communities |
How to apply for DDA Sabka Ghar Awaas Yojana
- Visit the official DDA website: dda.gov.in
- Fill out the application form online
- Pay the application fee (non-refundable)
- Upload required documents and wait for the draw result
- If your name is selected, follow the instructions for payment and flat possession
DDA Sabka Ghar Awaas Yojana important dates
The table below outlines the important dates for DDA Sabka Ghar Awaas Yojana flat booking.
No. Of Flats |
For LIG & EWS: 6810 For MIG & HIG: 769 |
Locations |
Lok Nayak Puram, Sirsapur, Narela |
Eligibility |
Economically Weaker Sections (EWS), Low-Income Groups (LIGs), Middle-Income Groups (MIGs), High-Income Groups (HIGs) |
Registration date |
6 January 2025 |
Booking date |
15 January 2025 (11:00 AM) |
Deadline |
30 April 2025 |
Scheme type |
First-come-first-serve basis |
DDA Sasta Ghar Housing Scheme Phase 2 (November 2024)
The DDA launched Phase 2 of the Sasta Ghar Housing Scheme 2024, featuring around 2,500 affordable flats across key Delhi regions. This phase continues the authority’s focus on offering ready-to-move-in homes to individuals from low and economically weaker income groups. Locations include Narela, Loknayakpuram, Mangolpuri, Ramgarh, Dwarka, Sirsapur, and Rohini, all selected to support residential development in accessible zones.
Registrations for the scheme began on 14 November 2024 and were based on a first-come, first-serve model. The scheme allows eligible applicants to select flats suited to their budget and needs. It is ideal for first-time homebuyers looking for ownership in planned localities within Delhi. All properties under this phase are complete and ready for immediate possession. Applicants can visit the official DDA website to register and find detailed information about the locations, pricing, and eligibility requirements.
DDA Sasta Ghar Housing Scheme Phase 2: Key facts
Details |
Information |
Residential units |
2,500 |
Price range |
Starting from Rs. 11.5 lakh |
Locations |
Narela, Sirsapur, Dwarka, Rohini, Mangolpuri, Ramgarh, Loknayakpuram |
Income eligibility |
EWS and LIG |
Booking start date |
14 November 2024 |
Scheme type |
First Come First Serve Basis |
DDA Sasta Ghar Housing Scheme Phase 2 Flats
Income group |
Number of flats |
Location |
Cost |
LIG |
250 |
Sector 34 & 35, Rohini |
Rs. 12 lakh – Rs. 15.5 lakh |
EWS |
180 |
Mangolpuri |
Rs. 32 lakh – Rs. 35 lakh |
EWS |
1,800 |
Sector A1–A4 (Pockets 1A, 1B, 1C), Narela |
Rs. 18 lakh – Rs. 20 lakh |
The remaining units are located across Narela, Sirsapur, and Loknayakpuram. All flats under this scheme are ready for occupancy and available on a first-come, first-serve basis.
DDA Housing Scheme 2025 eligibility criteria
In order to enjoy the benefits of this affordable housing scheme in Delhi, you are required to meet the eligibility criteria of DDA flat scheme. They are as follows:
- You must be a citizen of India and over the age of 18 at the time of application
- You must have a PAN card
- You must not own, either fully or in part, any residential property having carpet area exceeding 67 meters in Delhi
- If you have any prior allotments under the Delhi awas yojana, you are ineligible for the scheme
Documentation required to apply for the DDA Housing Scheme
The required documents are an important part of your application process as they attest to your eligibility. They are as follows:
- Affidavit for non-ownership of property in Delhi
- Affidavit declaring the relationship with your spouse. (This applies for joint applications.)
- Identity and address proof documents, which include self-attested copies of PAN card, Aadhaar card or Voter’s ID
- Self-attested copy of the passbook relating to the bank account mentioned in the application
- Copy of NOC from the mortgage issuer attested by a notary
Online application method for the DDA Housing Scheme
As per a recent change, the DDA housing scheme 2019 is only accepting online applications. Here are the steps to follow.
- Visit the official DDA website
- Click the button that says ‘Online application form’
- Navigate the page for the application form and fill it up
- Upload your latest photograph and signature before submitting the application
- Make the payment using the online payment gateway. The amount you’ll have to pay depends on the category you’ve chosen. If you have picked more than one, you will have to pay the fee for the higher category
You can also apply for the DDA flat scheme by visiting the websites of banks including SBI, HDFC, ICICI Bank, Kotak Mahindra and Yes Bank.
DDA Housing Scheme: How to make payments
To purchase a DDA flat, applicants must complete payment through the official DDA payment portal. An e-challan must first be generated for the transaction. Payments can be made via net banking, NEFT, or RTGS. The entire amount must be paid within 90 days from the date of receiving the allotment letter or demand letter. Failure to do so can lead to cancellation of allotment and forfeiture of the registration amount.
Here are the available payment methods:
- Online transfer: Payment via NEFT, net banking, or RTGS from the allottee’s bank account or an immediate family member’s account.
- Housing loan: Buyers can also take a home loan from a DDA-recognised financial institution by mortgaging the flat.
- Persons with disabilities: Payment can be made either in full or in instalments, depending on specific provisions allowed.
When considering financing options for your DDA flat, it's important to explore competitive home loan offers that suit your financial situation. Bajaj Finserv offers attractive home loan solutions with interest rates starting from 7.49%* p.a and flexible tenures up to 32 years. Check your eligibility for a home loan from Bajaj Finserv to secure the best financing for your DDA property purchase. You may already be eligible, find out by entering your mobile number and OTP.
DDA Housing Scheme: How to make the payment online
- Step 1: Visit the official DDA Housing Scheme website and click on the “Payments” option on the homepage.
- Step 2: Choose your property type (e.g., DDA Flats, DDA Plots, Group Housing Property, Cooperative Society).
- Step 3: Follow the on-screen instructions to proceed with the payment process.
- Step 4: Enter your login details like mobile number, challan number, and captcha to access the portal and complete payment.
Important: Payment must be completed within 90 days from the date of the allotment. Delay in payment will result in cancellation of the flat and forfeiture of the registration fee.
How to apply for DDA Housing Schemes 2025
Applying for the DDA Housing Scheme is a quick online process. Follow the steps below to apply successfully:
Step-by-step process:
- Visit the official portal: https://eservices.dda.org.in/
- Check important details such as the layout plan, location, and size of flats.
- Pay the application amount as per your income category (see table below).
- Application fees are non-refundable and will be adjusted against the final cost if a flat is allotted.
- Applicants must choose a flat online on a ‘First Come First Serve’ basis.
- Once a flat is selected, a 30-minute window is provided to pay the application fee online. During this time, the selected flat is temporarily locked for the applicant.
- After successful payment, the flat is reserved under the applicant’s name.
Application fee for DDA Housing Scheme 2025
Category |
Application money |
EWS |
Rs. 10,000 |
LIG |
Rs. 15,000 |
This affordable housing scheme in Delhi is of prime importance if you wish to own a home in 2019 and meet the criteria. However, you can also become a homeowner via the Delhi Awas Yojana, which offers 300 units to applicants who will be chosen on the basis of lots under the Master Plan Delhi 2021. No matter which scheme you choose, keep in mind that property, especially in the capital, comes at a steep price and it is wise to opt for a home loan to ease the strain on your finances. Home loans come in handy as you can use the funds to either buy, build or renovate your home, all the while enjoying tax benefits. You can get up to Rs. 1.5 lakh as a deduction on the principal loan amount and Rs. 2 lakh deduction on interest payments.
All you are tasked with now is finding a suitable loan offer, and the Bajaj Finance Home Loan is an incredible option to consider. You can get up to Rs. 15 Crore* as a sanction at a nominal interest rate for a flexible tenor of up to 32 years, which translates to affordable EMIs. Furthermore, you get access to other value-added features like the property dossier and doorstep services for pick-up of your important documents. You can enjoy all these benefits and more by simply applying for this loan online. To get started, check your offer and get access to a customised home loan offering.
DDA Housing Scheme features
The DDA Housing Scheme aims to provide affordable housing to Delhi residents with various features:
- Affordability: The scheme offers budget-friendly housing options.
- Inclusivity: Diverse housing choices cater to different preferences.
- Online application: Streamlined process through the official DDA website.
- Eligibility: Varies based on income and housing type.
- Reservation categories: EWS, LIG, MIG, and HIG categories with specific criteria.
- Random draw system: Transparent allocation through a randomised draw.
- Developed infrastructure: Well-planned projects with essential amenities.
- Financing options: Collaborations with banks for competitive home loans.
- Allotment and possession: Successful applicants receive allotment letters and possession.
- Resale and transfer: Permitted in certain cases for flexibility.
- Regular updates: Information communicated through official channels.
- Regulatory compliance: Adherence to building codes and safety standards.
- Sustainable practices: Emphasis on environmentally friendly initiatives.
- Customer support: Dedicated support for applicant queries and concerns.
The DDA Housing Scheme strives to ensure housing aspirations are met efficiently and transparently.
Benefits of the DDA Housing Scheme under PMAY
The DDA Housing Scheme under Pradhan Mantri Awas Yojana (PMAY) offers numerous benefits:
- Affordable housing: Provides cost-effective housing solutions for diverse income groups.
- Inclusive housing options: Caters to EWS, LIG, MIG, and HIG, ensuring inclusivity.
- Subsidised interest rates: Eligible individuals may benefit from subsidised interest rates on home loans.
- Financial assistance: Offers financial assistance and subsidies, particularly for EWS and LIG categories.
- Online application process: Streamlined online application process for convenience.
- Transparent allotment process: Ensures fairness through a transparent allotment process, often using a random draw.
- Developed infrastructure: Projects include well-developed infrastructure and amenities.
- Environmental sustainability: Emphasises eco-friendly practices and sustainability.
- Reduced slum dependence: Contributes to reducing dependence on slums and informal settlements.
- Facilitates urban development: Supports planned urban development with access to essential services.
- Opportunity for homeownership: Enables individuals to realize the dream of homeownership.
- Boost to real estate sector: Stimulates economic growth by encouraging construction activities.
- Resale and transfer options: Provides flexibility with options for resale and transfer of housing units.
DDA Housing Scheme surrender charges/cancellation charges
If a successful applicant wishes to surrender or cancel their allotted flat after selection, DDA will deduct a cancellation penalty from the registration amount. The charges are based on the timing of the surrender, as outlined below.
Surrender/Cancellation Charges Table
Timeline (from issue date of allotment letter) |
Penalty deducted |
Up to 15 days |
10% of registration amount (maximum Rs. 10,000) |
From 16th to 30th day |
20% of registration amount |
From 31st to 90th day |
50% of registration amount |
After 90 days |
100% of registration amount (no refund) |
Please ensure that the decision to cancel is made early to minimise losses. Once the 90-day window has passed, no refund of the registration amount will be issued.
Contact details for queries related to DDA Housing Scheme?
Below are the contact details of authorised engineers responsible for handling enquiries about the DDA Housing Scheme in the Narela region:
S. No |
Name |
Designation |
Mobile no. |
Sample flat location/locality |
1 |
Sh. J. Krishan |
Assistant Engineer |
9810933145 |
Sector G2, G7, 68 & Pkt 1A, Sector A1-A4, Narela |
2 |
Sh. Mohit |
Assistant Engineer |
9971154443 |
Sector A5, A6 & B4, Sector A1-A4 (Pkt-IB, IC), Narela |
3 |
Sh. Sonu Nagar |
Junior Engineer |
9929883898 |
Sector A1-A4, Pkt 1C & Sector A5, Narela |
4 |
Sh. Sanjay |
Junior Engineer |
8802032684 |
Sector A6, Sector B4 Narela |
5 |
Sh. Sant Ram |
Junior Engineer |
9454005615 |
Sector A1-A4, Pkt 1B & Sector A9 Narela |
6 |
Sh. Anujash Kumar |
Junior Engineer |
7903086772 |
Sector G2, G7, G8 & A1 to A4, Pkt 1A Narela |
The DDA Housing Scheme under PMAY stands as a comprehensive initiative, aligning with the government's commitment to affordable housing for all.
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