Bajaj Finserv Home Loan in Surat

Located in Gujarat, Surat is an important economic and commercial centre of the state. It is widely recognised for its flourishing diamond and textile industries and rapid infrastructural growth.

Meet your housing dreams with a Bajaj Finserv Home Loan in Surat. You can apply for a home loan online and avail of loan at an interest rate starting from 8.50%* p.a

Visit any of the branches today or apply online to get a head start on your home loan journey.

Features and benefits

Choose Bajaj Finserv as your home loan partner in Surat. Read on to know why it is the best option for your funding needs.

  • Competitive rate of interest

    Competitive rate of interest

    Starting from 8.50%* p.a, Bajaj Finserv offers competitive rates that drive down costs and give you the best housing finance deal.

  • Rapid TAT

    Rapid TAT

    Wait no longer than 48 hours* for your loan disbursal as Bajaj Finserv offers eligible applicants a speedy turn-around time with zero hassles.

  • Sizeable loan chunk

    Sizeable loan chunk

    Bajaj Finserv provides loan amount of up to Rs. 15 crore*, to applicants with good credit profiles.

  • 5000+ projects

    5000+ projects

    Up your chances of being approved for a home loan by choosing from the 5000+ approved projects to make your dream of a home come true.

  • External benchmark linked loans

    External benchmark linked loans

    Make the most of loans linked to external benchmarks, such as the repo rate by making considerable savings on lowered interest rates and reduced EMIs under the right conditions.

  • Digital loan dashboard

    Digital loan dashboard

    The Bajaj Finserv online portal allows borrowers to keep track of their loan details and payment schedules virtually, without the hassle of visiting the branch.

  • Considerable tenor

    Considerable tenor

    The Bajaj Finserv home loan tenor stretches up to 40 years allowing borrowers plenty of time to comfortably repay their housing loans.

  • Minimum contact loans

    Minimum contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans.

  • No prepayment and foreclosure charge

    No prepayment and foreclosure charge

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – allowing you to make maximum savings based on your financial standing.

  • Loan subsidies

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Home loan eligibility criteria




Age (in years)

23 years - 70 years

23 years - 70 years

CIBIL score

725 +

725 +




Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Having the down payment pre-arranged and ready to go is a good way to increases your chances of getting approved for a home loan. Satisfy the abovementioned criteria and submit necessary documents to obtain a high-value loan from Bajaj Finserv.

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How to apply for a home loan?

Avail of a home loan online in Surat, by following these four steps.

  1. 1 Select the online application form from the Bajaj Finserv website
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents to complete your application

Home loan interest rate, fees & charges

Enjoy the best housing loan interest rate and reasonable additional charges. We maintain transparency throughout and do not charge any hidden fees. Lenient tenor, zero hidden costs and favourable lending terms are few of the reasons that make Bajaj Finserv a popular lender amongst borrowers.

*Terms and conditions apply