Insta EMI Card application process: Know the end-to-end process

Make the most of your Insta EMI Card by shopping on No Cost EMIs.
Insta EMI Card application process: Know the end-to-end process
2 min
20th July 2023

Are you planning to make a big-ticket purchase, but the price tag is making you think twice? Fear not.

The No Cost EMI option will help you plan that aspirational purchase without burning a hole in your pocket. With the Bajaj Finserv Insta EMI Card, the No Cost EMI scheme is available on a wide range of products like electronics, furniture, home appliances, and many more. It makes it easier for you to choose the products you need, without worrying about the cost.

Avail EMI Card with a Quick and Easy Process

Gone are the days when you had to go through lengthy paperwork and wait for days to get your EMI card approval. With the Insta EMI Card, you can now apply online and get instant approval within 5 minutes. All you need to do is visit the Insta EMI Card page, fill in your personal and, submit the KYC documents, and you are done.

Simplified Activation Process for Instant Credit Approval

Your digital card with a limit of up to Rs. 3 lakh will be generated immediately after you finish the application process. The card offers instant credit approval and a flexible repayment tenure that best suits you best.

Wondering how long will you need to wait for the activation? Your Insta EMI Card is ready to use instantly. You can shop on EMIs from multiple retailers across various sectors like electronics, home appliances, travel, healthcare, and many more.

Benefits of Availing Insta EMI Card

  • Instant approval: You can complete your application and get the card in just 5 minutes. This swift turnaround time means you can enjoy the digital card's benefits in no time. If you want to buy a new dishwasher today, get it.
  • Instant credit: After your card is approved, you can start using the Card to shop for the products on e-commerce sites like Amazon, Flipkart, Bajaj Mall, etc., or offline at retail stores like Croma Store, Reliance Digital, and others.
  • No Cost EMI: The Bajaj Finserv Insta EMI Card lets you convert large purchases into manageable, interest-free monthly instalments, where you repay only the actual cost of the product and a minimal processing fee. Imagine an interest-free credit.
  • Flexible repayment tenure: The repayment period is quite flexible, ranging from 1 to 60 months. This allows easy management of your monthly budget based on your financial situation
  • Easy online shopping: The most important benefit among many is that you can use the card to shop on all leading e-commerce sites and websites of retail stores like Croma, Reliance Digital, and many more. The shopping process is simple. Select your card, choose the payment option as EMI, fill in your detail, and proceed to buy.
  • Extensive coverage: The digital card gives you access to over 1 million products from more than 1.5 lakh+ partner stores across 4,000+ cities, making various products easily accessible.

Check features of Insta EMI Card

How you can apply for Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card application process is quick and convenient. If you are a new customer, here is how you can apply for the card through the end-to-end online process.

  • Step 1: Visit the Bajaj Finserv website and click on the ‘Apply for Insta EMI Card’ button.
  • Step 2: Enter your 10-digit phone number and verify it with the OTP sent to your mobile.
  • Step 3: Fill out the application form with your name, PAN, date of birth, employment status, and gender.
  • Step 4: Check your pre-approved limit.
  • Step 5: Perform KYC verification and pay the one-time joining fee.
  • Step 6: Provide your bank details, including your account number and IFSC code, for the e-mandate process.

Apply for the Bajaj Finserv Insta EMI Card

Overall, the Bajaj Finserv Insta EMI Card is a class-apart digital card that caters to the needs of individuals seeking a convenient and efficient way to manage their expenses.

Next time, you want to make a big-ticket purchase, you can turn to the Insta EMI Card for the benefits like never before. Its end-to-end digital application process gets you the card in a few minutes.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

What is the maximum limit that I can get on Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card offers a pre-approved loan limit of up to 3 lakh. This limit depends on various factors, such as your income, repayment history, and credit score.

How can I increase the limit of the Bajaj Finserv Insta EMI Card?

You can improve your credit score and profile by making regular, on-time payments and clearing your dues. Bajaj Finserv will review the Insta EMI Card limit from time to time, and you can enjoy an enhanced credit limit depending on your repayment history.

How to activate Bajaj Finserv Insta EMI Card for online transactions?

You can activate your Bajaj Finserv Insta EMI Card by visiting the official Bajaj Finserv website.

Step 1: Sign into our customer portal with your registered mobile number and the OTP.
Step 2: Enter your date of birth for verification and proceed.
Step 3: Once signed-in, select your Insta EMI Card under ‘My Relations’.
Step 4: Click on ‘Register Now’ and proceed to register your e-mandate.

What documents do I need to provide during the Insta EMI Card application process?

During the Insta EMI Card application process, you typically need to provide KYC documents such as Aadhar card, PAN card, and proof of address along with income documents.

What are the eligibility criteria for the Bajaj Finserv Insta EMI Network Card?

The eligibility criteria for the Insta EMI Network Card include factors such as age, income, credit score, and employment status. Typically, individuals aged between 21 to 65 years with a stable income and good credit history are eligible.

Can I use the Insta EMI Card for online purchases?

Yes, you can use the Insta EMI Card for online purchases on partner websites and platforms where the card is accepted, making it convenient for purchasing various products and services.

How can I check the status of my Insta EMI Card application?

You can check the status of your Insta EMI Card application online through the Bajaj Finserv website or mobile app by logging into your account or by contacting their customer service helpline.

What should I do if I face issues during the application process?

If you encounter any issues during the application process for the Insta EMI Card, you can raise a request on the website.

What documents do I need to provide during the application process?

You generally need to provide basic KYC documents like Aadhar card, PAN card, address proof, and income proof during the application process for an EMI Card.

What are the eligibility criteria for the EMI Network Card?

The eligibility criteria for an EMI Network Card often include factors like age, income, credit history, and residence status.

What should I do if I face issues during the application process?

If you encounter any issues during the application process for an EMI Card, you should contact the customer service or support team for assistance and guidance.

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