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Business Loan In Bhavnagar

Overview

The highlights of industrial development in Bhavnagar are diamond cutting and polishing units, salt and marine chemicals, shipbuilding, and ship-breaking industries. It is dotted with more than 10,000 SME units.

Bajaj Finserv offers Business Loans up to Rs.30 lakh to business owners for the growth of business.

 

Business Loan in Bhavnagar Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    Borrow as per your need, and repay when you can with Bajaj Finserv Flexi Loan facility.

  • Collateral-free loans

    Apply for a Business Loan from Bajaj Finserv without pledging any asset as security.

  • Financing up to Rs.30 lakh

    You can avail a business loan up to Rs.30 lakh to finance your daily operations, equipment, and premises. Know your EMIs through our business loan EMI calculator.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you are entitled to our exciting special offers.

  • Flexible tenors

    Flexi Loans from Bajaj Finserv have a flexible tenor with the maximum loan repayment period being 8 years.

  • Online account access

    You can manage your loan account online through our customer portal Experia.

Documentation and Eligibility Criteria

To avail business loans in Bhavnagar, you need to fulfill the following criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.
 

Documents Required for Business Loan

  • Passport size photograph

  • KYC documents

  • Business proof: Certificate of business existence

  • Relevant Financial documents

  • Bank Account statement of last month

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • Up to 16% -35%
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest-only Loan & Flexi Term Loan facilities
  • Nil

How to Apply for Business Loan in Bhavnagar ?

Online Application

  • Click here to apply

  • On submission, our representative will get in touch with you along with your pre-approved offer

Simply SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Those involved in diamond jewellery business can avail Business Loan for various business requirements.

Contact Us

You can get more information on Bajaj Finserv Business Loan in Bhavnagar at,

3rd Floor, 307, Eva-I, Opp. Joggers Park, Atabhai Chowk, Bhavnagar - 364 002.

You can also write to us at [email protected].

Bajaj Finserv Business Loan is also available in other Indian cities such as Bareilly, Bilaspur, Hosur, Tirupati, Nellore, Vellore and Anantapur.

Business Loan Instant Approval

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Is your firm audited by CA

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